1st Advantage MortgageWashita County households have a median income of $63,501 and median rent of $815 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Washita County at a glance
- What Washita County households earn
- Housing costs in Washita County
- Work, industries and travel time in Washita County
- Washita County next to its neighbors
- The communities that make up Washita County
- A Washita County household budget, worked through
- Borrowing situations common in Washita County
- Washita County households compared
- Who licenses lenders for Washita County residents
- Steps before you apply in Washita County
- Nearby and statewide guides
- Frequently asked questions
Washita County at a glance
Washita County is home to about 10,815 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 54th most populous of 77 county-level areas in Oklahoma. Spread over 1,003 square miles, that works out to roughly 10.8 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. New Cordell is the biggest of its 10 Census places, at roughly 2,740 people (25% of the county total).
What Washita County households earn
Half of Washita County households take in less than $63,501 a year and half take in more, 2% below the Oklahoma median of $65,039.
| Yearly household income | Washita County | Gap to Oklahoma |
|---|---|---|
| Under $35,000 | 26.3% | 0.0 pts |
| $35,000 to $99,999 | 46.2% | +3.0 pts |
| $100,000 to $199,999 | 23.1% | -0.1 pts |
| $200,000 or more | 4.3% | -2.9 pts |
About 26% of households earn under $35,000, while 27% clear $100,000. The poverty rate is 14.1%, 1 point lower than the state's 15.3%. Income inequality, measured by the Gini index, comes to 0.421 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Washita County median.
Housing costs in Washita County
Median gross rent, utilities included, comes to $815 in Washita County versus $1,014 statewide. By the Census definition, 35% of Washita County renters are cost-burdened. Home values center on $118,400, or 1.9 years of median income. The ownership rate is 76%. The median home was built in 1964, so roofs, wiring and heating systems are a common source of repair bills.
| Washita County | Oklahoma | U.S. county median | |
|---|---|---|---|
| Median gross rent | $815/mo | $1,014/mo | $877/mo |
| Median home value | $118,400 | $199,800 | $185,300 |
| Owners | 76% | 66% | 75% |
| Rent-burdened renters | 35% | 46% | 45% |
| Burdened owners | 22% | 24% | n/a |
| Mobile homes | 9.3% | 8.2% | n/a |
Because most Washita County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Work, industries and travel time in Washita County
Education and health care employs 18% of working residents, the largest share; agriculture, forestry and mining is next with 12%. Compared with Oklahoma, the county leans toward agriculture, forestry and mining (12% against 4%). ACS puts five-year average unemployment at 5.7% in Washita County. 11% of commuters travel 45 minutes or more each way, and 7% work from home. Households without a car make up 3.0% of the total (5.6% statewide).
| Industry (employed residents 16+) | Washita County | Gap to Oklahoma |
|---|---|---|
| Education and health care | 18.1% | -5.1 pts |
| Agriculture, forestry and mining | 11.8% | +8.1 pts |
| Retail trade | 10.6% | -1.1 pts |
| Transportation, warehousing and utilities | 9.9% | +3.8 pts |
| Other services | 8.9% | +3.8 pts |
| Construction | 8.8% | +1.5 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Washita County should have bank statements and tax returns ready.
Washita County next to its neighbors
Six nearby counties, 25 to 48 miles away by the straight-line distance between their centers. Income ranges from $44,962 in Kiowa County to $62,569 in Dewey County; none of these neighbors top Washita County's median.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Washita County | - | $63,501 | $815/mo | 76% |
| Custer County, OK | 25 mi | $59,738 | $824/mo | 60% |
| Kiowa County, OK | 25 mi | $44,962 | $780/mo | 70% |
| Caddo County, OK | 36 mi | $55,353 | $734/mo | 73% |
| Beckham County, OK | 39 mi | $53,328 | $904/mo | 68% |
| Greer County, OK | 40 mi | $59,406 | $681/mo | 78% |
| Dewey County, OK | 48 mi | $62,569 | $912/mo | 76% |
The communities that make up Washita County
Here are the 10 most populous of the county's 10 Census places, with income and rent from the same 2020 to 2024 survey. About 72% of Washita County residents live in one of the 10. Incomes vary by place: $120,227 at the median in Sentinel, $45,446 in Burns Flat. No Washita County place has a separate guide yet; this county page serves all 10.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| New Cordell | city | 2,740 | $73,107 | $741 | 1 mi |
| Burns Flat | town | 1,857 | $45,446 | $844 | 11 mi |
| Sentinel | town | 939 | $120,227 | $744 | 14 mi |
| Corn | town | 601 | $58,657 | $900 | 13 mi |
| Canute | town | 544 | $57,813 | $865 | 19 mi |
| Dill City | town | 333 | $42,625 | $626 | 8 mi |
| Bessie | town | 262 | $47,500 | $1,292 | 7 mi |
| Rocky | town | 239 | $60,000 | $1,071 | 10 mi |
| Foss | town | 170 | $46,250 | $1,281 | 15 mi |
| Colony | town | 104 | $43,750 | $732 | 19 mi |
A Washita County household budget, worked through
The debt-to-income ratio is the main affordability test lenders use. Applied to Washita County's medians:
- $5,292 a month: gross income for a household at the Washita County median
- Less median rent of $815, which is 15% of it
- With a 36% ceiling, about $1,090 remains for car, card, student and any new loan payments
Two-income households and single earners in Washita County land in very different places on this math, so run it for your own budget.
Borrowing situations common in Washita County
Where the Washita County numbers stand out, and why it matters for a loan:
- Health costs. With 11% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
- Advance-fee offers. No legitimate lender asks a Washita County borrower to pay first (scam signs).
Washita County households compared
20% of Washita County adults 25 and older hold a bachelor's degree or more. 11.4% of residents have no health coverage.
| People and households | Washita County | Oklahoma | Median county |
|---|---|---|---|
| Median age | 40.6 | 37.0 | 41.5 |
| Bachelor's or higher | 20.3% | 28.3% | 22.2% |
| No high school diploma | 11.8% | 10.6% | n/a |
| No health insurance | 11.4% | 12.9% | 7.8% |
| No vehicle | 3.0% | 5.6% | 5.4% |
| Work from home | 7.1% | 9.4% | 8.7% |
| Poverty rate | 14.1% | 15.3% | 13.2% |
| Unemployment (ACS) | 5.7% | 5.0% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 37.2% |
| 15 to 29 min | 37.6% |
| 30 to 44 min | 13.9% |
| 45 to 59 min | 3.0% |
| 60+ min | 8.2% |
Who licenses lenders for Washita County residents
The Oklahoma State Banking Department is the place to verify any lender's Oklahoma license. Consumer lending in Oklahoma is also overseen by the Oklahoma Department of Consumer Credit. A CFPB complaint gets forwarded to the company for a response. See the Oklahoma state guide for the statewide picture.
Steps before you apply in Washita County
Quick steps for Washita County:
- Size the loan to the bill, not to the most a lender offers.
- Shop at least three lenders, including one Washita County-area credit union.
- Confirm the lender is licensed in Oklahoma.
- Keep a small cushion so one surprise bill does not mean another loan.
Nearby and statewide guides
For statewide rules and data, see the Oklahoma guide.
Frequently asked questions
Is Washita County a high-income county?
Its $63,501 median ranks 20th of 77 Oklahoma counties and compares with $65,681 for the median U.S. county.
How much is rent in Washita County?
Median gross rent, utilities included, is $815 a month; 35% of renters spend 30% or more of income on it.
Which towns does the Washita County guide cover?
Every community in the county, unincorporated areas included. The largest of its 10 Census places: New Cordell, Burns Flat, Sentinel, Corn, Canute.
Will a Washita County address affect my match?
Beyond confirming Oklahoma as your state, no. Your answers about amount, credit, income and payments are all that count.
Who do I complain to about a lender in Washita County?
Start with the Oklahoma State Banking Department, then the CFPB complaint portal. Keep copies of every message.