1st Advantage MortgageIn Stanton County, Kansas, the typical household earns $71,700 a year and the typical rent is $705. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Kansas license first.
On this page
- Stanton County by the numbers
- Employment and commuting in Stanton County
- What Stanton County households earn
- Housing costs in Stanton County
- Stanton County next to its neighbors
- The communities that make up Stanton County
- Room for a loan payment in Stanton County
- More Stanton County figures
- Local borrowing considerations for Stanton County
- A Stanton County borrower's checklist
- Who licenses lenders for Stanton County residents
- Related local guides
- Frequently asked questions
Stanton County by the numbers
Roughly 2,038 residents live in Stanton County, Kansas, 99th by population among the state's 105 counties and county equivalents. Spread over 680 square miles, that works out to roughly 3.0 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Johnson City is the biggest of its 3 Census places, at roughly 1,549 people (76% of the county total). Because Stanton County is small, the survey's margins of error are wide; treat the numbers as approximate.
Employment and commuting in Stanton County
Agriculture, forestry and mining employs 37% of working residents, the largest share; transportation, warehousing and utilities is next with 19%. Agriculture, forestry and mining stands out: 37% of workers here, versus 3% statewide. Averaged over the five survey years, 1.8% of the labor force was out of work and looking. About 79% drive to work alone and 6% have trips of 45 minutes or more.
| Top industries | Stanton County share | +/- vs Kansas |
|---|---|---|
| Agriculture, forestry and mining | 36.5% | +33.5 pts |
| Transportation, warehousing and utilities | 18.6% | +13.0 pts |
| Finance, insurance and real estate | 9.6% | +3.1 pts |
| Education and health care | 9.3% | -15.7 pts |
| Public administration | 5.0% | +0.3 pts |
| Professional and administrative services | 4.9% | -5.2 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
What Stanton County households earn
Half of Stanton County households take in less than $71,700 a year and half take in more, 3% below the Kansas median of $74,275. That places it 26th among Kansas's 105 county-level areas.
| Household income | Stanton County | vs Kansas |
|---|---|---|
| Under $35,000 | 10.7% | -11.0 pts |
| $35,000 to $99,999 | 63.1% | +20.8 pts |
| $100,000 to $199,999 | 11.6% | -14.9 pts |
| $200,000 or more | 14.6% | +5.0 pts |
The spread is wide: 26% of Stanton County households make $100,000 or more, and 11% make less than $35,000. Census counts 1.5% of Stanton County residents in poverty, against 11.3% across Kansas. For a borrower in Stanton County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Housing costs in Stanton County
Median gross rent, utilities included, comes to $705 in Stanton County versus $1,060 statewide. Rent takes 30% or more of income for 12% of renter households here. With a median value of $67,800, a typical Stanton County house costs 0.9 times what the median household earns in a year. Owners occupy 77% of homes. The median home was built in 1968, so roofs, wiring and heating systems are a common source of repair bills.
| Home costs | Stanton County | Kansas | U.S. middle county |
|---|---|---|---|
| Median gross rent | $705/mo | $1,060/mo | $877/mo |
| Median home value | $67,800 | $217,200 | $185,300 |
| Owners | 77% | 67% | 75% |
| Rent-burdened renters | 12% | 43% | 45% |
| Burdened owners | 3% | 22% | n/a |
| Mobile homes | 22.6% | 4.0% | n/a |
| Vacant units | 17% | 9% | n/a |
In an owner-heavy county like Stanton County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Stanton County next to its neighbors
The six counties whose centers lie closest to Stanton County's, from 26 to 43 miles away. 1 of the six report a higher median household income than Stanton County; Kearny County is highest at $89,135 and Prowers County lowest at $53,508. The list crosses into Colorado, where different lending rules and regulators apply.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Stanton County | - | $71,700 | $705/mo | 77% |
| Morton County, KS | 26 mi | $66,447 | $632/mo | 85% |
| Grant County, KS | 27 mi | $66,476 | $718/mo | 77% |
| Hamilton County, KS | 30 mi | $70,250 | $909/mo | 77% |
| Stevens County, KS | 36 mi | $64,178 | $927/mo | 74% |
| Kearny County, KS | 40 mi | $89,135 | $1,056/mo | 72% |
| Prowers County, CO | 43 mi | $53,508 | $808/mo | 67% |
The communities that make up Stanton County
3 Census places fall mainly inside Stanton County; the 3 biggest are below. They account for 1,777 residents, leaving about 13% of the county in unincorporated, unnamed areas. None of the 3 has its own city guide, so this page covers all of them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Johnson City | city | 1,549 | $71,105 | $679 | 2 mi |
| Manter | city | 142 | $47,578 | n/a | 6 mi |
| Big Bow | CDP | 86 | n/a | n/a | 13 mi |
Room for a loan payment in Stanton County
Stanton County at the medians, through a lender's eyes (what DTI means):
- $71,700 a year is $5,975 of gross monthly income
- Less median rent of $705, which is 12% of it
- With a 36% ceiling, about $1,446 remains for car, card, student and any new loan payments
- 43% debt-to-income limit: $1,864 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
More Stanton County figures
24% of Stanton County adults 25 and older hold a bachelor's degree or more. About 26% go without health insurance.
| Indicator | Stanton County | All of Kansas | U.S. county median |
|---|---|---|---|
| Median age | 39.1 | 37.4 | 41.5 |
| Bachelor's or higher | 24.2% | 35.6% | 22.2% |
| No high school diploma | 20.7% | 8.0% | n/a |
| No health insurance | 25.8% | 8.8% | 7.8% |
| No vehicle | 6.8% | 5.1% | 5.4% |
| Work from home | 3.3% | 11.8% | 8.7% |
| Poverty rate | 1.5% | 11.3% | 13.2% |
| Unemployment (ACS) | 1.8% | 3.9% | 4.4% |
| One-way commute | Share of Stanton County workers |
|---|---|
| Under 15 min | 65.3% |
| 15 to 29 min | 17.9% |
| 30 to 44 min | 10.9% |
| 45 to 59 min | 3.8% |
| 60+ min | 2.1% |
Local borrowing considerations for Stanton County
What the Stanton County figures suggest, and what to check first:
- Uninsured care. 26% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- 23% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
- Check your file. An error fixed before you apply can change the offers a Stanton County borrower sees (free reports).
A Stanton County borrower's checklist
Before you apply, wherever you live in Stanton County:
- Size the loan to the bill, not to the most a lender offers.
- Collect three written offers and compare APR and total repaid.
- Only work with lenders licensed for Kansas borrowers.
- Read the final agreement; it must match the offer.
Who licenses lenders for Stanton County residents
No county office licenses personal lenders. For Stanton County, check the Kansas Office of the State Bank Commissioner. Problems with a lender can also go to the CFPB. The Kansas guide covers state rules in more detail.
Related local guides
For statewide rules and data, see the Kansas guide.
Frequently asked questions
What does a typical Stanton County household make?
About $71,700 a year at the median (ACS 2020-24), 3% below the Kansas median.
How does Stanton County rent compare with Kansas?
$705 locally versus $1,060 for the state, 33% below.
Should Stanton County homeowners use home equity instead?
Maybe, but weigh the risk: 77% of Stanton County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
I live in a small Stanton County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Johnson City, Manter, Big Bow.
Does living in Stanton County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Stanton County resident as anyone. Lenders decide under fair-lending law.