1st Advantage MortgageIn Prince George's County, Maryland, the typical household earns $101,798 a year and the typical rent is $1,799. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Maryland before sharing details.
On this page
- Prince George's County by the numbers
- Prince George's County housing compared with Maryland
- Paychecks and income spread in Prince George's County
- How Prince George's County residents earn a living
- Places inside Prince George's County
- How Prince George's County compares with nearby counties
- More Prince George's County figures
- Local borrowing considerations for Prince George's County
- A Prince George's County household budget, worked through
- Who licenses lenders for Prince George's County residents
- Four steps for Prince George's County borrowers
- Related local guides
- Frequently asked questions
Prince George's County by the numbers
Prince George's County is home to about 959,754 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 2nd most populous of 24 county-level areas in Maryland. Packed into 483 square miles, that is close to 1,989 residents for every square mile of land. It is one of the counties that make up the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan statistical area (OMB, 2023). The Census Bureau counts 83 places in the county (27 incorporated, 56 census-designated); the largest is Bowie, with about 57,926 residents, or 6% of the county.
Prince George's County housing compared with Maryland
Renters in Prince George's County pay a median of $1,799 a month, 6% above the Maryland figure of $1,705. By the Census definition, 53% of Prince George's County renters are cost-burdened. The median owner-occupied home is valued at $426,000, about 4.2 times the median household income. 62% of Prince George's County households own their home and 38% rent.
| Prince George's County | Maryland | U.S. county median | |
|---|---|---|---|
| Median gross rent | $1,799/mo | $1,705/mo | $877/mo |
| Median home value | $426,000 | $419,900 | $185,300 |
| Owners | 62% | 68% | 75% |
| Rent-burdened renters | 53% | 51% | 45% |
| Burdened owners | 32% | 27% | n/a |
| Mobile homes | 0.6% | 1.3% | n/a |
Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
Paychecks and income spread in Prince George's County
Prince George's County households have a median income of $101,798 (ACS 2020 to 2024), which ranks 11th of 24 in Maryland.
| Households earning | Prince George's County | +/- vs Maryland |
|---|---|---|
| Under $35,000 | 14.7% | -1.3 pts |
| $35,000 to $99,999 | 34.3% | +2.1 pts |
| $100,000 to $199,999 | 33.6% | +2.2 pts |
| $200,000 or more | 17.4% | -2.9 pts |
The spread is wide: 51% of Prince George's County households make $100,000 or more, and 15% make less than $35,000. Census counts 10.8% of Prince George's County residents in poverty, against 9.4% across Maryland. The Gini index of income inequality is 0.416 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
How Prince George's County residents earn a living
The biggest employer of Prince George's County residents, by industry, is education and health care at 22% of workers, followed by professional and administrative services (16%). The sharpest difference from the state is in public administration, at 14% locally and 11% for Maryland. Averaged over the five survey years, 6.4% of the labor force was out of work and looking. 31% of commuters travel 45 minutes or more each way, and 18% work from home. 9.2% of households have no vehicle.
| Sector | Prince George's County | Compared with Maryland |
|---|---|---|
| Education and health care | 22.0% | -1.9 pts |
| Professional and administrative services | 15.8% | -0.8 pts |
| Public administration | 13.9% | +2.9 pts |
| Construction | 9.6% | +2.3 pts |
| Arts, lodging and food service | 8.2% | +0.7 pts |
| Retail trade | 8.0% | -0.9 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Places inside Prince George's County
Here are the 14 most populous of the county's 83 Census places, with income and rent from the same 2020 to 2024 survey. About 95% of Prince George's County residents live in one of the 83. Incomes vary by place: $207,500 at the median in University Park, $55,502 in Marlow Heights. Rent is cheapest in Peppermill Village ($845) and steepest in Brock Hall ($3,501). None of the 83 has its own city guide, so this page covers all of them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Bowie | city | 57,926 | $141,995 | $2,330 | 10 mi |
| Clinton | CDP | 38,376 | $124,803 | $1,809 | 6 mi |
| Chillum | CDP | 34,871 | $79,864 | $1,735 | 12 mi |
| College Park | city | 34,540 | $69,721 | $1,912 | 12 mi |
| Laurel | city | 29,798 | $100,504 | $1,873 | 18 mi |
| South Laurel | CDP | 29,272 | $88,933 | $1,830 | 16 mi |
| Fort Washington | CDP | 25,134 | $143,333 | $2,690 | 11 mi |
| Greenbelt | city | 24,678 | $85,997 | $1,848 | 12 mi |
| Landover | CDP | 24,514 | $72,100 | $1,735 | 7 mi |
| Suitland | CDP | 23,793 | $71,585 | $1,707 | 4 mi |
| Camp Springs | CDP | 22,544 | $120,456 | $2,231 | 4 mi |
| Langley Park | CDP | 21,508 | $85,321 | $1,707 | 13 mi |
| Hyattsville | city | 20,966 | $91,941 | $1,835 | 11 mi |
| Beltsville | CDP | 19,176 | $99,642 | $1,963 | 15 mi |
How Prince George's County compares with nearby counties
Nearest neighbors first, measured between county centers (10 to 23 miles). Income ranges from $109,870 in District of Columbia to $153,637 in Fairfax County; all six of these neighbors top Prince George's County's median. Some neighbors are in District of Columbia and Virginia. Lender licensing is state by state, so a loan for a Prince George's County resident follows Maryland rules.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Prince George's County | - | $101,798 | $1,799/mo | 62% |
| District of Columbia, DC | 10 mi | $109,870 | $1,954/mo | 42% |
| Alexandria city, VA | 13 mi | $119,681 | $2,089/mo | 42% |
| Arlington County, VA | 14 mi | $142,114 | $2,322/mo | 41% |
| Falls Church city, VA | 18 mi | $143,262 | $2,190/mo | 53% |
| Anne Arundel County, MD | 19 mi | $124,911 | $2,071/mo | 75% |
| Fairfax County, VA | 23 mi | $153,637 | $2,276/mo | 69% |
More Prince George's County figures
College graduates make up 37% of the adult population. About 11% go without health insurance.
| People and households | Prince George's County | Maryland | Median county |
|---|---|---|---|
| Median age | 38.5 | 39.4 | 41.5 |
| Bachelor's or higher | 36.7% | 43.4% | 22.2% |
| No high school diploma | 13.4% | 8.9% | n/a |
| No health insurance | 11.4% | 6.3% | 7.8% |
| No vehicle | 9.2% | 8.8% | 5.4% |
| Work from home | 17.9% | 19.3% | 8.7% |
| Poverty rate | 10.8% | 9.4% | 13.2% |
| Unemployment (ACS) | 6.4% | 4.9% | 4.4% |
| Commute length | Prince George's County |
|---|---|
| Under 15 min | 11.0% |
| 15 to 29 min | 27.7% |
| 30 to 44 min | 30.3% |
| 45 to 59 min | 15.2% |
| 60+ min | 15.8% |
Local borrowing considerations for Prince George's County
What the Prince George's County figures suggest, and what to check first:
- Health costs. With 11% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Keeping the car running. At 31% with long commutes, repairs are a frequent Prince George's County emergency; first decide if the car is worth fixing.
- Consolidation math. With 51% at six figures, card consolidation is common; it pays only if total cost falls (guide).
- Renters under pressure. When 53% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
A Prince George's County household budget, worked through
How much room does a median Prince George's County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Median income divided by twelve: $8,483 before taxes
- Median rent: $1,799, or 21 cents of every gross dollar
- Under a 35% cap, $2,969 total minus rent leaves $1,170
- 45% debt-to-income limit: $2,018 left for all other debt payments
If your rent is above $1,799, the room shrinks dollar for dollar.
Who licenses lenders for Prince George's County residents
Prince George's County borrowers fall under statewide rules, enforced by the Maryland Office of Financial Regulation. Problems with a lender can also go to the CFPB. The Maryland guide covers state rules in more detail.
Four steps for Prince George's County borrowers
Before you apply, wherever you live in Prince George's County:
- Price the Prince George's County expense first and borrow that amount, no more.
- Ask each lender for the APR and all fees in writing.
- Confirm the lender is licensed in Maryland.
- Lock paid-off cards after consolidating so balances stay at zero.
Related local guides
The Maryland guide covers the whole state.
Frequently asked questions
What does a typical Prince George's County household make?
About $101,798 a year at the median (ACS 2020-24), 2% below the Maryland median.
How much is rent in Prince George's County?
Median gross rent, utilities included, is $1,799 a month; 53% of renters spend 30% or more of income on it.
Which towns does the Prince George's County guide cover?
Every community in the county, unincorporated areas included. The largest of its 83 Census places: Bowie, Clinton, Chillum, College Park, Laurel.
Are Prince George's County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Who do I complain to about a lender in Prince George's County?
Start with the Maryland Office of Financial Regulation, then the CFPB complaint portal. Keep copies of every message.