1st Advantage MortgageIn Pitt County, North Carolina, the typical household earns $58,188 a year and the typical rent is $993. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's North Carolina license first.
On this page
- Pitt County at a glance
- Household income in Pitt County
- What it costs to live in Pitt County
- Work, industries and travel time in Pitt County
- The communities that make up Pitt County
- How Pitt County compares with nearby counties
- People and households in Pitt County
- Borrowing situations common in Pitt County
- Budget math at the Pitt County median
- Before you sign
- Who licenses lenders for Pitt County residents
- Nearby and statewide guides
- Frequently asked questions
Pitt County at a glance
Roughly 177,193 residents live in Pitt County, North Carolina, 15th by population among the state's 100 counties and county equivalents. Land area is 652 square miles (2024 Gazetteer), so density runs near 272 per square mile. For statistical purposes it belongs to the Greenville, NC metro area, as delineated by the Office of Management and Budget in July 2023. The Census Bureau counts 12 places in the county (9 incorporated, 3 census-designated); the largest is Greenville, with about 92,857 residents, or 52% of the county.
Household income in Pitt County
Half of Pitt County households take in less than $58,188 a year and half take in more, 20% below the North Carolina median of $72,388. That places it 61st among North Carolina's 100 county-level areas.
| Households earning | Pitt County | +/- vs North Carolina |
|---|---|---|
| Under $35,000 | 29.1% | +5.9 pts |
| $35,000 to $99,999 | 44.4% | +3.0 pts |
| $100,000 to $199,999 | 20.2% | -4.8 pts |
| $200,000 or more | 6.3% | -4.0 pts |
About 29% of households earn under $35,000, while 26% clear $100,000. The poverty rate is 19.8%, 7 points higher than the state's 13.0%. Income inequality, measured by the Gini index, comes to 0.481 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
What it costs to live in Pitt County
Median gross rent, utilities included, comes to $993 in Pitt County versus $1,228 statewide. Rent takes 30% or more of income for 51% of renter households here. With a median value of $208,900, a typical Pitt County house costs 3.6 times what the median household earns in a year. Owners occupy 51% of homes. Half the housing stock was built before 1994.
| Measure | Pitt County | North Carolina | Median U.S. county |
|---|---|---|---|
| Median gross rent | $993/mo | $1,228/mo | $877/mo |
| Median home value | $208,900 | $288,900 | $185,300 |
| Owners | 51% | 67% | 75% |
| Rent-burdened renters | 51% | 49% | 45% |
| Burdened owners | 24% | 25% | n/a |
| Mobile homes | 10.2% | 11.0% | n/a |
For the many renters in Pitt County, deposits, moving costs and card balances are typical reasons to borrow. Keep the amount small and the term short. Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
Work, industries and travel time in Pitt County
The biggest employer of Pitt County residents, by industry, is education and health care at 31% of workers, followed by retail trade (12%). Education and health care stands out: 31% of workers here, versus 23% statewide. Averaged over the five survey years, 7.8% of the labor force was out of work and looking. Long commutes are the exception here: 11% of workers spend 45 minutes or longer getting to work. Households without a car make up 9.0% of the total (5.3% statewide).
| Sector | Pitt County | Compared with North Carolina |
|---|---|---|
| Education and health care | 31.2% | +8.7 pts |
| Retail trade | 11.6% | +0.4 pts |
| Arts, lodging and food service | 11.1% | +2.7 pts |
| Manufacturing | 10.1% | -1.5 pts |
| Professional and administrative services | 7.7% | -5.0 pts |
| Construction | 5.8% | -1.6 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
The communities that make up Pitt County
The table lists the 12 largest of 12 Census places in Pitt County, by population. Together all 12 hold about 117,257 people, so roughly 34% of residents live outside any named place. Incomes vary by place: $83,193 at the median in Winterville, $42,232 in Grimesland. None of the 12 has its own city guide, so this page covers all of them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Greenville | city | 92,857 | $49,748 | $1,007 | 0 mi |
| Winterville | town | 10,725 | $83,193 | $1,534 | 5 mi |
| Ayden | town | 5,150 | $42,413 | $778 | 9 mi |
| Farmville | town | 4,514 | $47,410 | $815 | 12 mi |
| Bethel | town | 1,544 | $52,961 | $684 | 15 mi |
| Grimesland | town | 650 | $42,232 | $1,453 | 10 mi |
| Simpson | village | 432 | $39,464 | $767 | 5 mi |
| Fountain | town | 409 | n/a | $725 | 16 mi |
| Bell Arthur | CDP | 374 | n/a | n/a | 8 mi |
| Belvoir | CDP | 272 | n/a | $683 | 10 mi |
| Stokes | CDP | 210 | $59,625 | n/a | 10 mi |
| Falkland | town | 120 | $96,102 | n/a | 11 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
How Pitt County compares with nearby counties
The six counties whose centers lie closest to Pitt County's, from 19 to 32 miles away. 1 of the six report a higher median household income than Pitt County; Beaufort County is highest at $58,357 and Lenoir County lowest at $45,143.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Pitt County | - | $58,188 | $993/mo | 51% |
| Greene County, NC | 19 mi | $53,244 | $853/mo | 67% |
| Martin County, NC | 23 mi | $48,578 | $758/mo | 67% |
| Edgecombe County, NC | 26 mi | $51,265 | $858/mo | 61% |
| Lenoir County, NC | 28 mi | $45,143 | $861/mo | 59% |
| Beaufort County, NC | 31 mi | $58,357 | $871/mo | 70% |
| Wilson County, NC | 32 mi | $56,423 | $953/mo | 60% |
People and households in Pitt County
34% of Pitt County adults 25 and older hold a bachelor's degree or more. About 10% go without health insurance.
| Residents | Pitt County | North Carolina | Middle U.S. county |
|---|---|---|---|
| Median age | 33.0 | 39.1 | 41.5 |
| Bachelor's or higher | 33.8% | 35.7% | 22.2% |
| No high school diploma | 9.2% | 9.9% | n/a |
| No health insurance | 10.0% | 9.9% | 7.8% |
| No vehicle | 9.0% | 5.3% | 5.4% |
| Work from home | 11.9% | 16.3% | 8.7% |
| Poverty rate | 19.8% | 13.0% | 13.2% |
| Unemployment (ACS) | 7.8% | 4.7% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 36.8% |
| 15 to 29 min | 39.7% |
| 30 to 44 min | 12.8% |
| 45 to 59 min | 5.1% |
| 60+ min | 5.7% |
Borrowing situations common in Pitt County
Where the Pitt County numbers stand out, and why it matters for a loan:
- Free help first. 20% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
- 51% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
- Check your file. An error fixed before you apply can change the offers a Pitt County borrower sees (free reports).
Budget math at the Pitt County median
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Pitt County household at the medians it works out like this; treat it as an illustration only.
- Monthly gross at the median, Pitt County: $4,849
- Less median rent of $993, which is 20% of it
- Under a 36% cap, $1,746 total minus rent leaves $753
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Before you sign
Quick steps for Pitt County:
- Know the exact dollar figure you need before talking to a lender.
- Shop at least three lenders, including one Pitt County-area credit union.
- Only work with lenders licensed for North Carolina borrowers.
- Never pay a fee up front to get a loan.
Who licenses lenders for Pitt County residents
No county office licenses personal lenders. For Pitt County, check the North Carolina Office of the Commissioner of Banks. The Consumer Financial Protection Bureau accepts complaints nationwide. More on North Carolina: North Carolina personal loans.
Nearby and statewide guides
The North Carolina guide covers the whole state.
Frequently asked questions
How much do households in Pitt County earn?
The median is $58,188; 26% earn $100,000 or more and 29% under $35,000. A lender uses your own documented income, not this figure.
How much is rent in Pitt County?
Median gross rent, utilities included, is $993 a month; 51% of renters spend 30% or more of income on it.
I live in a small Pitt County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Greenville, Winterville, Ayden, Farmville, Bethel and 7 more.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Pitt County or elsewhere in North Carolina, the same rules apply.
Who regulates personal lenders for Pitt County residents?
The North Carolina Office of the Commissioner of Banks licenses consumer lenders in North Carolina; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.