1st Advantage MortgageIn Switzerland County, Indiana, the typical household earns $65,343 a year and the typical rent is $758. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Who lives in Switzerland County
- Where Switzerland County households live
- Labor force snapshot: Switzerland County
- Switzerland County against other Indiana counties
- How much Switzerland County households make
- Neighboring counties at a glance
- Towns and communities in Switzerland County
- Local borrowing considerations for Switzerland County
- Switzerland County demographics against Indiana
- Debt-to-income, Switzerland County edition
- Checking a lender's license in Indiana
- Four steps for Switzerland County borrowers
- More guides for Switzerland County
- Frequently asked questions
Who lives in Switzerland County
The latest five-year Census estimate puts Switzerland County's population at 9,909; only 86 of Indiana's 92 county-level areas are larger. Spread over 221 square miles, that works out to roughly 44.9 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Largest place: Vevay, about 1,757 residents (18% of Switzerland County); 4 Census places in all. With so few households sampled, Switzerland County estimates can move a lot between releases.
Where Switzerland County households live
Median gross rent, utilities included, comes to $758 in Switzerland County versus $1,062 statewide. By the Census definition, 36% of Switzerland County renters are cost-burdened. Home values center on $175,800, or 2.7 years of median income. The ownership rate is 79%.
| Home costs | Switzerland County | Indiana | Compared with Indiana |
|---|---|---|---|
| Median gross rent | $758/mo | $1,062/mo | 29% lower |
| Median home value | $175,800 | $218,200 | 19% lower |
| Owners | 79% | 71% | +8.0 pts |
| Rent-burdened renters | 36% | 48% | -12.5 pts |
| Burdened owners | 30% | 20% | +9.5 pts |
| Mobile homes | 17.7% | 4.4% | +13.3 pts |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Labor force snapshot: Switzerland County
Manufacturing employs 25% of working residents, the largest share; education and health care is next with 15%. Switzerland County over-indexes on manufacturing: 25% versus 18% in Indiana. Averaged over the five survey years, 4.2% of the labor force was out of work and looking. Long commutes are common here: 25% of workers spend 45 minutes or longer getting to work. Households without a car make up 6.5% of the total (6.2% statewide).
| Industry (employed residents 16+) | Switzerland County | Gap to Indiana |
|---|---|---|
| Manufacturing | 25.0% | +6.9 pts |
| Education and health care | 14.6% | -8.9 pts |
| Arts, lodging and food service | 14.4% | +6.6 pts |
| Construction | 11.3% | +4.7 pts |
| Transportation, warehousing and utilities | 9.4% | +3.1 pts |
| Retail trade | 6.9% | -3.9 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Switzerland County against other Indiana counties
Where Switzerland County lands at the extremes of Indiana's county rankings:
- The share of adults with a bachelor's degree: 9% in Switzerland County, the lowest of 92 in Indiana. No degree is required for a personal loan; documented income is.
- The share of mobile homes: 17.7% in Switzerland County. Only 2 of 92 Indiana counties are higher. Repairs on manufactured homes are a common loan purpose; get written quotes.
- Population: 9,909 in Switzerland County. Only 5 of 92 Indiana counties are lower. With few local branches, online lenders and statewide credit unions widen the choice.
How much Switzerland County households make
$65,343 is the median household income for Switzerland County, set against $71,957 for Indiana.
| Yearly household income | Switzerland County | Gap to Indiana |
|---|---|---|
| Under $35,000 | 20.6% | -1.9 pts |
| $35,000 to $99,999 | 51.0% | +7.6 pts |
| $100,000 to $199,999 | 23.5% | -2.3 pts |
| $200,000 or more | 4.9% | -3.4 pts |
About 21% of households earn under $35,000, while 28% clear $100,000. The poverty rate is 12.6%, the same as the state's 12.3%. Switzerland County scores 0.389 on the Gini index, where higher means more unequal incomes. None of these numbers decides a Switzerland County application. Lenders weigh your own documented income against your own debts.
Neighboring counties at a glance
Six nearby counties, 9 to 22 miles away by the straight-line distance between their centers. Richest neighbor: Boone County, $99,414. Poorest: Carroll County, $56,466. Switzerland County: $65,343. The list crosses into Kentucky, where different lending rules and regulators apply.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Switzerland County | - | $65,343 | $758/mo | 79% |
| Ohio County, IN | 9 mi | $70,392 | $898/mo | 81% |
| Gallatin County, KY | 10 mi | $63,346 | $832/mo | 75% |
| Carroll County, KY | 12 mi | $56,466 | $910/mo | 66% |
| Boone County, KY | 18 mi | $99,414 | $1,373/mo | 76% |
| Dearborn County, IN | 22 mi | $84,735 | $845/mo | 85% |
| Jefferson County, IN | 22 mi | $64,577 | $890/mo | 72% |
Towns and communities in Switzerland County
2,224 of Switzerland County's 9,909 residents live in its 4 Census places (22%); the 4 largest are listed. Vevay and every other Switzerland County community use this county guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Vevay | town | 1,757 | $45,962 | $709 | 7 mi |
| East Enterprise | CDP | 226 | n/a | n/a | 4 mi |
| Patriot | town | 183 | $56,818 | $850 | 11 mi |
| Florence | CDP | 58 | n/a | n/a | 6 mi |
Local borrowing considerations for Switzerland County
What the Switzerland County figures suggest, and what to check first:
- Medical bills. 13% of Switzerland County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Vehicle repairs. 25% of Switzerland County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Manufactured housing (18%). Switzerland County owners should get two written repair quotes before borrowing.
Switzerland County demographics against Indiana
College graduates make up 9% of the adult population. Health coverage gaps: 13.0% of Switzerland County residents are uninsured.
| People and households | Switzerland County | Compared with Indiana | Compared with median county |
|---|---|---|---|
| Median age | 42.5 | +4.4 yrs | +1.0 yrs |
| Bachelor's or higher | 8.9% | -20.6 pts | -13.3 pts |
| No high school diploma | 19.8% | +10.1 pts | n/a |
| No health insurance | 13.0% | +5.6 pts | +5.2 pts |
| No vehicle | 6.5% | +0.3 pts | +1.1 pts |
| Work from home | 5.9% | -4.8 pts | -2.8 pts |
| Poverty rate | 12.6% | +0.3 pts | -0.6 pts |
| Unemployment (ACS) | 4.2% | -0.1 pts | -0.2 pts |
| Commute length | Switzerland County |
|---|---|
| Under 15 min | 18.6% |
| 15 to 29 min | 25.7% |
| 30 to 44 min | 30.3% |
| 45 to 59 min | 10.3% |
| 60+ min | 15.1% |
Debt-to-income, Switzerland County edition
Here is the Switzerland County median household run through a simple DTI check. Your numbers will differ.
- Median income divided by twelve: $5,445 before taxes
- Less median rent of $758, which is 14% of it
- At 40%, room after rent is $1,420 a month
Homeowners in Switzerland County should swap in their mortgage, taxes and insurance for rent.
Checking a lender's license in Indiana
Before sharing details with a lender, a Switzerland County resident can confirm its license with the Indiana Department of Financial Institutions. The Consumer Financial Protection Bureau accepts complaints nationwide. State-level detail for Switzerland County borrowers is in the Indiana guide.
Four steps for Switzerland County borrowers
A short checklist for Switzerland County borrowers:
- Size the loan to the bill, not to the most a lender offers.
- Prequalify with soft pulls where offered, then compare in writing.
- Only work with lenders licensed for Indiana borrowers.
- Pick the shortest term whose payment still fits.
More guides for Switzerland County
For statewide rules and data, see the Indiana guide.
Frequently asked questions
Where does Switzerland County rank on income in Indiana?
61st of 92, with a median of $65,343. The state median is $71,957.
Can a Switzerland County renter afford a loan payment?
At the $758 median rent and $5,445 median monthly income, rent alone uses 14%; add other debts before a new payment.
Is home equity cheaper than a personal loan in Switzerland County?
Often, because the home secures it. With 79% of Switzerland County homes owner-occupied, weigh that lower cost against the risk to the house.
What are the biggest places in Switzerland County?
By population: Vevay, East Enterprise, Patriot, Florence. The county has 4 Census places in all.
Are Switzerland County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.