1st Advantage MortgageSioux County households have a median income of $42,083 and median rent of $444 a month (ACS 2020 to 2024). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's North Dakota license first.
On this page
- A quick profile of Sioux County
- Household income in Sioux County
- Rent, home values and ownership in Sioux County
- Employment and commuting in Sioux County
- The counties around Sioux County
- The communities that make up Sioux County
- Sioux County residents: age, schooling, coverage
- Reading the Sioux County data as a borrower
- Room for a loan payment in Sioux County
- Licensing and complaints for Sioux County
- Steps before you apply in Sioux County
- More guides for Sioux County
- Frequently asked questions
A quick profile of Sioux County
With an estimated 3,740 residents (ACS 2020 to 2024), Sioux County ranks 30th of 53 in North Dakota for population. It covers 1,094 square miles of land, or about 3 people per square mile. Under the July 2023 OMB definitions, Sioux County is not part of any metropolitan area. Cannon Ball is the biggest of its 5 Census places, at roughly 748 people (20% of the county total). Because Sioux County is small, the survey's margins of error are wide; treat the numbers as approximate.
Household income in Sioux County
Sioux County households have a median income of $42,083 (ACS 2020 to 2024), which ranks 53rd of 53 in North Dakota.
| Yearly household income | Sioux County | Gap to North Dakota |
|---|---|---|
| Under $35,000 | 44.8% | +23.2 pts |
| $35,000 to $99,999 | 36.1% | -5.2 pts |
| $100,000 to $199,999 | 15.0% | -12.5 pts |
| $200,000 or more | 4.1% | -5.5 pts |
About 45% of households earn under $35,000, while 19% clear $100,000. Census counts 43.3% of Sioux County residents in poverty, against 10.8% across North Dakota. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Rent, home values and ownership in Sioux County
Median gross rent, utilities included, comes to $444 in Sioux County versus $954 statewide. By the Census definition, 31% of Sioux County renters are cost-burdened. The median owner-occupied home is valued at $85,400, about 2.0 times the median household income. 47% of Sioux County households own their home and 53% rent. Median construction year: 1984.
| Home costs | Sioux County | North Dakota | U.S. middle county |
|---|---|---|---|
| Median gross rent | $444/mo | $954/mo | $877/mo |
| Median home value | $85,400 | $249,900 | $185,300 |
| Owners | 47% | 63% | 75% |
| Rent-burdened renters | 31% | 39% | 45% |
| Burdened owners | 14% | 21% | n/a |
| Mobile homes | 12.0% | 6.6% | n/a |
| Vacant units | 13% | 12% | n/a |
Renters cannot borrow against a house, which narrows the choice to unsecured loans, cards and help from creditors; compare total cost, not just the payment.
Employment and commuting in Sioux County
The biggest employer of Sioux County residents, by industry, is education and health care at 41% of workers, followed by arts, lodging and food service (19%). The sharpest difference from the state is in education and health care, at 41% locally and 26% for North Dakota. ACS puts five-year average unemployment at 17.0% in Sioux County. Long commutes are the exception here: 12% of workers spend 45 minutes or longer getting to work.
| Top industries | Sioux County share | +/- vs North Dakota |
|---|---|---|
| Education and health care | 40.8% | +15.1 pts |
| Arts, lodging and food service | 18.6% | +10.7 pts |
| Public administration | 10.3% | +5.6 pts |
| Agriculture, forestry and mining | 7.6% | -0.4 pts |
| Retail trade | 6.3% | -5.0 pts |
| Other services | 3.6% | -1.0 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
The counties around Sioux County
Distances run center to center, from Corson County at 30 miles out to Burleigh County at 66. Income ranges from $46,406 in Corson County to $86,851 in Burleigh County; all six of these neighbors top Sioux County's median. The list crosses into South Dakota, where different lending rules and regulators apply.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Sioux County | - | $42,083 | $444/mo | 47% |
| Corson County, SD | 30 mi | $46,406 | $496/mo | 59% |
| Grant County, ND | 32 mi | $57,875 | $675/mo | 83% |
| Emmons County, ND | 41 mi | $66,538 | $568/mo | 80% |
| Morton County, ND | 43 mi | $79,382 | $1,076/mo | 74% |
| Campbell County, SD | 56 mi | $68,929 | $760/mo | 76% |
| Burleigh County, ND | 66 mi | $86,851 | $998/mo | 71% |
The communities that make up Sioux County
Here are the 5 most populous of the county's 5 Census places, with income and rent from the same 2020 to 2024 survey. About 35% of Sioux County residents live in one of the 5. Live in one of these Sioux County communities, or between them? This is your local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Cannon Ball | CDP | 748 | $42,031 | $418 | 25 mi |
| Selfridge | city | 198 | $56,250 | $492 | 8 mi |
| Porcupine | CDP | 138 | $70,469 | $531 | 8 mi |
| Fort Yates | city | 107 | $97,250 | n/a | 21 mi |
| Solen | city | 105 | $33,750 | n/a | 23 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Sioux County residents: age, schooling, coverage
Degree holders: 16% of adults over 25. 21.1% of residents have no health coverage.
| Indicator | Sioux County | All of North Dakota | U.S. county median |
|---|---|---|---|
| Median age | 28.2 | 35.9 | 41.5 |
| Bachelor's or higher | 16.3% | 32.7% | 22.2% |
| No high school diploma | 12.1% | 6.0% | n/a |
| No health insurance | 21.1% | 6.5% | 7.8% |
| No vehicle | 12.7% | 5.9% | 5.4% |
| Work from home | 7.9% | 8.1% | 8.7% |
| Poverty rate | 43.3% | 10.8% | 13.2% |
| Unemployment (ACS) | 17.0% | 2.8% | 4.4% |
| Commute length | Sioux County |
|---|---|
| Under 15 min | 57.5% |
| 15 to 29 min | 17.5% |
| 30 to 44 min | 12.9% |
| 45 to 59 min | 6.5% |
| 60+ min | 5.6% |
Reading the Sioux County data as a borrower
Where the Sioux County numbers stand out, and why it matters for a loan:
- Health costs. With 21% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Manufactured homes. 12% of Sioux County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Lower-cost alternatives. In a county with 43% in poverty, nonprofit credit counseling may beat a loan (options).
Room for a loan payment in Sioux County
Here is the Sioux County median household run through a simple DTI check. Your numbers will differ.
- $3,507 a month: gross income for a household at the Sioux County median
- 13% goes to median rent ($444)
- With a 36% ceiling, about $818 remains for car, card, student and any new loan payments
- Under a 43% cap, $1,508 total minus rent leaves $1,064
If your rent is above $444, the room shrinks dollar for dollar.
Licensing and complaints for Sioux County
Sioux County borrowers fall under statewide rules, enforced by the North Dakota Department of Financial Institutions. Federal complaints: consumerfinance.gov. The North Dakota guide covers state rules in more detail.
Steps before you apply in Sioux County
Four checks before you sign anything:
- Price the Sioux County expense first and borrow that amount, no more.
- Collect three written offers and compare APR and total repaid.
- Only work with lenders licensed for North Dakota borrowers.
- Ask a Sioux County credit union about member loans.
More guides for Sioux County
The North Dakota guide covers the whole state.
Frequently asked questions
Is Sioux County a high-income county?
Its $42,083 median ranks 53rd of 53 North Dakota counties and compares with $65,681 for the median U.S. county.
What do renters pay in Sioux County?
$444 a month at the median, about 13% of median household income.
What are the biggest places in Sioux County?
By population: Cannon Ball, Selfridge, Porcupine, Fort Yates, Solen. The county has 5 Census places in all.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Sioux County or elsewhere in North Dakota, the same rules apply.
Where can someone in Sioux County check a lender's license?
With the North Dakota Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.