1st Advantage MortgageThe median Piute County household earns $48,393, and 10% of residents live below the poverty line. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Piute County by the numbers
- The Piute County job picture
- How much Piute County households make
- Housing costs in Piute County
- Piute County and the counties next door
- Places inside Piute County
- More Piute County figures
- What the numbers mean for Piute County borrowers
- A Piute County household budget, worked through
- Licensing and complaints for Piute County
- Checklist for Piute County applicants
- Nearby and statewide guides
- Frequently asked questions
Piute County by the numbers
The latest five-year Census estimate puts Piute County's population at 1,694; only 27 of Utah's 29 county-level areas are larger. Spread over 758 square miles, that works out to roughly 2.2 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 4 places in the county (4 incorporated, 0 census-designated); the largest is Marysvale, with about 484 residents, or 29% of the county. Small populations mean wide margins of error, so read every Piute County figure on this page as a rough guide.
The Piute County job picture
Education and health care employs 25% of working residents, the largest share; construction is next with 20%. The sharpest difference from the state is in construction, at 20% locally and 8% for Utah. The survey's unemployment rate for Piute County averages 5.9% over 2020 to 2024 (state: 3.6%). Long commutes are common here: 28% of workers spend 45 minutes or longer getting to work. 4.7% of households have no vehicle.
| Where residents work | Piute County | Difference from Utah |
|---|---|---|
| Education and health care | 25.1% | +2.6 pts |
| Construction | 19.8% | +11.7 pts |
| Retail trade | 12.3% | +0.9 pts |
| Manufacturing | 8.3% | -1.9 pts |
| Agriculture, forestry and mining | 7.3% | +6.0 pts |
| Arts, lodging and food service | 7.2% | -0.9 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
How much Piute County households make
Piute County households have a median income of $48,393 (ACS 2020 to 2024), which ranks 29th of 29 in Utah.
| Household income | Piute County | vs Utah |
|---|---|---|
| Under $35,000 | 41.3% | +27.2 pts |
| $35,000 to $99,999 | 36.6% | -2.0 pts |
| $100,000 to $199,999 | 21.3% | -12.3 pts |
| $200,000 or more | 0.9% | -13.0 pts |
About 41% of households earn under $35,000, while 22% clear $100,000. Census counts 10.2% of Piute County residents in poverty, against 8.5% across Utah. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Housing costs in Piute County
Median gross rent, utilities included, comes to $950 in Piute County versus $1,496 statewide. Rent takes 30% or more of income for 29% of renter households here. Home values center on $264,800, or 5.5 years of median income. 95% of Piute County households own their home and 5% rent. Half the housing stock was built before 1976.
| Housing | Piute County | Utah statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $950/mo | $1,496/mo | $877/mo |
| Median home value | $264,800 | $489,400 | $185,300 |
| Owners | 95% | 70% | 75% |
| Rent-burdened renters | 29% | 47% | 45% |
| Burdened owners | 29% | 25% | n/a |
| Mobile homes | 11.0% | 2.9% | n/a |
In an owner-heavy county like Piute County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Piute County and the counties next door
Six nearby counties, 33 to 70 miles away by the straight-line distance between their centers. Income ranges from $61,875 in Garfield County to $79,360 in Beaver County; all six of these neighbors top Piute County's median.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Piute County | - | $48,393 | $950/mo | 95% |
| Sevier County, UT | 33 mi | $74,884 | $912/mo | 78% |
| Garfield County, UT | 51 mi | $61,875 | $817/mo | 70% |
| Beaver County, UT | 60 mi | $79,360 | $981/mo | 81% |
| Wayne County, UT | 62 mi | $76,607 | $884/mo | 79% |
| Millard County, UT | 69 mi | $73,639 | $882/mo | 82% |
| Iron County, UT | 70 mi | $66,247 | $1,065/mo | 68% |
Places inside Piute County
4 Census places fall mainly inside Piute County; the 4 biggest are below. They account for 1,607 residents, leaving about 5% of the county in unincorporated, unnamed areas. This guide covers each of the 4 places and the rural areas around them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Marysvale | town | 484 | $42,250 | n/a | 10 mi |
| Circleville | town | 452 | $75,179 | n/a | 14 mi |
| Kingston | town | 373 | $43,250 | n/a | 9 mi |
| Junction | town | 298 | $56,750 | n/a | 9 mi |
More Piute County figures
College graduates make up 20% of the adult population. About 8% go without health insurance.
| Residents | Piute County | Utah | Middle U.S. county |
|---|---|---|---|
| Median age | 48.3 | 32.0 | 41.5 |
| Bachelor's or higher | 19.6% | 37.7% | 22.2% |
| No high school diploma | 15.4% | 6.6% | n/a |
| No health insurance | 8.3% | 8.4% | 7.8% |
| No vehicle | 4.7% | 4.1% | 5.4% |
| Work from home | 31.7% | 17.6% | 8.7% |
| Poverty rate | 10.2% | 8.5% | 13.2% |
| Unemployment (ACS) | 5.9% | 3.6% | 4.4% |
What the numbers mean for Piute County borrowers
What the Piute County figures suggest, and what to check first:
- Vehicle repairs. 28% of Piute County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Fixed incomes. Piute County's median age is 48.3. Social Security and pensions count as income when documented.
- Check your file. An error fixed before you apply can change the offers a Piute County borrower sees (free reports).
A Piute County household budget, worked through
The debt-to-income ratio is the main affordability test lenders use. Applied to Piute County's medians:
- $4,033 a month: gross income for a household at the Piute County median
- Housing at the median rent of $950 uses 24%
- 36% debt-to-income limit: $502 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Licensing and complaints for Piute County
Licensing happens at the state level, so a lender working with Piute County borrowers answers to the Utah Department of Financial Institutions. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. See the Utah state guide for the statewide picture.
Checklist for Piute County applicants
Quick steps for Piute County:
- Get a written quote for whatever you are paying for in Piute County.
- Shop at least three lenders, including one Piute County-area credit union.
- Only work with lenders licensed for Utah borrowers.
- Never pay a fee up front to get a loan.
Nearby and statewide guides
The Utah guide covers the whole state.
Frequently asked questions
What does a typical Piute County household make?
About $48,393 a year at the median (ACS 2020-24), 49% below the Utah median.
What do renters pay in Piute County?
$950 a month at the median, about 24% of median household income.
I live in a small Piute County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Marysvale, Circleville, Kingston, Junction.
Can Piute County residents use the questionnaire?
Yes. It asks the same questions in every Utah county, lists every requirement up front and does not affect your credit score.
Who regulates personal lenders for Piute County residents?
The Utah Department of Financial Institutions licenses consumer lenders in Utah; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.