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Iowa

Personal loans for Van Buren County, IA residents

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

Van Buren County households have a median income of $61,161 and median rent of $622 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Van Buren County, IA: the basics
  2. Van Buren County housing compared with Iowa
  3. Income in Van Buren County compared with Iowa
  4. Work, industries and travel time in Van Buren County
  5. Towns and communities in Van Buren County
  6. Regional comparison for Van Buren County
  7. Budget math at the Van Buren County median
  8. Local borrowing considerations for Van Buren County
  9. Van Buren County residents: age, schooling, coverage
  10. A Van Buren County borrower's checklist
  11. Lender oversight for Van Buren County
  12. Nearby and statewide guides
  13. Frequently asked questions

Van Buren County, IA: the basics

7,241Population (ACS 2020-24)
$61,161Median household income
$622/moMedian gross rent
$114,600Median home value
82%Owner-occupied homes
15%Below the poverty line
485 sq miLand area
44.7Median age

Van Buren County is home to about 7,241 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 90th most populous of 99 county-level areas in Iowa. Spread over 485 square miles, that works out to roughly 14.9 residents per square mile. Under the July 2023 OMB definitions, Van Buren County is not part of any metropolitan area. Of the 10 Census places inside Van Buren County, Keosauqua leads by population with about 914; 7 of the 10 are incorporated. With so few households sampled, Van Buren County estimates can move a lot between releases.

Van Buren County housing compared with Iowa

A typical Van Buren County rental runs $622 a month including utilities, which is 36% below Iowa. By the Census definition, 47% of Van Buren County renters are cost-burdened. The median owner-occupied home is valued at $114,600, about 1.9 times the median household income. Owners occupy 82% of homes.

CostVan Buren CountyIowa figureMedian county, U.S.
Median gross rent$622/mo$972/mo$877/mo
Median home value$114,600$208,000$185,300
Owners82%72%75%
Rent-burdened renters47%44%45%
Burdened owners24%20%n/a
Vacant units17%8%n/a

Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).

Income in Van Buren County compared with Iowa

Half of Van Buren County households take in less than $61,161 a year and half take in more, 19% below the Iowa median of $75,059.

Yearly household incomeVan Buren CountyGap to Iowa
Under $35,00029.9%+8.8 pts
$35,000 to $99,99943.5%+0.7 pts
$100,000 to $199,99921.3%-6.2 pts
$200,000 or more5.3%-3.3 pts

About 30% of households earn under $35,000, while 27% clear $100,000. 15.1% of residents fall below the federal poverty line (statewide: 11.1%). Income inequality, measured by the Gini index, comes to 0.488 here. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.

Work, industries and travel time in Van Buren County

The biggest employer of Van Buren County residents, by industry, is manufacturing at 17% of workers, followed by education and health care (17%). Agriculture, forestry and mining stands out: 8% of workers here, versus 4% statewide. Averaged over the five survey years, 4.1% of the labor force was out of work and looking. 13% of commuters travel 45 minutes or more each way, and 13% work from home.

Top industriesVan Buren County share+/- vs Iowa
Manufacturing17.4%+2.7 pts
Education and health care17.1%-7.1 pts
Retail trade13.9%+2.3 pts
Construction10.3%+3.4 pts
Agriculture, forestry and mining7.9%+4.2 pts
Other services5.8%+1.5 pts

Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Van Buren County should have bank statements and tax returns ready.

Towns and communities in Van Buren County

The table lists the 10 largest of 10 Census places in Van Buren County, by population. Together all 10 hold about 3,601 people, so roughly 50% of residents live outside any named place. No Van Buren County place has a separate guide yet; this county page serves all 10.

NameKindPop.IncomeRentMiles
Keosauquacity914$51,136$4801 mi
Farmingtoncity540$53,333$71314 mi
Miltoncity493$51,500$61712 mi
Birminghamcity454$65,000$4219 mi
Cantrilcity335$40,000$75810 mi
Bonapartecity302$40,909$4929 mi
DoudsCDP243n/an/a9 mi
Stockportcity210$53,125$6319 mi
LeandoCDP74n/an/a8 mi
Mount SterlingCDP36n/an/a9 mi

CDP: census-designated place, an unincorporated community mapped for statistics.

Regional comparison for Van Buren County

Six nearby counties, 17 to 27 miles away by the straight-line distance between their centers. Income ranges from $51,781 in Clark County to $77,194 in Davis County; 5 of these neighbors top Van Buren County's median. The list crosses into Missouri, where different lending rules and regulators apply.

NeighborDistanceIncomeRentOwn
Van Buren County-$61,161$622/mo82%
Jefferson County, IA17 mi$61,620$883/mo68%
Scotland County, MO23 mi$68,913$511/mo82%
Davis County, IA24 mi$77,194$868/mo83%
Lee County, IA26 mi$62,382$835/mo76%
Henry County, IA27 mi$67,436$820/mo74%
Clark County, MO27 mi$51,781$612/mo78%

Budget math at the Van Buren County median

How much room does a median Van Buren County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.

  • Median income divided by twelve: $5,097 before taxes
  • Median rent: $622, or 12 cents of every gross dollar
  • With a 36% ceiling, about $1,213 remains for car, card, student and any new loan payments
  • Under a 43% cap, $2,192 total minus rent leaves $1,570

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

Local borrowing considerations for Van Buren County

A few patterns in the Van Buren County data, and the practical point behind each:

  • Uninsured care. 17% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
  • 47% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
  • Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).

Van Buren County residents: age, schooling, coverage

Degree holders: 19% of adults over 25. About 17% go without health insurance.

MeasureVan Buren CountyIowa statewideTypical U.S. county
Median age44.738.641.5
Bachelor's or higher18.8%31.4%22.2%
No high school diploma14.3%6.7%n/a
No health insurance17.4%5.0%7.8%
No vehicle10.2%5.4%5.4%
Work from home12.7%11.3%8.7%
Poverty rate15.1%11.1%13.2%
Unemployment (ACS)4.1%3.6%4.4%
Minutes to workVan Buren County workers
Under 15 min38.5%
15 to 29 min35.2%
30 to 44 min13.2%
45 to 59 min7.2%
60+ min6.0%

A Van Buren County borrower's checklist

Steps that save money for Van Buren County residents:

  • Get a written quote for whatever you are paying for in Van Buren County.
  • Ask each lender for the APR and all fees in writing.
  • Verify the Iowa license before giving out your Social Security number.
  • Keep a small cushion so one surprise bill does not mean another loan.

Lender oversight for Van Buren County

Van Buren County borrowers fall under statewide rules, enforced by the Iowa Division of Banking. Federal complaints: consumerfinance.gov. The Iowa guide covers state rules in more detail.

Nearby and statewide guides

The Iowa guide covers the whole state.

Frequently asked questions

How much do households in Van Buren County earn?

The median is $61,161; 27% earn $100,000 or more and 30% under $35,000. A lender uses your own documented income, not this figure.

How much is rent in Van Buren County?

Median gross rent, utilities included, is $622 a month; 47% of renters spend 30% or more of income on it.

What are the biggest places in Van Buren County?

By population: Keosauqua, Farmington, Milton, Birmingham, Cantril. The county has 10 Census places in all.

Is the fit check different in Van Buren County?

No. It is identical everywhere, and it never looks at your neighborhood.

Who regulates personal lenders for Van Buren County residents?

The Iowa Division of Banking licenses consumer lenders in Iowa; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.

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