1st Advantage MortgageIn Randall County, Texas, the typical household earns $83,864 a year and the typical rent is $1,170. Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Randall County offer.
On this page
- Who lives in Randall County
- What it costs to live in Randall County
- Randall County's most unusual numbers
- Earnings across Randall County households
- Work, industries and travel time in Randall County
- Randall County and the counties next door
- Towns and communities in Randall County
- What a median Randall County budget can carry
- Before borrowing in Randall County
- Randall County demographics against Texas
- Licensing and complaints for Randall County
- Before you sign
- Related local guides
- Frequently asked questions
Who lives in Randall County
The latest five-year Census estimate puts Randall County's population at 146,070; only 32 of Texas's 254 county-level areas are larger. Packed into 913 square miles, that is close to 160 residents for every square mile of land. Metro area: Amarillo, TX (OMB, 2023). Largest place: Canyon, about 15,723 residents (11% of Randall County); 7 Census places in all.
What it costs to live in Randall County
$1,170 a month is the median gross rent in Randall County, 17% below the state. Rent takes 30% or more of income for 44% of renter households here. Home values center on $238,800, or 2.8 years of median income. 68% of Randall County households own their home and 32% rent. Nationally, Randall County's $1,170 rent is 33% above the middle county.
| Randall County | Texas | Difference | |
|---|---|---|---|
| Rent-burdened renters | 44% | 52% | -7.6 pts |
| Burdened owners | 23% | 29% | -6.4 pts |
| Owners | 68% | 63% | +5.3 pts |
| Median gross rent | $1,170/mo | $1,403/mo | 17% lower |
| Median home value | $238,800 | $283,800 | 16% lower |
| Vacant units | 8% | 9% | -1.5 pts |
| Mobile homes | 7.0% | 6.4% | +0.6 pts |
Randall County's most unusual numbers
Where Randall County lands at the extremes of Texas's county rankings:
- Randall County ranks 19th lowest of 253 Texas counties for the uninsured rate: 11.0%, against 17.1% statewide. Lower uninsured rates still leave deductibles; check what a plan covers first.
- On the share of adults with a bachelor's degree, Randall County sits near the top of Texas at 34%, 25th highest of 253. Student loan payments count in a debt-to-income ratio, so list them.
- Few Texas counties match Randall County on the share of commutes over 45 minutes: 7% here, 17% for the state, ranking 27th lowest of 253. Less driving means fewer surprise repair bills.
Earnings across Randall County households
Median household income in Randall County: $83,864 (7% above Texas, $78,476).
| Household income | Randall County | vs Texas |
|---|---|---|
| Under $35,000 | 18.4% | -3.0 pts |
| $35,000 to $99,999 | 41.0% | +1.6 pts |
| $100,000 to $199,999 | 29.8% | +3.1 pts |
| $200,000 or more | 10.7% | -1.7 pts |
18% under $35,000 and 41% at $100,000 or more: that is the Randall County income split. Randall County counts about 14,204 residents below the poverty line, 9.7% of the population. Randall County scores 0.447 on the Gini index, where higher means more unequal incomes. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Randall County median.
Work, industries and travel time in Randall County
By the Census industry count, 24% of employed Randall County residents work in education and health care and 12% in retail trade. Randall County over-indexes on education and health care: 24% versus 22% in Texas. ACS puts five-year average unemployment at 2.9% in Randall County. About 79% drive to work alone and 7% have trips of 45 minutes or more. Only 3.3% of homes here go without a vehicle.
| Top industries | Randall County share | +/- vs Texas |
|---|---|---|
| Education and health care | 24.1% | +2.5 pts |
| Retail trade | 11.5% | +0.5 pts |
| Arts, lodging and food service | 9.3% | +0.9 pts |
| Professional and administrative services | 9.2% | -3.7 pts |
| Manufacturing | 8.3% | -0.3 pts |
| Transportation, warehousing and utilities | 8.2% | +1.4 pts |
Seasonal work is common in many Randall County industries; if that is you, show a full year of income rather than one strong month.
Randall County and the counties next door
The six counties whose centers lie closest to Randall County's, from 30 to 43 miles away. Income ranges from $36,165 in Swisher County to $85,231 in Carson County; 1 of these neighbors top Randall County's median.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Randall County | - | $83,864 | $1,170/mo | 68% |
| Potter County, TX | 30 mi | $53,249 | $1,022/mo | 57% |
| Armstrong County, TX | 31 mi | $72,750 | $1,021/mo | 80% |
| Swisher County, TX | 31 mi | $36,165 | $783/mo | 66% |
| Castro County, TX | 36 mi | $56,776 | $896/mo | 64% |
| Deaf Smith County, TX | 40 mi | $60,799 | $926/mo | 67% |
| Carson County, TX | 43 mi | $85,231 | $956/mo | 79% |
Towns and communities in Randall County
The table lists the 7 largest of 7 Census places in Randall County, by population. Together all 7 hold about 19,803 people, so roughly 86% of residents live outside any named place. Gap between richest and poorest larger place: $89,965, Timbercreek Canyon over Happy. Rent is cheapest in Canyon ($984) and steepest in Rockwell Place ($1,298). None of the 7 has its own city guide, so this page covers all of them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Canyon | city | 15,723 | $69,772 | $984 | 2 mi |
| Rockwell Place | CDP | 2,016 | $57,188 | $1,298 | 5 mi |
| Happy | town | 647 | $55,313 | $1,102 | 15 mi |
| Lake Tanglewood | village | 624 | $120,625 | n/a | 9 mi |
| Timbercreek Canyon | village | 528 | $145,278 | n/a | 8 mi |
| Palisades | village | 265 | $73,750 | n/a | 9 mi |
| Umbarger | CDP | 0 | n/a | n/a | 12 mi |
What a median Randall County budget can carry
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Randall County household at the medians it works out like this; treat it as an illustration only.
- Monthly gross at the median, Randall County: $6,989
- Median rent: $1,170, or 17 cents of every gross dollar
- 43% debt-to-income limit: $1,835 left for all other debt payments
These are gross figures; take-home pay in Randall County will be lower after taxes and deductions.
Before borrowing in Randall County
A few patterns in the Randall County data, and the practical point behind each:
- Hospital bills in Randall County. For the 11% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Higher earners. 41% of households clear $100,000; shop at least three lenders and pick the shortest term.
- Check your file. An error fixed before you apply can change the offers a Randall County borrower sees (free reports).
Randall County demographics against Texas
34% of Randall County adults 25 and older hold a bachelor's degree or more. 11.0% of residents have no health coverage.
| Indicator | Randall County | +/- Texas | +/- U.S. county |
|---|---|---|---|
| No high school diploma | 6.1% | -7.9 pts | n/a |
| Work from home | 7.5% | -6.9 pts | -1.2 pts |
| No health insurance | 11.0% | -6.2 pts | +3.1 pts |
| Poverty rate | 9.7% | -4.1 pts | -3.5 pts |
| Unemployment (ACS) | 2.9% | -2.4 pts | -1.5 pts |
| No vehicle | 3.3% | -2.1 pts | -2.1 pts |
| Median age | 36.7 | +1.1 yrs | -4.8 yrs |
| Bachelor's or higher | 33.7% | -0.1 pts | +11.5 pts |
| Commute length | Randall County |
|---|---|
| Under 15 min | 36.4% |
| 15 to 29 min | 45.6% |
| 30 to 44 min | 10.6% |
| 45 to 59 min | 2.6% |
| 60+ min | 4.9% |
Licensing and complaints for Randall County
The Texas Department of Banking is the place to verify any lender's Texas license. A second Texas office, the Office of Consumer Credit Commissioner, covers consumer credit. A CFPB complaint gets forwarded to the company for a response. See the Texas state guide for the statewide picture.
Before you sign
A short checklist for Randall County borrowers:
- Get a written quote for whatever you are paying for in Randall County.
- Line up offers side by side: APR, fees in dollars, total cost.
- A Texas license check takes minutes; do it first.
- Pick the shortest term whose payment still fits.
Related local guides
Next step up from Randall County:
Frequently asked questions
Where does Randall County rank on income in Texas?
32nd of 254, with a median of $83,864. The state median is $78,476.
How much is rent in Randall County?
Median gross rent, utilities included, is $1,170 a month; 44% of renters spend 30% or more of income on it.
Which towns does the Randall County guide cover?
Every community in the county, unincorporated areas included. The largest of its 7 Census places: Canyon, Rockwell Place, Happy, Lake Tanglewood, Timbercreek Canyon.
Is the fit check different in Randall County?
No. It is identical everywhere, and it never looks at your neighborhood.
What agency protects Randall County borrowers?
The Texas Department of Banking at the state level and the CFPB federally.