Renters in Rogers pay a median of $1,270 a month, and the median home is valued at $308,200. Before borrowing here, test the new payment against your debt-to-income ratio, compare APR and total cost on at least three written offers, and confirm the lender is licensed in Arkansas.
On this page
- Rogers at a glance
- Work and pay in Rogers
- People and housing stock in Rogers
- Rogers labor market
- Running the numbers for Rogers
- What the numbers suggest about borrowing in Rogers
- How Rogers compares
- How Rogers stacks up against nearby towns
- Rogers in brief
- A Rogers example
- Do this before signing in Rogers
- Around Rogers
- Frequently asked questions
Rogers at a glance
All figures here are ACS 2020 to 2024 five-year estimates for the city of Rogers. They are estimates with margins of error, and they say nothing about any one household.
Work and pay in Rogers
In Rogers, 20% of employed residents work in retail, 18% in education and health care and 13% in manufacturing. One lean worth noting: retail, which employs 20% of Rogers residents compared with 11% in the median place. Which industry you work in changes the paperwork a lender will ask for, so ask what documents they accept before you apply.
Break Rogers households into income groups and 14% fall below $35,000, 44% land between $35,000 and $100,000, and 42% reach $100,000 or beyond. Our U.S. city median is 39% at $100,000 or more and 20% under $35,000. A Gini reading of 0.46 sums up how unevenly income is spread in Rogers. If you are near the lower end, a smaller amount and a shorter term protect you most.
People and housing stock in Rogers
A bachelor's degree or more is held by 34% of Rogers adults aged 25 and up, and the median age is 34.3. Against our U.S. city medians (37.2 years, 37% with a degree), Rogers runs younger and below the typical education level. Younger households tend to have shorter credit histories, and history length is one factor scores weigh.
Homes in Rogers are 65% single-family detached, 18% in buildings of five or more units and 1% mobile or manufactured.
Rogers labor market
Benton County recorded 3.0% unemployment in September 2026 by the BLS county series (preliminary, not seasonally adjusted), down 0.3 points from 3.3% a year earlier. Averaged across 2020 to 2024, the ACS shows 2.5% for Rogers proper.
Running the numbers for Rogers
Median rent in Rogers ($1,270) runs 18% of the median monthly household income ($7,227 before taxes). The 30% yardstick works out to $2,168. For total debt payments, 36% of gross income is a common benchmark. At the median that is about $2,602 a month, though lenders choose their own cutoffs. Buying the median home would take about 3.6 years of median income.
What the numbers suggest about borrowing in Rogers
Rogers workers mostly have short trips to work (4% travel 45 minutes or more), below most of the 784-place U.S. city set. Shorter trips usually mean lower transportation costs, which can help if you are sizing a loan payment.
Rent pressure is relatively mild in Rogers: 36% of renters are cost-burdened, versus higher shares in much of our U.S. city set. A comfortable rent-to-income ratio can mean a bigger borrowing cushion, so choose the shortest term you can pay.
Unemployment in Rogers is estimated at 2.5%, lower than in most of the 784 U.S. city places in our set. A strong local labor market does not guarantee approval, but steady income is the thing lenders want to see.
How Rogers compares
In the 784 U.S. city places in our dataset, Rogers has a median household income of $86,728 (326th highest of 784), a median gross rent of $1,270 (529th highest of 784), and a median home value of $308,200 (447th highest of 784). Rankings shift with every Census release.
Two reference points among Arkansas places of similar population: Conway ($63,004 income, $1,011 rent), where Rogers runs 38% above on income and 26% above on rent and North Little Rock ($52,707 income, $1,069 rent), where Rogers runs 65% above on income and 19% above on rent. Size any payment to your own budget rather than to a neighbor's.
How Rogers stacks up against nearby towns
A short list of nearby communities, sorted by distance from Rogers, to show how quickly costs change over a few miles.
| Community | Miles away | Population | Household income (median) | Median rent | Rent vs Rogers |
|---|---|---|---|---|---|
| Lowell | 4 mi | 10,849 | $95,527 | $1,136 | -$134 |
| Little Flock | 5 mi | 3,056 | $60,878 | $955 | -$315 |
| Bentonville | 5 mi | 58,249 | $112,792 | $1,344 | +$74 |
| Cave Springs | 5 mi | 6,008 | $146,473 | $2,222 | +$952 |
| Centerton | 8 mi | 21,920 | $115,713 | $1,465 | +$195 |
| Springdale | 9 mi | 88,160 | $69,787 | $1,071 | -$199 |
| Elm Springs | 9 mi | 3,069 | $131,739 | $1,321 | +$51 |
| Pea Ridge | 9 mi | 8,108 | $95,521 | $1,818 | +$548 |
6 of these 8 places have a higher median household income than Rogers, and 3 have lower median rent. The cheapest median rent here is Little Flock's $955, the steepest is Cave Springs's $2,222, and Cave Springs leads on income at $146,473. If a move is part of the reason for borrowing, compare the rent gap with the loan payment before you sign.
Rogers in brief
Rogers is a Benton County city in Northwest Arkansas next to Bentonville. Many residents work for Walmart or the supplier offices around it, and the Pinnacle Hills area has grown into a regional retail center.
A Rogers example
Overnight and warehouse shifts can make appointments and paperwork hard to schedule. Ask any lender about electronic document upload and clear funding timelines.
Do this before signing in Rogers
- Confirm the license with your state regulator before sharing details; the CFPB takes complaints about lenders.
- Never pay a fee first. A request for money before funding is the mark of a scam; the scam guide lists the usual scripts.
- Run the offer checklist before you sign.
- Check the payment against Rogers rent or mortgage in the DTI calculator before applying anywhere.
- Get the same four numbers from every lender: what you receive, the APR, all fees and the total you will repay.
Around Rogers
Frequently asked questions
Does commuting from Rogers change how much I should borrow?
It can. 4% of Rogers workers spend 45 minutes or more getting to work, and every mile adds gas and wear. Leave room for a repair bill before committing to a payment, and favor a shorter term.
Can shift workers in Rogers apply outside business hours?
Many lenders take online applications any time, but verification may need weekday calls or uploads. Ask about document upload and the expected funding timeline.
Is the fit check different for Rogers residents?
Beyond confirming your state, no. Your answers about the amount, credit, income and payments are all the check uses, and the same rules apply to every applicant.
Where do I file a complaint about a lender in Rogers?
Keep the paperwork, then contact the Arkansas agency that licenses lenders; the CFPB portal accepts complaints about any lender nationwide, and the FTC wants to hear about fee-first offers.