1st Advantage MortgageSevier County households have a median income of $53,527 and median rent of $751 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Sevier County by the numbers
- How much Sevier County households make
- How Sevier County residents earn a living
- What it costs to live in Sevier County
- The communities that make up Sevier County
- Sevier County and the counties next door
- Budget math at the Sevier County median
- Local borrowing considerations for Sevier County
- Sevier County households compared
- Four steps for Sevier County borrowers
- Checking a lender's license in Arkansas
- Related local guides
- Frequently asked questions
Sevier County by the numbers
Roughly 15,712 residents live in Sevier County, Arkansas, 49th by population among the state's 75 counties and county equivalents. Spread over 564 square miles, that works out to roughly 27.9 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 5 Census places inside Sevier County, De Queen leads by population with about 6,058; 5 of the 5 are incorporated.
How much Sevier County households make
Sevier County households have a median income of $53,527 (ACS 2020 to 2024), which ranks 32nd of 75 in Arkansas.
| Households earning | Sevier County | +/- vs Arkansas |
|---|---|---|
| Under $35,000 | 36.0% | +7.1 pts |
| $35,000 to $99,999 | 43.3% | +0.2 pts |
| $100,000 to $199,999 | 17.9% | -3.4 pts |
| $200,000 or more | 2.8% | -3.9 pts |
The spread is wide: 21% of Sevier County households make $100,000 or more, and 36% make less than $35,000. 17.3% of residents fall below the federal poverty line (statewide: 16.0%). Income inequality, measured by the Gini index, comes to 0.440 here. For a borrower in Sevier County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
How Sevier County residents earn a living
By the Census industry count, 28% of employed Sevier County residents work in manufacturing and 16% in education and health care. Compared with Arkansas, the county leans toward manufacturing (28% against 13%). ACS puts five-year average unemployment at 4.9% in Sevier County. Long commutes are common here: 21% of workers spend 45 minutes or longer getting to work. Only 4.4% of homes here go without a vehicle.
| Sector | Sevier County | Compared with Arkansas |
|---|---|---|
| Manufacturing | 28.4% | +15.6 pts |
| Education and health care | 16.2% | -7.8 pts |
| Construction | 12.0% | +4.7 pts |
| Retail trade | 11.2% | -2.0 pts |
| Arts, lodging and food service | 5.2% | -2.6 pts |
| Professional and administrative services | 5.2% | -3.1 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
What it costs to live in Sevier County
Renters in Sevier County pay a median of $751 a month, 21% below the Arkansas figure of $947. By the Census definition, 43% of Sevier County renters are cost-burdened. The median owner-occupied home is valued at $117,600, about 2.2 times the median household income. The ownership rate is 68%.
| Cost | Sevier County | Arkansas figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $751/mo | $947/mo | $877/mo |
| Median home value | $117,600 | $188,000 | $185,300 |
| Owners | 68% | 66% | 75% |
| Rent-burdened renters | 43% | 45% | 45% |
| Burdened owners | 27% | 22% | n/a |
| Mobile homes | 27.9% | 11.0% | n/a |
| Vacant units | 17% | 14% | n/a |
The communities that make up Sevier County
Here are the 5 most populous of the county's 5 Census places, with income and rent from the same 2020 to 2024 survey. About 55% of Sevier County residents live in one of the 5. Among places of 500 or more people, median income runs from $45,750 in Horatio to $57,083 in Lockesburg. This guide covers each of the 5 places and the rural areas around them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| De Queen | city | 6,058 | $52,522 | $757 | 7 mi |
| Horatio | city | 1,196 | $45,750 | $861 | 7 mi |
| Lockesburg | city | 873 | $57,083 | $757 | 4 mi |
| Ben Lomond | town | 330 | $62,656 | n/a | 13 mi |
| Gillham | town | 147 | $55,833 | $563 | 13 mi |
Sevier County and the counties next door
The six counties whose centers lie closest to Sevier County's, from 16 to 38 miles away. Income ranges from $45,603 in Howard County to $53,344 in Little River County; none of these neighbors top Sevier County's median. Some neighbors are in Oklahoma. Lender licensing is state by state, so a loan for a Sevier County resident follows Arkansas rules.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Sevier County | - | $53,527 | $751/mo | 68% |
| Howard County, AR | 16 mi | $45,603 | $690/mo | 73% |
| Little River County, AR | 20 mi | $53,344 | $697/mo | 80% |
| McCurtain County, OK | 31 mi | $51,929 | $700/mo | 73% |
| Polk County, AR | 34 mi | $49,191 | $711/mo | 79% |
| Pike County, AR | 35 mi | $49,269 | $686/mo | 75% |
| Hempstead County, AR | 38 mi | $46,787 | $815/mo | 72% |
Budget math at the Sevier County median
Sevier County at the medians, through a lender's eyes (what DTI means):
- Start: $4,461 gross per month ($53,527 / 12)
- Rent at the median, $751, takes 17% of that
- With a 40% ceiling, about $1,033 remains for car, card, student and any new loan payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Local borrowing considerations for Sevier County
Based on the Sevier County data above, these borrowing questions are most likely to matter locally.
- Health costs. With 15% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Long drives. With 21% of commutes over 45 minutes, tires and repairs are fixed costs in many Sevier County budgets.
- Manufactured homes. 28% of Sevier County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
Sevier County households compared
9% of Sevier County adults 25 and older hold a bachelor's degree or more. 14.9% of residents have no health coverage.
| Indicator | Sevier County | All of Arkansas | U.S. county median |
|---|---|---|---|
| Median age | 34.7 | 38.5 | 41.5 |
| Bachelor's or higher | 9.3% | 25.7% | 22.2% |
| No high school diploma | 26.5% | 11.3% | n/a |
| No health insurance | 14.9% | 9.0% | 7.8% |
| No vehicle | 4.4% | 5.9% | 5.4% |
| Work from home | 1.5% | 8.8% | 8.7% |
| Poverty rate | 17.3% | 16.0% | 13.2% |
| Unemployment (ACS) | 4.9% | 4.9% | 4.4% |
| One-way commute | Share of Sevier County workers |
|---|---|
| Under 15 min | 40.4% |
| 15 to 29 min | 22.6% |
| 30 to 44 min | 16.5% |
| 45 to 59 min | 11.3% |
| 60+ min | 9.2% |
Four steps for Sevier County borrowers
Four checks before you sign anything:
- Borrow the amount the job needs; extra cash adds interest.
- Line up offers side by side: APR, fees in dollars, total cost.
- A Arkansas license check takes minutes; do it first.
- Lock paid-off cards after consolidating so balances stay at zero.
Checking a lender's license in Arkansas
Before sharing details with a lender, a Sevier County resident can confirm its license with the Arkansas State Bank Department. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. See the Arkansas state guide for the statewide picture.
Related local guides
The Arkansas guide covers the whole state.
Frequently asked questions
Is Sevier County a high-income county?
Its $53,527 median ranks 32nd of 75 Arkansas counties and compares with $65,681 for the median U.S. county.
How much is rent in Sevier County?
Median gross rent, utilities included, is $751 a month; 43% of renters spend 30% or more of income on it.
Which towns does the Sevier County guide cover?
Every community in the county, unincorporated areas included. The largest of its 5 Census places: De Queen, Horatio, Lockesburg, Ben Lomond, Gillham.
Is the fit check different in Sevier County?
No. It is identical everywhere, and it never looks at your neighborhood.
Where can someone in Sevier County check a lender's license?
With the Arkansas State Bank Department. If a lender is unlicensed or asks for a fee before funding, walk away.