1st Advantage MortgageIn Sioux County, Nebraska, the typical household earns $53,929 a year and the typical rent is $745. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Nebraska before sharing details.
On this page
- Who lives in Sioux County
- How much Sioux County households make
- Sioux County housing compared with Nebraska
- The Sioux County job picture
- Sioux County towns compared
- Regional comparison for Sioux County
- Sioux County households compared
- Borrowing situations common in Sioux County
- A Sioux County household budget, worked through
- Who licenses lenders for Sioux County residents
- Checklist for Sioux County applicants
- Related local guides
- Frequently asked questions
Who lives in Sioux County
The latest five-year Census estimate puts Sioux County's population at 1,171; only 80 of Nebraska's 93 county-level areas are larger. Land area is 2,067 square miles (2024 Gazetteer), so density runs near 1 per square mile. No metropolitan area includes Sioux County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Harrison, with about 218 people, is the only Census place mainly inside the county. Small populations mean wide margins of error, so read every Sioux County figure on this page as a rough guide.
How much Sioux County households make
The median household income in Sioux County is $53,929; statewide it is $76,475, so Sioux County runs 29% below Nebraska as a whole.
| Yearly household income | Sioux County | Gap to Nebraska |
|---|---|---|
| Under $35,000 | 27.1% | +6.4 pts |
| $35,000 to $99,999 | 48.2% | +6.2 pts |
| $100,000 to $199,999 | 19.6% | -8.3 pts |
| $200,000 or more | 5.1% | -4.3 pts |
Some 27% of households here live on less than $35,000 a year; 25% have six-figure incomes. The poverty rate is 14.9%, 4 points higher than the state's 10.6%. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Sioux County housing compared with Nebraska
A typical Sioux County rental runs $745 a month including utilities, which is 31% below Nebraska. By the Census definition, 31% of Sioux County renters are cost-burdened. The median owner-occupied home is valued at $99,300, about 1.8 times the median household income. 60% of Sioux County households own their home and 40% rent.
| Sioux County | Nebraska | U.S. county median | |
|---|---|---|---|
| Median gross rent | $745/mo | $1,072/mo | $877/mo |
| Median home value | $99,300 | $238,600 | $185,300 |
| Owners | 60% | 67% | 75% |
| Rent-burdened renters | 31% | 45% | 45% |
| Burdened owners | 34% | 22% | n/a |
| Mobile homes | 7.9% | 2.9% | n/a |
The Sioux County job picture
The biggest employer of Sioux County residents, by industry, is agriculture, forestry and mining at 36% of workers, followed by retail trade (20%). Agriculture, forestry and mining stands out: 36% of workers here, versus 4% statewide. Averaged over the five survey years, 1.8% of the labor force was out of work and looking. Long commutes are the exception here: 5% of workers spend 45 minutes or longer getting to work. 5.9% of households have no vehicle.
| Where residents work | Sioux County | Difference from Nebraska |
|---|---|---|
| Agriculture, forestry and mining | 35.5% | +31.3 pts |
| Retail trade | 19.6% | +9.1 pts |
| Education and health care | 17.5% | -7.0 pts |
| Professional and administrative services | 6.8% | -2.7 pts |
| Public administration | 5.9% | +1.5 pts |
| Transportation, warehousing and utilities | 4.3% | -1.7 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Sioux County towns compared
Harrison is the only Census place mainly inside Sioux County, with about 218 of the county's 1,171 residents. Live in one of these Sioux County communities, or between them? This is your local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Harrison | village | 218 | $52,000 | $1,063 | 17 mi |
Regional comparison for Sioux County
The six counties whose centers lie closest to Sioux County's, from 35 to 55 miles away. Income ranges from $56,280 in Dawes County to $68,892 in Box Butte County; all six of these neighbors top Sioux County's median. The list crosses into South Dakota, Wyoming, where different lending rules and regulators apply.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Sioux County | - | $53,929 | $745/mo | 60% |
| Dawes County, NE | 35 mi | $56,280 | $900/mo | 62% |
| Box Butte County, NE | 38 mi | $68,892 | $752/mo | 77% |
| Goshen County, WY | 41 mi | $58,929 | $778/mo | 73% |
| Scotts Bluff County, NE | 43 mi | $63,614 | $909/mo | 69% |
| Fall River County, SD | 53 mi | $67,917 | $931/mo | 72% |
| Niobrara County, WY | 55 mi | $64,113 | $605/mo | 62% |
Sioux County households compared
22% of Sioux County adults 25 and older hold a bachelor's degree or more. About 8% go without health insurance.
| Measure | Sioux County | Nebraska statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 43.7 | 37.2 | 41.5 |
| Bachelor's or higher | 22.4% | 34.6% | 22.2% |
| No high school diploma | 5.6% | 7.8% | n/a |
| No health insurance | 8.5% | 7.2% | 7.8% |
| No vehicle | 5.9% | 5.4% | 5.4% |
| Work from home | 4.4% | 11.0% | 8.7% |
| Poverty rate | 14.9% | 10.6% | 13.2% |
| Unemployment (ACS) | 1.8% | 3.0% | 4.4% |
Borrowing situations common in Sioux County
What the Sioux County figures suggest, and what to check first:
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
- Advance-fee offers. No legitimate lender asks a Sioux County borrower to pay first (scam signs).
- Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).
A Sioux County household budget, worked through
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Sioux County household at the medians it works out like this; treat it as an illustration only.
- $4,494 a month: gross income for a household at the Sioux County median
- Rent at the median, $745, takes 17% of that
- $828: what a 35% ratio leaves once rent is paid
- $1,277: what a 45% ratio leaves once rent is paid
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Sioux County's.
Who licenses lenders for Sioux County residents
Consumer lenders serving Sioux County are licensed by the state, not the county; in Nebraska that is the Nebraska Department of Banking and Finance. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on Nebraska: Nebraska personal loans.
Checklist for Sioux County applicants
A short checklist for Sioux County borrowers:
- Know the exact dollar figure you need before talking to a lender.
- Prequalify with soft pulls where offered, then compare in writing.
- Verify the Nebraska license before giving out your Social Security number.
- Lock paid-off cards after consolidating so balances stay at zero.
Related local guides
For statewide rules and data, see the Nebraska guide.
Frequently asked questions
What is the median household income in Sioux County?
$53,929 a year in the 2020 to 2024 Census survey, versus $76,475 for Nebraska. It ranks 90th of 93 in the state.
What do renters pay in Sioux County?
$745 a month at the median, about 17% of median household income.
Does this page cover Harrison?
Yes, along with the other 0 Census places in Sioux County.
Is the fit check different in Sioux County?
No. It is identical everywhere, and it never looks at your neighborhood.
Who regulates personal lenders for Sioux County residents?
The Nebraska Department of Banking and Finance licenses consumer lenders in Nebraska; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.