1st Advantage MortgageWeber County households have a median income of $90,005 and median rent of $1,379 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Utah before sharing details.
On this page
- Weber County by the numbers
- Income in Weber County compared with Utah
- Housing costs in Weber County
- Employment and commuting in Weber County
- The communities that make up Weber County
- Regional comparison for Weber County
- More Weber County figures
- Local borrowing considerations for Weber County
- What a median Weber County budget can carry
- Who licenses lenders for Weber County residents
- Checklist for Weber County applicants
- Related local guides
- Frequently asked questions
Weber County by the numbers
With an estimated 269,648 residents (ACS 2020 to 2024), Weber County ranks 4th of 29 in Utah for population. Land area is 611 square miles (2024 Gazetteer), so density runs near 441 per square mile. The federal metro definitions (OMB, July 2023) place it in the Ogden, UT metropolitan area. Of the 18 Census places inside Weber County, Ogden leads by population with about 87,413; 15 of the 18 are incorporated.
Income in Weber County compared with Utah
Weber County households have a median income of $90,005 (ACS 2020 to 2024), which ranks 9th of 29 in Utah.
| Band | Weber County | Compared with Utah |
|---|---|---|
| Under $35,000 | 14.3% | +0.2 pts |
| $35,000 to $99,999 | 41.9% | +3.4 pts |
| $100,000 to $199,999 | 33.2% | -0.4 pts |
| $200,000 or more | 10.6% | -3.3 pts |
Some 14% of households here live on less than $35,000 a year; 44% have six-figure incomes. The poverty rate is 8.1%, the same as the state's 8.5%. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Housing costs in Weber County
Median gross rent, utilities included, comes to $1,379 in Weber County versus $1,496 statewide. By the Census definition, 46% of Weber County renters are cost-burdened. With a median value of $426,700, a typical Weber County house costs 4.7 times what the median household earns in a year. The ownership rate is 74%.
| Measure | Weber County | Utah | Median U.S. county |
|---|---|---|---|
| Median gross rent | $1,379/mo | $1,496/mo | $877/mo |
| Median home value | $426,700 | $489,400 | $185,300 |
| Owners | 74% | 70% | 75% |
| Rent-burdened renters | 46% | 47% | 45% |
| Burdened owners | 27% | 25% | n/a |
| Vacant units | 6% | 8% | n/a |
Because most Weber County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Employment and commuting in Weber County
The biggest employer of Weber County residents, by industry, is education and health care at 20% of workers, followed by manufacturing (14%). Compared with Utah, the county leans toward public administration (10% against 5%). Averaged over the five survey years, 3.0% of the labor force was out of work and looking. About 72% drive to work alone and 13% have trips of 45 minutes or more. Only 4.9% of homes here go without a vehicle.
| Where residents work | Weber County | Difference from Utah |
|---|---|---|
| Education and health care | 20.3% | -2.2 pts |
| Manufacturing | 13.8% | +3.6 pts |
| Retail trade | 10.5% | -0.8 pts |
| Professional and administrative services | 10.0% | -3.1 pts |
| Public administration | 9.9% | +5.3 pts |
| Construction | 8.9% | +0.8 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
The communities that make up Weber County
18 Census places fall mainly inside Weber County; the 14 biggest are below. They account for 257,828 residents, leaving about 4% of the county in unincorporated, unnamed areas. Incomes vary by place: $132,766 at the median in Plain City, $67,323 in Riverdale. Rent is cheapest in Farr West ($779) and steepest in Liberty ($2,453). One of them, Ogden, has a separate city guide (linked); for the rest, this is the local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Ogden | city | 87,413 | $72,575 | $1,216 | 6 mi |
| Roy | city | 38,993 | $91,282 | $1,624 | 11 mi |
| North Ogden | city | 21,947 | $113,722 | $1,638 | 5 mi |
| West Haven | city | 21,563 | $101,012 | $1,702 | 10 mi |
| South Ogden | city | 17,650 | $80,130 | $1,426 | 8 mi |
| Pleasant View | city | 11,217 | $129,462 | $1,741 | 7 mi |
| Hooper | city | 9,338 | $113,333 | $2,269 | 25 mi |
| Riverdale | city | 9,279 | $67,323 | $1,502 | 9 mi |
| Washington Terrace | city | 9,182 | $80,119 | $1,293 | 9 mi |
| Plain City | city | 8,396 | $132,766 | $2,190 | 12 mi |
| Farr West | city | 7,952 | $127,574 | $779 | 8 mi |
| Harrisville | city | 6,935 | $88,750 | $1,372 | 6 mi |
| Marriott-Slaterville | city | 1,979 | $101,786 | $1,375 | 8 mi |
| Uintah | town | 1,754 | $108,125 | $1,205 | 9 mi |
Regional comparison for Weber County
Nearest neighbors first, measured between county centers (20 to 55 miles). Summit County leads the group on income ($138,114), Rich County trails ($79,009), and Weber County out-earns 2 of the six.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Weber County | - | $90,005 | $1,379/mo | 74% |
| Morgan County, UT | 20 mi | $130,929 | $1,492/mo | 89% |
| Davis County, UT | 23 mi | $110,884 | $1,621/mo | 77% |
| Cache County, UT | 33 mi | $81,665 | $1,213/mo | 64% |
| Rich County, UT | 41 mi | $79,009 | $760/mo | 85% |
| Salt Lake County, UT | 42 mi | $97,494 | $1,592/mo | 66% |
| Summit County, UT | 55 mi | $138,114 | $1,987/mo | 80% |
More Weber County figures
28% of Weber County adults 25 and older hold a bachelor's degree or more. About 9% go without health insurance.
| Indicator | Weber County | All of Utah | U.S. county median |
|---|---|---|---|
| Median age | 33.7 | 32.0 | 41.5 |
| Bachelor's or higher | 28.5% | 37.7% | 22.2% |
| No high school diploma | 7.6% | 6.6% | n/a |
| No health insurance | 8.8% | 8.4% | 7.8% |
| No vehicle | 4.9% | 4.1% | 5.4% |
| Work from home | 15.3% | 17.6% | 8.7% |
| Poverty rate | 8.1% | 8.5% | 13.2% |
| Unemployment (ACS) | 3.0% | 3.6% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 28.1% |
| 15 to 29 min | 44.5% |
| 30 to 44 min | 14.8% |
| 45 to 59 min | 6.5% |
| 60+ min | 6.1% |
Local borrowing considerations for Weber County
A few patterns in the Weber County data, and the practical point behind each:
- Higher earners. 44% of households clear $100,000; shop at least three lenders and pick the shortest term.
- 46% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
What a median Weber County budget can carry
Here is the Weber County median household run through a simple DTI check. Your numbers will differ.
- Median income divided by twelve: $7,500 before taxes
- Housing at the median rent of $1,379 uses 18%
- With a 35% ceiling, about $1,246 remains for car, card, student and any new loan payments
- 45% debt-to-income limit: $1,996 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Who licenses lenders for Weber County residents
Licensing happens at the state level, so a lender working with Weber County borrowers answers to the Utah Department of Financial Institutions. Federal complaints: consumerfinance.gov. See the Utah state guide for the statewide picture.
Checklist for Weber County applicants
Quick steps for Weber County:
- Get a written quote for whatever you are paying for in Weber County.
- Prequalify with soft pulls where offered, then compare in writing.
- Check the license, then the reviews, then the offer.
- Read the final agreement; it must match the offer.
Related local guides
City guides inside Weber County, and the statewide guide:
Frequently asked questions
What is the median household income in Weber County?
$90,005 a year in the 2020 to 2024 Census survey, versus $95,166 for Utah. It ranks 9th of 29 in the state.
How does Weber County rent compare with Utah?
$1,379 locally versus $1,496 for the state, 8% below.
What are the biggest places in Weber County?
By population: Ogden, Roy, North Ogden, West Haven, South Ogden. The county has 18 Census places in all.
Does living in Weber County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Weber County resident as anyone. Lenders decide under fair-lending law.
Where can someone in Weber County check a lender's license?
With the Utah Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.