1st Advantage MortgageThe median Rogers County household earns $80,067, and 9% of residents live below the poverty line. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Oklahoma license first.
On this page
- Rogers County at a glance
- Housing costs in Rogers County
- Household income in Rogers County
- The Rogers County job picture
- How Rogers County compares with nearby counties
- Rogers County towns compared
- People and households in Rogers County
- Local borrowing considerations for Rogers County
- What a median Rogers County budget can carry
- Steps before you apply in Rogers County
- Lender oversight for Rogers County
- More guides for Rogers County
- Frequently asked questions
Rogers County at a glance
Roughly 98,610 residents live in Rogers County, Oklahoma, 6th by population among the state's 77 counties and county equivalents. It covers 676 square miles of land, or about 146 people per square mile. It is one of the counties that make up the Tulsa, OK metropolitan statistical area (OMB, 2023). Claremore is the biggest of its 17 Census places, at roughly 20,166 people (20% of the county total).
Housing costs in Rogers County
Renters in Rogers County pay a median of $1,047 a month, 3% above the Oklahoma figure of $1,014. Rent takes 30% or more of income for 42% of renter households here. The median owner-occupied home is valued at $240,500, about 3.0 times the median household income. The ownership rate is 78%. Half the housing stock was built before 1993.
| Housing | Rogers County | Oklahoma statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $1,047/mo | $1,014/mo | $877/mo |
| Median home value | $240,500 | $199,800 | $185,300 |
| Owners | 78% | 66% | 75% |
| Rent-burdened renters | 42% | 46% | 45% |
| Burdened owners | 22% | 24% | n/a |
| Mobile homes | 9.8% | 8.2% | n/a |
In an owner-heavy county like Rogers County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Household income in Rogers County
Rogers County households have a median income of $80,067 (ACS 2020 to 2024), which ranks 5th of 77 in Oklahoma.
| Households earning | Rogers County | +/- vs Oklahoma |
|---|---|---|
| Under $35,000 | 17.2% | -9.1 pts |
| $35,000 to $99,999 | 44.3% | +1.1 pts |
| $100,000 to $199,999 | 29.6% | +6.3 pts |
| $200,000 or more | 8.9% | +1.6 pts |
The spread is wide: 38% of Rogers County households make $100,000 or more, and 17% make less than $35,000. Census counts 8.9% of Rogers County residents in poverty, against 15.3% across Oklahoma. A household earning below the $80,067 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
The Rogers County job picture
Education and health care employs 21% of working residents, the largest share; manufacturing is next with 12%. Compared with Oklahoma, the county leans toward manufacturing (12% against 9%). ACS puts five-year average unemployment at 4.7% in Rogers County. 14% of commuters travel 45 minutes or more each way, and 12% work from home. Only 2.8% of homes here go without a vehicle.
| Industry | Share of Rogers County workers | vs Oklahoma |
|---|---|---|
| Education and health care | 21.2% | -2.1 pts |
| Manufacturing | 12.4% | +3.2 pts |
| Retail trade | 11.1% | -0.7 pts |
| Professional and administrative services | 9.5% | +0.2 pts |
| Transportation, warehousing and utilities | 9.2% | +3.1 pts |
| Construction | 8.1% | +0.7 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Rogers County should have bank statements and tax returns ready.
How Rogers County compares with nearby counties
The six counties whose centers lie closest to Rogers County's, from 21 to 35 miles away. 1 of the six report a higher median household income than Rogers County; Wagoner County is highest at $81,207 and Craig County lowest at $51,922.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Rogers County | - | $80,067 | $1,047/mo | 78% |
| Mayes County, OK | 21 mi | $60,305 | $858/mo | 74% |
| Tulsa County, OK | 26 mi | $69,009 | $1,110/mo | 60% |
| Washington County, OK | 28 mi | $60,162 | $907/mo | 72% |
| Nowata County, OK | 28 mi | $54,333 | $811/mo | 74% |
| Wagoner County, OK | 29 mi | $81,207 | $1,068/mo | 81% |
| Craig County, OK | 35 mi | $51,922 | $810/mo | 74% |
Rogers County towns compared
The table lists the 14 largest of 17 Census places in Rogers County, by population. Together all 17 hold about 53,690 people, so roughly 46% of residents live outside any named place. Limestone has the highest median household income on the list ($115,917) and Chelsea the lowest ($50,875), counting places with at least 500 residents. Rent is cheapest in Chelsea ($805) and steepest in Collinsville ($1,175). No Rogers County place has a separate guide yet; this county page serves all 17.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Claremore | city | 20,166 | $58,685 | $1,009 | 4 mi |
| Collinsville | city | 8,878 | $90,570 | $1,175 | 14 mi |
| Catoosa | city | 7,496 | $72,467 | $1,066 | 17 mi |
| Verdigris | town | 5,637 | $84,259 | $1,138 | 9 mi |
| Inola | town | 2,011 | $58,558 | $940 | 18 mi |
| Chelsea | town | 1,880 | $50,875 | $805 | 14 mi |
| Oologah | town | 1,774 | $79,886 | $1,096 | 8 mi |
| Justice | CDP | 1,530 | $97,861 | $924 | 6 mi |
| Bushyhead | CDP | 1,289 | $59,028 | $812 | 8 mi |
| Limestone | CDP | 810 | $115,917 | n/a | 9 mi |
| Sequoyah | CDP | 721 | $81,023 | n/a | 0 mi |
| Foyil | town | 488 | $63,750 | $886 | 6 mi |
| Gregory | CDP | 383 | $89,563 | n/a | 14 mi |
| Talala | town | 300 | $44,375 | $957 | 12 mi |
People and households in Rogers County
27% of Rogers County adults 25 and older hold a bachelor's degree or more. About 11% go without health insurance.
| Indicator | Rogers County | All of Oklahoma | U.S. county median |
|---|---|---|---|
| Median age | 39.1 | 37.0 | 41.5 |
| Bachelor's or higher | 26.7% | 28.3% | 22.2% |
| No high school diploma | 7.3% | 10.6% | n/a |
| No health insurance | 11.0% | 12.9% | 7.8% |
| No vehicle | 2.8% | 5.6% | 5.4% |
| Work from home | 11.5% | 9.4% | 8.7% |
| Poverty rate | 8.9% | 15.3% | 13.2% |
| Unemployment (ACS) | 4.7% | 5.0% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 25.8% |
| 15 to 29 min | 33.8% |
| 30 to 44 min | 26.7% |
| 45 to 59 min | 8.3% |
| 60+ min | 5.5% |
Local borrowing considerations for Rogers County
Where the Rogers County numbers stand out, and why it matters for a loan:
- Hospital bills in Rogers County. For the 11% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
What a median Rogers County budget can carry
How much room does a median Rogers County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- $80,067 a year is $6,672 of gross monthly income
- Rent at the median, $1,047, takes 16% of that
- $1,355: what a 36% ratio leaves once rent is paid
If your rent is above $1,047, the room shrinks dollar for dollar.
Steps before you apply in Rogers County
Before you apply, wherever you live in Rogers County:
- Price the Rogers County expense first and borrow that amount, no more.
- Compare the total repaid on every offer, not just the payment.
- Check the license, then the reviews, then the offer.
- Ask a Rogers County credit union about member loans.
Lender oversight for Rogers County
The Oklahoma State Banking Department is the place to verify any lender's Oklahoma license. Oklahoma also has the Oklahoma Department of Consumer Credit for consumer credit. Federal complaints: consumerfinance.gov. The Oklahoma guide covers state rules in more detail.
More guides for Rogers County
For statewide rules and data, see the Oklahoma guide.
Frequently asked questions
What is the median household income in Rogers County?
$80,067 a year in the 2020 to 2024 Census survey, versus $65,039 for Oklahoma. It ranks 5th of 77 in the state.
What do renters pay in Rogers County?
$1,047 a month at the median, about 16% of median household income.
Should Rogers County homeowners use home equity instead?
Maybe, but weigh the risk: 78% of Rogers County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
What are the biggest places in Rogers County?
By population: Claremore, Collinsville, Catoosa, Verdigris, Inola. The county has 17 Census places in all.
Will a Rogers County address affect my match?
Beyond confirming Oklahoma as your state, no. Your answers about amount, credit, income and payments are all that count.