1st Advantage MortgageThe median Prince George County household earns $84,897, and 9% of residents live below the poverty line. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Prince George County by the numbers
- How much Prince George County households make
- What it costs to live in Prince George County
- Employment and commuting in Prince George County
- The counties around Prince George County
- The communities that make up Prince George County
- Room for a loan payment in Prince George County
- Prince George County households compared
- Borrowing situations common in Prince George County
- A Prince George County borrower's checklist
- Checking a lender's license in Virginia
- Nearby and statewide guides
- Frequently asked questions
Prince George County by the numbers
Roughly 43,146 residents live in Prince George County, Virginia, 40th by population among the state's 133 counties and county equivalents. It covers 265 square miles of land, or about 163 people per square mile. The federal metro definitions (OMB, July 2023) place it in the Richmond, VA metropolitan area. Of the 4 Census places inside Prince George County, Fort Lee leads by population with about 8,993; 0 of the 4 are incorporated.
How much Prince George County households make
Half of Prince George County households take in less than $84,897 a year and half take in more, 9% below the Virginia median of $93,170. Only 37 Virginia counties post a higher median.
| Yearly household income | Prince George County | Gap to Virginia |
|---|---|---|
| Under $35,000 | 14.0% | -3.9 pts |
| $35,000 to $99,999 | 42.7% | +7.5 pts |
| $100,000 to $199,999 | 35.1% | +5.9 pts |
| $200,000 or more | 8.2% | -9.5 pts |
The spread is wide: 43% of Prince George County households make $100,000 or more, and 14% make less than $35,000. The poverty rate is 8.9%, 1 point lower than the state's 9.9%. For a borrower in Prince George County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
What it costs to live in Prince George County
Renters in Prince George County pay a median of $1,594 a month, in line with Virginia's $1,579. Rent takes 30% or more of income for 45% of renter households here. The median owner-occupied home is valued at $293,400, about 3.5 times the median household income. Owners occupy 74% of homes.
| Cost | Prince George County | Virginia figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $1,594/mo | $1,579/mo | $877/mo |
| Median home value | $293,400 | $383,700 | $185,300 |
| Owners | 74% | 67% | 75% |
| Rent-burdened renters | 45% | 49% | 45% |
| Burdened owners | 23% | 25% | n/a |
| Vacant units | 5% | 9% | n/a |
In an owner-heavy county like Prince George County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Employment and commuting in Prince George County
By the Census industry count, 23% of employed Prince George County residents work in education and health care and 11% in public administration. Transportation, warehousing and utilities stands out: 7% of workers here, versus 5% statewide. The survey's unemployment rate for Prince George County averages 5.2% over 2020 to 2024 (state: 4.3%). Long commutes are the exception here: 15% of workers spend 45 minutes or longer getting to work.
| Sector | Prince George County | Compared with Virginia |
|---|---|---|
| Education and health care | 23.2% | +0.9 pts |
| Public administration | 10.7% | +1.8 pts |
| Retail trade | 10.5% | +0.7 pts |
| Manufacturing | 8.9% | +1.8 pts |
| Arts, lodging and food service | 8.4% | +0.5 pts |
| Professional and administrative services | 8.1% | -8.7 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Prince George County should have bank statements and tax returns ready.
The counties around Prince George County
The six counties whose centers lie closest to Prince George County's, from 8 to 18 miles away. Income ranges from $50,698 in Petersburg city to $88,783 in Henrico County; 1 of these neighbors top Prince George County's median.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Prince George County | - | $84,897 | $1,594/mo | 74% |
| Hopewell city, VA | 8 mi | $54,729 | $1,106/mo | 58% |
| Petersburg city, VA | 10 mi | $50,698 | $1,174/mo | 39% |
| Colonial Heights city, VA | 11 mi | $76,505 | $1,234/mo | 68% |
| Charles City County, VA | 15 mi | $75,417 | $1,099/mo | 86% |
| Henrico County, VA | 18 mi | $88,783 | $1,541/mo | 64% |
| Sussex County, VA | 18 mi | $63,530 | $907/mo | 70% |
The communities that make up Prince George County
The table lists the 4 largest of 4 Census places in Prince George County, by population. Together all 4 hold about 11,465 people, so roughly 73% of residents live outside any named place. This guide covers each of the 4 places and the rural areas around them.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Fort Lee | CDP | 8,993 | $82,563 | $1,879 | 7 mi |
| Prince George | CDP | 1,829 | $61,571 | $1,625 | 3 mi |
| Disputanta | CDP | 609 | n/a | n/a | 4 mi |
| Templeton | CDP | 34 | n/a | n/a | 10 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Room for a loan payment in Prince George County
Here is the Prince George County median household run through a simple DTI check. Your numbers will differ.
- Median income divided by twelve: $7,075 before taxes
- Median rent: $1,594, or 23 cents of every gross dollar
- Under a 36% cap, $2,547 total minus rent leaves $953
- $1,448: what a 43% ratio leaves once rent is paid
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Prince George County households compared
25% of Prince George County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 5.3%, against 6.9% for Virginia.
| People and households | Prince George County | Virginia | Median county |
|---|---|---|---|
| Median age | 33.2 | 39.0 | 41.5 |
| Bachelor's or higher | 25.0% | 42.2% | 22.2% |
| No high school diploma | 9.0% | 8.4% | n/a |
| No health insurance | 5.3% | 6.9% | 7.8% |
| No vehicle | 3.3% | 6.1% | 5.4% |
| Work from home | 10.2% | 18.3% | 8.7% |
| Poverty rate | 8.9% | 9.9% | 13.2% |
| Unemployment (ACS) | 5.2% | 4.3% | 4.4% |
| Commute length | Prince George County |
|---|---|
| Under 15 min | 34.7% |
| 15 to 29 min | 32.8% |
| 30 to 44 min | 17.5% |
| 45 to 59 min | 8.5% |
| 60+ min | 6.4% |
Borrowing situations common in Prince George County
Where the Prince George County numbers stand out, and why it matters for a loan:
- Six-figure budgets. For the 43% earning $100,000 or more, lifestyle creep, not approval, is the usual problem.
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
- Getting ready. Gather pay stubs or benefit letters before you apply (checklist).
A Prince George County borrower's checklist
Before you apply, wherever you live in Prince George County:
- Price the Prince George County expense first and borrow that amount, no more.
- Prequalify with soft pulls where offered, then compare in writing.
- Check the license, then the reviews, then the offer.
- Keep a small cushion so one surprise bill does not mean another loan.
Checking a lender's license in Virginia
No county office licenses personal lenders. For Prince George County, check the Virginia Bureau of Financial Institutions. Federal complaints: consumerfinance.gov. The Virginia guide covers state rules in more detail.
Nearby and statewide guides
The Virginia guide covers the whole state.
Frequently asked questions
Is Prince George County a high-income county?
Its $84,897 median ranks 38th of 133 Virginia counties and compares with $65,681 for the median U.S. county.
How much is rent in Prince George County?
Median gross rent, utilities included, is $1,594 a month; 45% of renters spend 30% or more of income on it.
I live in a small Prince George County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Fort Lee, Prince George, Disputanta, Templeton.
Is the fit check different in Prince George County?
No. It is identical everywhere, and it never looks at your neighborhood.
Is there a Prince George County office that licenses lenders?
No, licensing is statewide. In Virginia it is the Virginia Bureau of Financial Institutions.