1st Advantage MortgagePueblo County households have a median income of $64,010 and median rent of $1,111 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Pueblo County by the numbers
- The Pueblo County job picture
- Income in Pueblo County compared with Colorado
- What it costs to live in Pueblo County
- The communities that make up Pueblo County
- Counties near Pueblo County
- Pueblo County residents: age, schooling, coverage
- Reading the Pueblo County data as a borrower
- What a median Pueblo County budget can carry
- Licensing and complaints for Pueblo County
- Steps before you apply in Pueblo County
- Nearby and statewide guides
- Frequently asked questions
Pueblo County by the numbers
Roughly 169,356 residents live in Pueblo County, Colorado, 10th by population among the state's 64 counties and county equivalents. Land area is 2,387 square miles (2024 Gazetteer), so density runs near 71 per square mile. For statistical purposes it belongs to the Pueblo, CO metro area, as delineated by the Office of Management and Budget in July 2023. The Census Bureau counts 10 places in the county (3 incorporated, 7 census-designated); the largest is Pueblo, with about 111,561 residents, or 66% of the county.
The Pueblo County job picture
By the Census industry count, 27% of employed Pueblo County residents work in education and health care and 12% in retail trade. Education and health care stands out: 27% of workers here, versus 22% statewide. Averaged over the five survey years, 4.8% of the labor force was out of work and looking. Long commutes are the exception here: 13% of workers spend 45 minutes or longer getting to work.
| Industry (employed residents 16+) | Pueblo County | Gap to Colorado |
|---|---|---|
| Education and health care | 27.5% | +5.6 pts |
| Retail trade | 12.5% | +2.3 pts |
| Professional and administrative services | 9.4% | -6.2 pts |
| Arts, lodging and food service | 8.3% | -0.7 pts |
| Public administration | 7.6% | +2.9 pts |
| Manufacturing | 7.3% | +0.3 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Income in Pueblo County compared with Colorado
Half of Pueblo County households take in less than $64,010 a year and half take in more, 33% below the Colorado median of $95,470.
| Income band | Share in Pueblo County | Difference from Colorado |
|---|---|---|
| Under $35,000 | 26.5% | +10.2 pts |
| $35,000 to $99,999 | 44.2% | +8.4 pts |
| $100,000 to $199,999 | 23.0% | -7.9 pts |
| $200,000 or more | 6.2% | -10.7 pts |
Some 27% of households here live on less than $35,000 a year; 29% have six-figure incomes. Census counts 14.6% of Pueblo County residents in poverty, against 9.4% across Colorado. The Gini index of income inequality is 0.453 (0 is perfect equality). A household earning below the $64,010 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
What it costs to live in Pueblo County
Renters in Pueblo County pay a median of $1,111 a month, 37% below the Colorado figure of $1,761. Rent takes 30% or more of income for 52% of renter households here. With a median value of $291,300, a typical Pueblo County house costs 4.6 times what the median household earns in a year. The ownership rate is 69%. Median construction year: 1974.
| Pueblo County | Colorado | U.S. county median | |
|---|---|---|---|
| Median gross rent | $1,111/mo | $1,761/mo | $877/mo |
| Median home value | $291,300 | $539,400 | $185,300 |
| Owners | 69% | 66% | 75% |
| Rent-burdened renters | 52% | 53% | 45% |
| Burdened owners | 33% | 30% | n/a |
Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
The communities that make up Pueblo County
Here are the 10 most populous of the county's 10 Census places, with income and rent from the same 2020 to 2024 survey. About 90% of Pueblo County residents live in one of the 10. Pueblo West has the highest median household income on the list ($96,810) and Colorado City the lowest ($44,868), counting places with at least 500 residents. Rent is cheapest in Salt Creek ($750) and steepest in Blende ($1,409). No Pueblo County place has a separate guide yet; this county page serves all 10.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Pueblo | city | 111,561 | $56,664 | $1,082 | 10 mi |
| Pueblo West | CDP | 35,681 | $96,810 | $1,345 | 19 mi |
| Colorado City | CDP | 1,615 | $44,868 | $1,270 | 25 mi |
| Salt Creek | CDP | 832 | $51,714 | $750 | 8 mi |
| Beulah Valley | CDP | 751 | $52,796 | n/a | 28 mi |
| Blende | CDP | 623 | $52,667 | $1,409 | 8 mi |
| Vineland | CDP | 410 | n/a | n/a | 6 mi |
| Avondale | CDP | 338 | $96,391 | n/a | 9 mi |
| Boone | town | 262 | $77,793 | $1,250 | 14 mi |
| Rye | town | 121 | n/a | $969 | 30 mi |
Counties near Pueblo County
The six counties whose centers lie closest to Pueblo County's, from 40 to 55 miles away. 2 of the six report a higher median household income than Pueblo County; El Paso County is highest at $90,363 and Crowley County lowest at $48,826.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Pueblo County | - | $64,010 | $1,111/mo | 69% |
| Crowley County, CO | 40 mi | $48,826 | $984/mo | 69% |
| Huerfano County, CO | 42 mi | $52,526 | $838/mo | 75% |
| Otero County, CO | 46 mi | $54,037 | $839/mo | 69% |
| El Paso County, CO | 46 mi | $90,363 | $1,696/mo | 66% |
| Custer County, CO | 48 mi | $72,674 | $1,069/mo | 85% |
| Fremont County, CO | 55 mi | $62,664 | $1,070/mo | 76% |
Pueblo County residents: age, schooling, coverage
26% of Pueblo County adults 25 and older hold a bachelor's degree or more. 5.2% of residents have no health coverage.
| People and households | Pueblo County | Colorado | Median county |
|---|---|---|---|
| Median age | 40.4 | 37.7 | 41.5 |
| Bachelor's or higher | 25.6% | 45.7% | 22.2% |
| No high school diploma | 9.2% | 7.1% | n/a |
| No health insurance | 5.2% | 7.7% | 7.8% |
| No vehicle | 6.9% | 5.2% | 5.4% |
| Work from home | 8.6% | 21.0% | 8.7% |
| Poverty rate | 14.6% | 9.4% | 13.2% |
| Unemployment (ACS) | 4.8% | 4.6% | 4.4% |
| One-way commute | Share of Pueblo County workers |
|---|---|
| Under 15 min | 33.5% |
| 15 to 29 min | 42.4% |
| 30 to 44 min | 11.5% |
| 45 to 59 min | 6.7% |
| 60+ min | 6.0% |
Reading the Pueblo County data as a borrower
What the Pueblo County figures suggest, and what to check first:
- Rent squeeze. 52% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
- Advance-fee offers. No legitimate lender asks a Pueblo County borrower to pay first (scam signs).
What a median Pueblo County budget can carry
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Pueblo County household at the medians it works out like this; treat it as an illustration only.
- Median income divided by twelve: $5,334 before taxes
- Median rent: $1,111, or 21 cents of every gross dollar
- With a 35% ceiling, about $756 remains for car, card, student and any new loan payments
- Under a 45% cap, $2,400 total minus rent leaves $1,289
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Pueblo County's.
Licensing and complaints for Pueblo County
Licensing happens at the state level, so a lender working with Pueblo County borrowers answers to the Colorado Division of Banking. Colorado also has the Colorado Attorney General's office, which administers the state's Uniform Consumer Credit Code for consumer credit. Problems with a lender can also go to the CFPB. See the Colorado state guide for the statewide picture.
Steps before you apply in Pueblo County
Quick steps for Pueblo County:
- Price the Pueblo County expense first and borrow that amount, no more.
- Compare the total repaid on every offer, not just the payment.
- Verify the Colorado license before giving out your Social Security number.
- Never pay a fee up front to get a loan.
Nearby and statewide guides
For statewide rules and data, see the Colorado guide.
Frequently asked questions
Is Pueblo County a high-income county?
Its $64,010 median ranks 44th of 64 Colorado counties and compares with $65,681 for the median U.S. county.
Is Pueblo County expensive for renters?
Median rent is $1,111 against $1,761 statewide, and 52% of renter households are cost-burdened.
Does this page cover Pueblo?
Yes, along with the other 9 Census places in Pueblo County, such as Pueblo West, Colorado City, Salt Creek.
Does living in Pueblo County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Pueblo County resident as anyone. Lenders decide under fair-lending law.
Is there a Pueblo County office that licenses lenders?
No, licensing is statewide. In Colorado it is the Colorado Division of Banking.