1st Advantage MortgageRobertson County households have a median income of $72,236 and median rent of $779 a month (ACS 2020 to 2024). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Who lives in Robertson County
- How much Robertson County households make
- What it costs to live in Robertson County
- How Robertson County residents earn a living
- Cities, towns and CDPs in Robertson County
- Neighboring counties at a glance
- Budget math at the Robertson County median
- Borrowing situations common in Robertson County
- Robertson County households compared
- Who licenses lenders for Robertson County residents
- A Robertson County borrower's checklist
- More guides for Robertson County
- Frequently asked questions
Who lives in Robertson County
Roughly 17,167 residents live in Robertson County, Texas, 135th by population among the state's 254 counties and county equivalents. It covers 855 square miles of land, or about 20 people per square mile. The federal metro definitions (OMB, July 2023) place it in the College Station-Bryan, TX metropolitan area. Hearne is the biggest of its 4 Census places, at roughly 4,555 people (27% of the county total).
How much Robertson County households make
Robertson County households have a median income of $72,236 (ACS 2020 to 2024), which ranks 69th of 254 in Texas.
| Band | Robertson County | Compared with Texas |
|---|---|---|
| Under $35,000 | 24.4% | +3.0 pts |
| $35,000 to $99,999 | 42.9% | +3.5 pts |
| $100,000 to $199,999 | 26.1% | -0.6 pts |
| $200,000 or more | 6.5% | -6.0 pts |
Some 24% of households here live on less than $35,000 a year; 33% have six-figure incomes. 13.5% of residents fall below the federal poverty line (statewide: 13.8%). Income inequality, measured by the Gini index, comes to 0.454 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
What it costs to live in Robertson County
Median gross rent, utilities included, comes to $779 in Robertson County versus $1,403 statewide. 40% of renting households spend 30% or more of income on rent, and 29% spend half or more. The median owner-occupied home is valued at $185,900, about 2.6 times the median household income. Owners occupy 72% of homes. Median construction year: 1985.
| Robertson County | Texas | U.S. county median | |
|---|---|---|---|
| Median gross rent | $779/mo | $1,403/mo | $877/mo |
| Median home value | $185,900 | $283,800 | $185,300 |
| Owners | 72% | 63% | 75% |
| Rent-burdened renters | 40% | 52% | 45% |
| Burdened owners | 19% | 29% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
How Robertson County residents earn a living
Education and health care employs 28% of working residents, the largest share; retail trade is next with 10%. Compared with Texas, the county leans toward education and health care (28% against 22%). ACS puts five-year average unemployment at 7.9% in Robertson County. About 78% drive to work alone and 15% have trips of 45 minutes or more.
| Top industries | Robertson County share | +/- vs Texas |
|---|---|---|
| Education and health care | 28.2% | +6.6 pts |
| Retail trade | 10.3% | -0.7 pts |
| Transportation, warehousing and utilities | 10.0% | +3.3 pts |
| Construction | 9.2% | +0.7 pts |
| Professional and administrative services | 8.7% | -4.2 pts |
| Agriculture, forestry and mining | 7.1% | +4.9 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Cities, towns and CDPs in Robertson County
Here are the 4 most populous of the county's 4 Census places, with income and rent from the same 2020 to 2024 survey. About 45% of Robertson County residents live in one of the 4. Incomes vary by place: $71,667 at the median in Bremond, $37,372 in Hearne. No Robertson County place has a separate guide yet; this county page serves all 4.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Hearne | city | 4,555 | $37,372 | $641 | 11 mi |
| Franklin | city | 1,530 | $54,265 | $889 | 2 mi |
| Bremond | city | 855 | $71,667 | $917 | 14 mi |
| Calvert | city | 760 | $51,000 | $833 | 10 mi |
Neighboring counties at a glance
Distances run center to center, from Brazos County at 28 miles out to Limestone County at 36. Income ranges from $57,247 in Falls County to $74,596 in Madison County; 1 of these neighbors top Robertson County's median.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Robertson County | - | $72,236 | $779/mo | 72% |
| Brazos County, TX | 28 mi | $58,553 | $1,193/mo | 47% |
| Falls County, TX | 29 mi | $57,247 | $731/mo | 76% |
| Milam County, TX | 32 mi | $66,141 | $984/mo | 77% |
| Madison County, TX | 35 mi | $74,596 | $851/mo | 75% |
| Leon County, TX | 36 mi | $61,449 | $907/mo | 77% |
| Limestone County, TX | 36 mi | $60,573 | $905/mo | 72% |
Budget math at the Robertson County median
Here is the Robertson County median household run through a simple DTI check. Your numbers will differ.
- Start: $6,020 gross per month ($72,236 / 12)
- Housing at the median rent of $779 uses 13%
- Under a 36% cap, $2,167 total minus rent leaves $1,388
- Under a 43% cap, $2,588 total minus rent leaves $1,809
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Borrowing situations common in Robertson County
Based on the Robertson County data above, these borrowing questions are most likely to matter locally.
- Medical bills. 11% of Robertson County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Mobile home upkeep. 19% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
Robertson County households compared
22% of Robertson County adults 25 and older hold a bachelor's degree or more. About 11% go without health insurance.
| Residents | Robertson County | Texas | Middle U.S. county |
|---|---|---|---|
| Median age | 41.4 | 35.6 | 41.5 |
| Bachelor's or higher | 22.0% | 33.8% | 22.2% |
| No high school diploma | 12.9% | 14.0% | n/a |
| No health insurance | 11.3% | 17.1% | 7.8% |
| No vehicle | 8.9% | 5.4% | 5.4% |
| Work from home | 5.8% | 14.4% | 8.7% |
| Poverty rate | 13.5% | 13.8% | 13.2% |
| Unemployment (ACS) | 7.9% | 5.3% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 38.5% |
| 15 to 29 min | 24.0% |
| 30 to 44 min | 22.7% |
| 45 to 59 min | 9.7% |
| 60+ min | 5.1% |
Who licenses lenders for Robertson County residents
Consumer lenders serving Robertson County are licensed by the state, not the county; in Texas that is the Texas Department of Banking. The Office of Consumer Credit Commissioner handles consumer-credit questions as well. Federal complaints: consumerfinance.gov. The Texas guide covers state rules in more detail.
A Robertson County borrower's checklist
Quick steps for Robertson County:
- Borrow the amount the job needs; extra cash adds interest.
- Collect three written offers and compare APR and total repaid.
- Look the lender up with the state regulator first.
- Lock paid-off cards after consolidating so balances stay at zero.
More guides for Robertson County
The Texas guide covers the whole state.
Frequently asked questions
What is the median household income in Robertson County?
$72,236 a year in the 2020 to 2024 Census survey, versus $78,476 for Texas. It ranks 69th of 254 in the state.
How much is rent in Robertson County?
Median gross rent, utilities included, is $779 a month; 40% of renters spend 30% or more of income on it.
What are the biggest places in Robertson County?
By population: Hearne, Franklin, Bremond, Calvert. The county has 4 Census places in all.
Does living in Robertson County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Robertson County resident as anyone. Lenders decide under fair-lending law.
Who do I complain to about a lender in Robertson County?
Start with the Texas Department of Banking, then the CFPB complaint portal. Keep copies of every message.