1st Advantage MortgageThe median Wyoming County household earns $72,460, and 12% of residents live below the poverty line. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Wyoming County, PA: the basics
- Income in Wyoming County compared with Pennsylvania
- Jobs and commutes in Wyoming County
- Renting and owning in Wyoming County
- The counties around Wyoming County
- Towns and communities in Wyoming County
- What a median Wyoming County budget can carry
- Borrowing situations common in Wyoming County
- More Wyoming County figures
- Pennsylvania rules that apply in Wyoming County
- Checklist for Wyoming County applicants
- Related local guides
- Frequently asked questions
Wyoming County, PA: the basics
Roughly 25,967 residents live in Wyoming County, Pennsylvania, 60th by population among the state's 67 counties and county equivalents. Packed into 397 square miles, that is close to 65 residents for every square mile of land. It is one of the counties that make up the Scranton--Wilkes-Barre, PA metropolitan statistical area (OMB, 2023). Of the 8 Census places inside Wyoming County, Tunkhannock leads by population with about 1,636; 5 of the 8 are incorporated.
Income in Wyoming County compared with Pennsylvania
Wyoming County households have a median income of $72,460 (ACS 2020 to 2024), which ranks 25th of 67 in Pennsylvania.
| Household income | Wyoming County | vs Pennsylvania |
|---|---|---|
| Under $35,000 | 21.8% | -0.2 pts |
| $35,000 to $99,999 | 44.8% | +5.7 pts |
| $100,000 to $199,999 | 26.8% | -0.2 pts |
| $200,000 or more | 6.6% | -5.2 pts |
Some 22% of households here live on less than $35,000 a year; 33% have six-figure incomes. Census counts 11.5% of Wyoming County residents in poverty, against 11.7% across Pennsylvania. The Gini index of income inequality is 0.458 (0 is perfect equality). A household earning below the $72,460 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Jobs and commutes in Wyoming County
Education and health care employs 20% of working residents, the largest share; manufacturing is next with 14%. Construction stands out: 10% of workers here, versus 6% statewide. Averaged over the five survey years, 5.0% of the labor force was out of work and looking. Long commutes are common here: 15% of workers spend 45 minutes or longer getting to work. 5.2% of households have no vehicle.
| Sector | Wyoming County | Compared with Pennsylvania |
|---|---|---|
| Education and health care | 20.3% | -6.4 pts |
| Manufacturing | 14.1% | +2.7 pts |
| Retail trade | 10.8% | -0.2 pts |
| Construction | 10.2% | +4.2 pts |
| Arts, lodging and food service | 8.5% | +1.1 pts |
| Professional and administrative services | 8.4% | -2.9 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Renting and owning in Wyoming County
Median gross rent, utilities included, comes to $943 in Wyoming County versus $1,209 statewide. By the Census definition, 37% of Wyoming County renters are cost-burdened. Home values center on $215,400, or 3.0 years of median income. The ownership rate is 78%. The median home was built in 1974, so roofs, wiring and heating systems are a common source of repair bills.
| Measure | Wyoming County | Pennsylvania | Median U.S. county |
|---|---|---|---|
| Median gross rent | $943/mo | $1,209/mo | $877/mo |
| Median home value | $215,400 | $254,500 | $185,300 |
| Owners | 78% | 69% | 75% |
| Rent-burdened renters | 37% | 48% | 45% |
| Burdened owners | 20% | 24% | n/a |
| Mobile homes | 10.8% | 3.5% | n/a |
| Vacant units | 15% | 9% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
The counties around Wyoming County
The six counties whose centers lie closest to Wyoming County's, from 22 to 38 miles away. None of the six report a higher median household income than Wyoming County; Sullivan County is highest at $69,764 and Wayne County lowest at $62,381.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Wyoming County | - | $72,460 | $943/mo | 78% |
| Lackawanna County, PA | 22 mi | $66,223 | $1,007/mo | 65% |
| Susquehanna County, PA | 23 mi | $68,487 | $933/mo | 78% |
| Luzerne County, PA | 24 mi | $63,691 | $1,004/mo | 68% |
| Sullivan County, PA | 27 mi | $69,764 | $775/mo | 85% |
| Bradford County, PA | 31 mi | $63,675 | $901/mo | 72% |
| Wayne County, PA | 38 mi | $62,381 | $1,038/mo | 81% |
Towns and communities in Wyoming County
The table lists the 8 largest of 8 Census places in Wyoming County, by population. Together all 8 hold about 6,313 people, so roughly 76% of residents live outside any named place. Incomes vary by place: $78,750 at the median in Meshoppen, $48,866 in Lake Winola. Rent is cheapest in Tunkhannock ($729) and steepest in Meshoppen ($1,308). Live in one of these Wyoming County communities, or between them? This is your local guide.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Tunkhannock | borough | 1,636 | $57,546 | $729 | 3 mi |
| Factoryville | borough | 1,368 | $54,028 | $1,086 | 12 mi |
| Nicholson | borough | 696 | $67,344 | $758 | 13 mi |
| Noxen | CDP | 690 | $56,964 | $1,115 | 8 mi |
| Lake Winola | CDP | 572 | $48,866 | $945 | 8 mi |
| Meshoppen | borough | 549 | $78,750 | $1,308 | 6 mi |
| Laceyville | borough | 423 | $47,250 | $868 | 11 mi |
| West Falls | CDP | 379 | $59,286 | $1,049 | 9 mi |
What a median Wyoming County budget can carry
The debt-to-income ratio is the main affordability test lenders use. Applied to Wyoming County's medians:
- $72,460 a year is $6,038 of gross monthly income
- Less median rent of $943, which is 16% of it
- Under a 36% cap, $2,174 total minus rent leaves $1,231
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Borrowing situations common in Wyoming County
The county's numbers point to a few situations that come up often for Wyoming County borrowers.
- Older households. A 45.1 median age means fixed-income borrowing is common; a fixed payment and short term limit risk.
- Consolidating cards in Wyoming County. Compare the total repaid, not the monthly figure (how).
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
More Wyoming County figures
Degree holders: 22% of adults over 25. About 4% go without health insurance.
| People and households | Wyoming County | Pennsylvania | Median county |
|---|---|---|---|
| Median age | 45.1 | 40.9 | 41.5 |
| Bachelor's or higher | 22.1% | 35.2% | 22.2% |
| No high school diploma | 7.3% | 7.9% | n/a |
| No health insurance | 3.9% | 5.6% | 7.8% |
| No vehicle | 5.2% | 10.4% | 5.4% |
| Work from home | 8.3% | 15.6% | 8.7% |
| Poverty rate | 11.5% | 11.7% | 13.2% |
| Unemployment (ACS) | 5.0% | 5.3% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 24.0% |
| 15 to 29 min | 39.3% |
| 30 to 44 min | 21.5% |
| 45 to 59 min | 10.4% |
| 60+ min | 4.9% |
Pennsylvania rules that apply in Wyoming County
No county office licenses personal lenders. For Wyoming County, check the Pennsylvania Department of Banking and Securities. The Consumer Financial Protection Bureau accepts complaints nationwide. The Pennsylvania guide covers state rules in more detail.
Checklist for Wyoming County applicants
A short checklist for Wyoming County borrowers:
- Know the exact dollar figure you need before talking to a lender.
- Line up offers side by side: APR, fees in dollars, total cost.
- Look the lender up with the state regulator first.
- Pick the shortest term whose payment still fits.
Related local guides
For statewide rules and data, see the Pennsylvania guide.
Frequently asked questions
What does a typical Wyoming County household make?
About $72,460 a year at the median (ACS 2020-24), 7% below the Pennsylvania median.
Is Wyoming County expensive for renters?
Median rent is $943 against $1,209 statewide, and 37% of renter households are cost-burdened.
I own my home in Wyoming County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 78% of homes owner-occupied here, many readers can compare both in writing.
Does this page cover Tunkhannock?
Yes, along with the other 7 Census places in Wyoming County, such as Factoryville, Nicholson, Noxen.
Are Wyoming County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.