1st Advantage Mortgage25% of Walthall County households earn $100,000 or more; the median is $48,905 (ACS 2020-24). Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Walthall County offer.
On this page
- First look: Walthall County, MS
- The Walthall County job picture
- What stands out in Walthall County
- Walthall County income bands
- Where Walthall County households live
- Cities, towns and CDPs in Walthall County
- Walthall County next to its neighbors
- Walthall County households compared
- Borrowing situations common in Walthall County
- A Walthall County household budget, worked through
- Mississippi rules that apply in Walthall County
- A Walthall County borrower's checklist
- Keep exploring
- Frequently asked questions
First look: Walthall County, MS
Walthall County is home to about 13,839 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 58th most populous of 82 county-level areas in Mississippi. Density: about 34.3 residents per square mile across 404 square miles of land. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 1 Census place inside Walthall County, Tylertown leads by population with about 2,024.
The Walthall County job picture
Top Walthall County industry by residents employed: education and health care, 26%; second, manufacturing, 18%. Relative to Mississippi (13%), manufacturing is 5 points bigger in Walthall County (18%). Unemployment in Walthall County, ACS five-year: 6.6%; Mississippi: 5.8%. About 81% drive to work alone and 23% have trips of 45 minutes or more. Households without a car make up 5.0% of the total (6.3% statewide).
| Top industries | Walthall County share | +/- vs Mississippi |
|---|---|---|
| Education and health care | 26.0% | +0.7 pts |
| Manufacturing | 18.1% | +5.1 pts |
| Construction | 11.3% | +4.5 pts |
| Transportation, warehousing and utilities | 8.7% | +1.3 pts |
| Retail trade | 7.3% | -4.1 pts |
| Agriculture, forestry and mining | 6.6% | +4.4 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
What stands out in Walthall County
Out of every Mississippi county, Walthall County is most unusual on these measures.
- Few Mississippi counties match Walthall County on the uninsured rate: 7.7% here, 11.0% for the state, ranking 2nd lowest of 82. Even insured households face deductibles; ask the provider about a payment plan.
- The housing vacancy rate: 24% in Walthall County. Only 8 of 82 Mississippi counties are higher. Many empty units can point to seasonal housing.
- Few Mississippi counties match Walthall County on the share of adults with a bachelor's degree: 13% here, 25% for the state, ranking 13th lowest of 82. No degree is required for a personal loan; documented income is.
- The share of mobile homes: 27.8% in Walthall County. Only 16 of 82 Mississippi counties are higher. Repairs on manufactured homes are a common loan purpose; get written quotes.
Walthall County income bands
Median household income in Walthall County: $48,905 (13% below Mississippi, $56,447). That places it 45th among Mississippi's 82 county-level areas.
| Household income | Walthall County | vs Mississippi |
|---|---|---|
| Under $35,000 | 36.3% | +3.8 pts |
| $35,000 to $99,999 | 39.0% | -2.2 pts |
| $100,000 to $199,999 | 21.5% | +0.9 pts |
| $200,000 or more | 3.3% | -2.5 pts |
On the low end, 36% of Walthall County households report under $35,000; at the top, 25% report $100,000-plus. The poverty rate is 18.8%, the same as the state's 18.9%. Gini index for Walthall County: 0.501. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Where Walthall County households live
Walthall County rent at the median: $790 a month, utilities in ($954 in Mississippi). By the Census definition, 41% of Walthall County renters are cost-burdened. Home values center on $126,600, or 2.6 years of median income. The ownership rate is 80%. Median construction year: 1982. Nationally, Walthall County's $790 rent is 10% below the middle county.
| Measure | Walthall County | Mississippi | Gap |
|---|---|---|---|
| Mobile homes | 27.8% | 14.4% | +13.4 pts |
| Rent-burdened renters | 41% | 51% | -10.4 pts |
| Owners | 80% | 70% | +10.3 pts |
| Burdened owners | 37% | 26% | +10.2 pts |
| Vacant units | 24% | 15% | +8.9 pts |
| Median home value | $126,600 | $169,800 | 25% lower |
| Median gross rent | $790/mo | $954/mo | 17% lower |
In an owner-heavy county like Walthall County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Cities, towns and CDPs in Walthall County
Just one Census place, Tylertown, lies mainly within Walthall County; it holds about 2,024 people. None of the 1 has its own city guide, so this page covers all of them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Tylertown | town | 2,024 | $33,333 | $458 | 4 mi |
Walthall County next to its neighbors
Six nearby counties, 17 to 33 miles away by the straight-line distance between their centers. Richest neighbor: Lincoln County, $51,119. Poorest: Jefferson Davis County, $38,548. Walthall County: $48,905. Some neighbors are in Louisiana. Lender licensing is state by state, so a loan for a Walthall County resident follows Mississippi rules.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Walthall County | - | $48,905 | $790/mo | 80% |
| Marion County, MS | 17 mi | $45,110 | $818/mo | 77% |
| Pike County, MS | 17 mi | $43,814 | $919/mo | 67% |
| Washington Parish, LA | 22 mi | $45,380 | $774/mo | 69% |
| Lawrence County, MS | 27 mi | $43,531 | $753/mo | 84% |
| Jefferson Davis County, MS | 32 mi | $38,548 | $757/mo | 84% |
| Lincoln County, MS | 33 mi | $51,119 | $760/mo | 75% |
Walthall County households compared
13% of Walthall County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 7.7%, against 11.0% for Mississippi.
| Measure | Walthall County | Gap to Mississippi | Gap to typical U.S. county |
|---|---|---|---|
| Median age | 41.4 | +2.8 yrs | -0.1 yrs |
| Bachelor's or higher | 12.9% | -12.2 pts | -9.2 pts |
| No high school diploma | 19.5% | +6.7 pts | n/a |
| No health insurance | 7.7% | -3.3 pts | -0.2 pts |
| No vehicle | 5.0% | -1.4 pts | -0.5 pts |
| Work from home | 5.8% | -0.1 pts | -2.9 pts |
| Poverty rate | 18.8% | -0.1 pts | +5.6 pts |
| Unemployment (ACS) | 6.6% | +0.9 pts | +2.2 pts |
| Commute length | Walthall County |
|---|---|
| Under 15 min | 21.2% |
| 15 to 29 min | 28.2% |
| 30 to 44 min | 27.1% |
| 45 to 59 min | 4.5% |
| 60+ min | 19.0% |
Borrowing situations common in Walthall County
A few patterns in the Walthall County data, and the practical point behind each:
- Long drives. With 23% of commutes over 45 minutes, tires and repairs are fixed costs in many Walthall County budgets.
- Manufactured housing (28%). Walthall County owners should get two written repair quotes before borrowing.
- Help that costs nothing. About 2,597 Walthall County residents live in poverty; see free options before a loan.
A Walthall County household budget, worked through
How much room does a median Walthall County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Median income divided by twelve: $4,075 before taxes
- Median rent: $790, or 19 cents of every gross dollar
- Under a 35% cap, $1,426 total minus rent leaves $636
- $1,044: what a 45% ratio leaves once rent is paid
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Mississippi rules that apply in Walthall County
Walthall County borrowers fall under statewide rules, enforced by the Mississippi Department of Banking and Consumer Finance. A CFPB complaint gets forwarded to the company for a response. State-level detail for Walthall County borrowers is in the Mississippi guide.
A Walthall County borrower's checklist
Quick steps for Walthall County:
- Get a written quote for whatever you are paying for in Walthall County.
- Shop at least three lenders, including one Walthall County-area credit union.
- Check the license, then the reviews, then the offer.
- Ask a Walthall County credit union about member loans.
Keep exploring
For statewide rules and data, see the Mississippi guide.
Frequently asked questions
Is Walthall County a high-income county?
Its $48,905 median ranks 45th of 82 Mississippi counties and compares with $65,681 for the median U.S. county.
How does Walthall County rent compare with Mississippi?
$790 locally versus $954 for the state, 17% below.
Which towns does the Walthall County guide cover?
Every community in the county, unincorporated areas included. The largest of its 1 Census places: Tylertown.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Walthall County or elsewhere in Mississippi, the same rules apply.
What agency protects Walthall County borrowers?
The Mississippi Department of Banking and Consumer Finance at the state level and the CFPB federally.