1st Advantage MortgageAbout 78% of Stanton County homes are owner-occupied, and the median household income is $80,687. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Who lives in Stanton County
- Renting and owning in Stanton County
- Household income in Stanton County
- The Stanton County job picture
- Counties near Stanton County
- Stanton County towns compared
- Room for a loan payment in Stanton County
- Borrowing situations common in Stanton County
- People and households in Stanton County
- Nebraska rules that apply in Stanton County
- Checklist for Stanton County applicants
- More guides for Stanton County
- Frequently asked questions
Who lives in Stanton County
With an estimated 5,796 residents (ACS 2020 to 2024), Stanton County ranks 48th of 93 in Nebraska for population. Spread over 428 square miles, that works out to roughly 13.6 residents per square mile. Under the July 2023 OMB definitions, Stanton County is not part of any metropolitan area. Of the 3 Census places inside Stanton County, Stanton leads by population with about 1,702; 2 of the 3 are incorporated. Small populations mean wide margins of error, so read every Stanton County figure on this page as a rough guide.
Renting and owning in Stanton County
Renters in Stanton County pay a median of $902 a month, 16% below the Nebraska figure of $1,072. By the Census definition, 36% of Stanton County renters are cost-burdened. With a median value of $195,400, a typical Stanton County house costs 2.4 times what the median household earns in a year. 78% of Stanton County households own their home and 22% rent. Median construction year: 1967.
| Housing | Stanton County | Nebraska statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $902/mo | $1,072/mo | $877/mo |
| Median home value | $195,400 | $238,600 | $185,300 |
| Owners | 78% | 67% | 75% |
| Rent-burdened renters | 36% | 45% | 45% |
| Burdened owners | 15% | 22% | n/a |
| Vacant units | 7% | 8% | n/a |
In an owner-heavy county like Stanton County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Household income in Stanton County
At $80,687, the typical Stanton County household income is 23% above the median U.S. county ($65,681).
| Band | Stanton County | Compared with Nebraska |
|---|---|---|
| Under $35,000 | 21.1% | +0.4 pts |
| $35,000 to $99,999 | 42.0% | 0.0 pts |
| $100,000 to $199,999 | 29.3% | +1.4 pts |
| $200,000 or more | 7.6% | -1.8 pts |
Some 21% of households here live on less than $35,000 a year; 37% have six-figure incomes. The poverty rate is 9.4%, 1 point lower than the state's 10.6%. Income inequality, measured by the Gini index, comes to 0.430 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Stanton County median.
The Stanton County job picture
The biggest employer of Stanton County residents, by industry, is education and health care at 23% of workers, followed by manufacturing (18%). Manufacturing stands out: 18% of workers here, versus 10% statewide. Averaged over the five survey years, 0.7% of the labor force was out of work and looking. 10% of commuters travel 45 minutes or more each way, and 8% work from home. Households without a car make up 1.6% of the total (5.4% statewide).
| Industry (employed residents 16+) | Stanton County | Gap to Nebraska |
|---|---|---|
| Education and health care | 23.2% | -1.2 pts |
| Manufacturing | 17.6% | +7.2 pts |
| Retail trade | 13.2% | +2.6 pts |
| Finance, insurance and real estate | 7.5% | -0.3 pts |
| Agriculture, forestry and mining | 6.9% | +2.7 pts |
| Transportation, warehousing and utilities | 6.7% | +0.7 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Counties near Stanton County
Six nearby counties, 20 to 34 miles away by the straight-line distance between their centers. 1 of the six report a higher median household income than Stanton County; Colfax County is highest at $82,530 and Madison County lowest at $63,128.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Stanton County | - | $80,687 | $902/mo | 78% |
| Cuming County, NE | 20 mi | $71,104 | $789/mo | 69% |
| Wayne County, NE | 21 mi | $66,215 | $800/mo | 61% |
| Madison County, NE | 22 mi | $63,128 | $881/mo | 65% |
| Colfax County, NE | 23 mi | $82,530 | $980/mo | 76% |
| Platte County, NE | 29 mi | $71,552 | $897/mo | 72% |
| Pierce County, NE | 34 mi | $72,357 | $884/mo | 78% |
Stanton County towns compared
The table lists the 3 largest of 3 Census places in Stanton County, by population. Together all 3 hold about 3,741 people, so roughly 35% of residents live outside any named place. None of the 3 has its own city guide, so this page covers all of them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Stanton | city | 1,702 | $76,500 | $834 | 3 mi |
| Woodland Park | CDP | 1,657 | $74,000 | $1,413 | 13 mi |
| Pilger | village | 382 | $74,286 | $515 | 9 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Room for a loan payment in Stanton County
Stanton County at the medians, through a lender's eyes (what DTI means):
- Median income divided by twelve: $6,724 before taxes
- Less median rent of $902, which is 13% of it
- With a 40% ceiling, about $1,788 remains for car, card, student and any new loan payments
Two-income households and single earners in Stanton County land in very different places on this math, so run it for your own budget.
Borrowing situations common in Stanton County
The county's numbers point to a few situations that come up often for Stanton County borrowers.
- Check your file. An error fixed before you apply can change the offers a Stanton County borrower sees (free reports).
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
- Consolidating cards in Stanton County. Compare the total repaid, not the monthly figure (how).
People and households in Stanton County
College graduates make up 24% of the adult population. About 6% go without health insurance.
| Residents | Stanton County | Nebraska | Middle U.S. county |
|---|---|---|---|
| Median age | 40.5 | 37.2 | 41.5 |
| Bachelor's or higher | 24.1% | 34.6% | 22.2% |
| No high school diploma | 5.9% | 7.8% | n/a |
| No health insurance | 6.1% | 7.2% | 7.8% |
| No vehicle | 1.6% | 5.4% | 5.4% |
| Work from home | 7.7% | 11.0% | 8.7% |
| Poverty rate | 9.4% | 10.6% | 13.2% |
| Unemployment (ACS) | 0.7% | 3.0% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 32.9% |
| 15 to 29 min | 39.4% |
| 30 to 44 min | 17.3% |
| 45 to 59 min | 3.7% |
| 60+ min | 6.6% |
Nebraska rules that apply in Stanton County
Stanton County borrowers fall under statewide rules, enforced by the Nebraska Department of Banking and Finance. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The Nebraska guide covers state rules in more detail.
Checklist for Stanton County applicants
Quick steps for Stanton County:
- Size the loan to the bill, not to the most a lender offers.
- Prequalify with soft pulls where offered, then compare in writing.
- Check the license, then the reviews, then the offer.
- Read the final agreement; it must match the offer.
More guides for Stanton County
The Nebraska guide covers the whole state.
Frequently asked questions
How much do households in Stanton County earn?
The median is $80,687; 37% earn $100,000 or more and 21% under $35,000. A lender uses your own documented income, not this figure.
Is Stanton County expensive for renters?
Median rent is $902 against $1,072 statewide, and 36% of renter households are cost-burdened.
I own my home in Stanton County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 78% of homes owner-occupied here, many readers can compare both in writing.
Does this page cover Stanton?
Yes, along with the other 2 Census places in Stanton County, such as Woodland Park, Pilger.
Is the fit check different in Stanton County?
No. It is identical everywhere, and it never looks at your neighborhood.