1st Advantage MortgageIn Renville County, North Dakota, the typical household earns $74,301 a year and the typical rent is $828. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Renville County by the numbers
- What Renville County households earn
- What it costs to live in Renville County
- Work, industries and travel time in Renville County
- Counties near Renville County
- Cities, towns and CDPs in Renville County
- A Renville County household budget, worked through
- More Renville County figures
- What the numbers mean for Renville County borrowers
- North Dakota rules that apply in Renville County
- Four steps for Renville County borrowers
- Related local guides
- Frequently asked questions
Renville County by the numbers
Renville County is home to about 2,304 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 40th most populous of 53 county-level areas in North Dakota. It covers 877 square miles of land, or about 3 people per square mile. For statistical purposes it belongs to the Minot, ND metro area, as delineated by the Office of Management and Budget in July 2023. Mohall is the biggest of its 6 Census places, at roughly 634 people (28% of the county total). Small populations mean wide margins of error, so read every Renville County figure on this page as a rough guide.
What Renville County households earn
Renville County households have a median income of $74,301 (ACS 2020 to 2024), which ranks 25th of 53 in North Dakota.
| Household income | Renville County | vs North Dakota |
|---|---|---|
| Under $35,000 | 18.0% | -3.6 pts |
| $35,000 to $99,999 | 52.9% | +11.6 pts |
| $100,000 to $199,999 | 20.2% | -7.3 pts |
| $200,000 or more | 8.9% | -0.8 pts |
About 18% of households earn under $35,000, while 29% clear $100,000. The poverty rate is 9.1%, 2 points lower than the state's 10.8%. Income inequality, measured by the Gini index, comes to 0.391 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Renville County median.
What it costs to live in Renville County
Renters in Renville County pay a median of $828 a month, 13% below the North Dakota figure of $954. By the Census definition, 45% of Renville County renters are cost-burdened. Home values center on $166,000, or 2.2 years of median income. The ownership rate is 79%.
| Cost | Renville County | North Dakota figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $828/mo | $954/mo | $877/mo |
| Median home value | $166,000 | $249,900 | $185,300 |
| Owners | 79% | 63% | 75% |
| Rent-burdened renters | 45% | 39% | 45% |
| Burdened owners | 28% | 21% | n/a |
| Vacant units | 28% | 12% | n/a |
In an owner-heavy county like Renville County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Work, industries and travel time in Renville County
By the Census industry count, 19% of employed Renville County residents work in agriculture, forestry and mining and 17% in education and health care. Compared with North Dakota, the county leans toward agriculture, forestry and mining (19% against 8%). The survey's unemployment rate for Renville County averages 1.0% over 2020 to 2024 (state: 2.8%). Long commutes are common here: 18% of workers spend 45 minutes or longer getting to work. Only 2.7% of homes here go without a vehicle.
| Industry | Share of Renville County workers | vs North Dakota |
|---|---|---|
| Agriculture, forestry and mining | 19.1% | +11.2 pts |
| Education and health care | 17.4% | -8.4 pts |
| Retail trade | 11.8% | +0.5 pts |
| Transportation, warehousing and utilities | 10.5% | +4.7 pts |
| Construction | 8.5% | +1.4 pts |
| Finance, insurance and real estate | 6.8% | +1.0 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Counties near Renville County
Ward County is closest, 35 miles from center to center; the sixth, McLean County, is 74 miles off. All of the six report a higher median household income than Renville County; Burke County is highest at $91,591 and Ward County lowest at $78,238.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Renville County | - | $74,301 | $828/mo | 79% |
| Ward County, ND | 35 mi | $78,238 | $1,048/mo | 61% |
| Bottineau County, ND | 38 mi | $85,000 | $796/mo | 79% |
| Burke County, ND | 40 mi | $91,591 | $684/mo | 75% |
| Mountrail County, ND | 47 mi | $80,717 | $950/mo | 62% |
| McHenry County, ND | 57 mi | $80,733 | $713/mo | 81% |
| McLean County, ND | 74 mi | $83,583 | $784/mo | 84% |
Cities, towns and CDPs in Renville County
Here are the 6 most populous of the county's 6 Census places, with income and rent from the same 2020 to 2024 survey. About 61% of Renville County residents live in one of the 6. None of the 6 has its own city guide, so this page covers all of them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Mohall | city | 634 | $61,250 | $644 | 7 mi |
| Glenburn | city | 461 | $80,000 | $1,326 | 24 mi |
| Sherwood | city | 244 | $48,500 | $445 | 17 mi |
| Tolley | city | 35 | $58,750 | n/a | 8 mi |
| Loraine | city | 18 | n/a | n/a | 12 mi |
| Grano | city | 3 | n/a | n/a | 7 mi |
A Renville County household budget, worked through
The debt-to-income ratio is the main affordability test lenders use. Applied to Renville County's medians:
- Start: $6,192 gross per month ($74,301 / 12)
- Median rent: $828, or 13 cents of every gross dollar
- At 40%, room after rent is $1,649 a month
Two-income households and single earners in Renville County land in very different places on this math, so run it for your own budget.
More Renville County figures
20% of Renville County adults 25 and older hold a bachelor's degree or more. About 5% go without health insurance.
| Indicator | Renville County | All of North Dakota | U.S. county median |
|---|---|---|---|
| Median age | 43.8 | 35.9 | 41.5 |
| Bachelor's or higher | 19.7% | 32.7% | 22.2% |
| No high school diploma | 8.3% | 6.0% | n/a |
| No health insurance | 5.4% | 6.5% | 7.8% |
| No vehicle | 2.7% | 5.9% | 5.4% |
| Work from home | 5.8% | 8.1% | 8.7% |
| Poverty rate | 9.1% | 10.8% | 13.2% |
| Unemployment (ACS) | 1.0% | 2.8% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 32.5% |
| 15 to 29 min | 24.4% |
| 30 to 44 min | 25.4% |
| 45 to 59 min | 4.8% |
| 60+ min | 13.0% |
What the numbers mean for Renville County borrowers
Where the Renville County numbers stand out, and why it matters for a loan:
- Advance-fee offers. No legitimate lender asks a Renville County borrower to pay first (scam signs).
- Consolidating cards in Renville County. Compare the total repaid, not the monthly figure (how).
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
North Dakota rules that apply in Renville County
Licensing happens at the state level, so a lender working with Renville County borrowers answers to the North Dakota Department of Financial Institutions. A CFPB complaint gets forwarded to the company for a response. The North Dakota guide covers state rules in more detail.
Four steps for Renville County borrowers
Quick steps for Renville County:
- Size the loan to the bill, not to the most a lender offers.
- Line up offers side by side: APR, fees in dollars, total cost.
- A North Dakota license check takes minutes; do it first.
- Ask a Renville County credit union about member loans.
Related local guides
For statewide rules and data, see the North Dakota guide.
Frequently asked questions
How much do households in Renville County earn?
The median is $74,301; 29% earn $100,000 or more and 18% under $35,000. A lender uses your own documented income, not this figure.
How does Renville County rent compare with North Dakota?
$828 locally versus $954 for the state, 13% below.
Should Renville County homeowners use home equity instead?
Maybe, but weigh the risk: 79% of Renville County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
Does this page cover Mohall?
Yes, along with the other 5 Census places in Renville County, such as Glenburn, Sherwood, Tolley.
Are Renville County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.