1st Advantage MortgageIn Webster County, Mississippi, the typical household earns $58,789 a year and the typical rent is $632. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Who lives in Webster County
- Household income in Webster County
- Renting and owning in Webster County
- Jobs and commutes in Webster County
- Webster County next to its neighbors
- The communities that make up Webster County
- Debt-to-income at Webster County's medians
- Before borrowing in Webster County
- People and households in Webster County
- A Webster County borrower's checklist
- Checking a lender's license in Mississippi
- Related local guides
- Frequently asked questions
Who lives in Webster County
Roughly 9,972 residents live in Webster County, Mississippi, 68th by population among the state's 82 counties and county equivalents. Spread over 421 square miles, that works out to roughly 23.7 residents per square mile. No metropolitan area includes Webster County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Eupora is the biggest of its 5 Census places, at roughly 2,250 people (23% of the county total). Small populations mean wide margins of error, so read every Webster County figure on this page as a rough guide.
Household income in Webster County
Half of Webster County households take in less than $58,789 a year and half take in more, 4% above the Mississippi median of $56,447. That places it 16th among Mississippi's 82 county-level areas.
| Income band | Share in Webster County | Difference from Mississippi |
|---|---|---|
| Under $35,000 | 33.1% | +0.6 pts |
| $35,000 to $99,999 | 40.3% | -0.9 pts |
| $100,000 to $199,999 | 23.0% | +2.4 pts |
| $200,000 or more | 3.6% | -2.1 pts |
The spread is wide: 27% of Webster County households make $100,000 or more, and 33% make less than $35,000. The poverty rate is 16.4%, 3 points lower than the state's 18.9%. The Gini index of income inequality is 0.429 (0 is perfect equality). For a borrower in Webster County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Renting and owning in Webster County
Median gross rent, utilities included, comes to $632 in Webster County versus $954 statewide. 48% of renting households spend 30% or more of income on rent, and 19% spend half or more. With a median value of $120,100, a typical Webster County house costs 2.0 times what the median household earns in a year. Owners occupy 76% of homes.
| Cost | Webster County | Mississippi figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $632/mo | $954/mo | $877/mo |
| Median home value | $120,100 | $169,800 | $185,300 |
| Owners | 76% | 70% | 75% |
| Rent-burdened renters | 48% | 51% | 45% |
| Burdened owners | 15% | 26% | n/a |
Because most Webster County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Jobs and commutes in Webster County
The biggest employer of Webster County residents, by industry, is education and health care at 35% of workers, followed by manufacturing (16%). Education and health care stands out: 35% of workers here, versus 25% statewide. ACS puts five-year average unemployment at 6.6% in Webster County. 20% of commuters travel 45 minutes or more each way, and 5% work from home.
| Sector | Webster County | Compared with Mississippi |
|---|---|---|
| Education and health care | 35.2% | +9.8 pts |
| Manufacturing | 15.7% | +2.7 pts |
| Retail trade | 8.9% | -2.5 pts |
| Agriculture, forestry and mining | 8.3% | +6.2 pts |
| Professional and administrative services | 5.9% | -1.6 pts |
| Construction | 5.5% | -1.3 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Webster County next to its neighbors
Distances run center to center, from Choctaw County at 18 miles out to Chickasaw County at 29. None of the six report a higher median household income than Webster County; Choctaw County is highest at $50,919 and Montgomery County lowest at $41,748.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Webster County | - | $58,789 | $632/mo | 76% |
| Choctaw County, MS | 18 mi | $50,919 | $638/mo | 79% |
| Montgomery County, MS | 22 mi | $41,748 | $734/mo | 76% |
| Calhoun County, MS | 23 mi | $43,125 | $662/mo | 72% |
| Oktibbeha County, MS | 27 mi | $46,695 | $915/mo | 48% |
| Clay County, MS | 29 mi | $43,125 | $817/mo | 71% |
| Chickasaw County, MS | 29 mi | $43,586 | $670/mo | 70% |
The communities that make up Webster County
Here are the 5 most populous of the county's 5 Census places, with income and rent from the same 2020 to 2024 survey. About 49% of Webster County residents live in one of the 5. Mathiston has the highest median household income on the list ($59,236) and Maben the lowest ($29,158), counting places with at least 500 residents. This guide covers each of the 5 places and the rural areas around them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Eupora | city | 2,250 | $53,793 | $528 | 5 mi |
| Maben | town | 1,231 | $29,158 | $631 | 12 mi |
| Mathiston | town | 775 | $59,236 | $637 | 10 mi |
| Mantee | village | 453 | $101,250 | $725 | 15 mi |
| Walthall | village | 128 | $59,583 | $850 | 0 mi |
Debt-to-income at Webster County's medians
How much room does a median Webster County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Start: $4,899 gross per month ($58,789 / 12)
- Rent at the median, $632, takes 13% of that
- $1,083: what a 35% ratio leaves once rent is paid
- 45% debt-to-income limit: $1,573 left for all other debt payments
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Webster County's.
Before borrowing in Webster County
Based on the Webster County data above, these borrowing questions are most likely to matter locally.
- Health costs. With 11% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Vehicle repairs. 20% of Webster County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- 19% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
- 48% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
People and households in Webster County
Degree holders: 21% of adults over 25. The uninsured rate is 10.8%, against 11.0% for Mississippi.
| Indicator | Webster County | All of Mississippi | U.S. county median |
|---|---|---|---|
| Median age | 39.7 | 38.6 | 41.5 |
| Bachelor's or higher | 20.9% | 25.1% | 22.2% |
| No high school diploma | 14.0% | 12.9% | n/a |
| No health insurance | 10.8% | 11.0% | 7.8% |
| No vehicle | 5.4% | 6.3% | 5.4% |
| Work from home | 4.6% | 5.9% | 8.7% |
| Poverty rate | 16.4% | 18.9% | 13.2% |
| Unemployment (ACS) | 6.6% | 5.8% | 4.4% |
| Commute length | Webster County |
|---|---|
| Under 15 min | 21.7% |
| 15 to 29 min | 24.1% |
| 30 to 44 min | 33.7% |
| 45 to 59 min | 14.5% |
| 60+ min | 5.9% |
A Webster County borrower's checklist
A short checklist for Webster County borrowers:
- Get a written quote for whatever you are paying for in Webster County.
- Line up offers side by side: APR, fees in dollars, total cost.
- A Mississippi license check takes minutes; do it first.
- Lock paid-off cards after consolidating so balances stay at zero.
Checking a lender's license in Mississippi
Licensing happens at the state level, so a lender working with Webster County borrowers answers to the Mississippi Department of Banking and Consumer Finance. The Consumer Financial Protection Bureau accepts complaints nationwide. More on Mississippi: Mississippi personal loans.
Related local guides
The Mississippi guide covers the whole state.
Frequently asked questions
What is the median household income in Webster County?
$58,789 a year in the 2020 to 2024 Census survey, versus $56,447 for Mississippi. It ranks 16th of 82 in the state.
How much is rent in Webster County?
Median gross rent, utilities included, is $632 a month; 48% of renters spend 30% or more of income on it.
Should Webster County homeowners use home equity instead?
Maybe, but weigh the risk: 76% of Webster County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
What are the biggest places in Webster County?
By population: Eupora, Maben, Mathiston, Mantee, Walthall. The county has 5 Census places in all.
Will a Webster County address affect my match?
Beyond confirming Mississippi as your state, no. Your answers about amount, credit, income and payments are all that count.