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South Dakota

Personal loans in Ziebach County, SD: county guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

The median Ziebach County household earns $53,958, and 33% of residents live below the poverty line. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.

On this page
  1. Ziebach County by the numbers
  2. Income in Ziebach County compared with South Dakota
  3. How Ziebach County residents earn a living
  4. Rent, home values and ownership in Ziebach County
  5. Towns and communities in Ziebach County
  6. The counties around Ziebach County
  7. What a median Ziebach County budget can carry
  8. Ziebach County households compared
  9. Borrowing situations common in Ziebach County
  10. Who licenses lenders for Ziebach County residents
  11. Before you sign
  12. Related local guides
  13. Frequently asked questions

Ziebach County by the numbers

2,377Population (ACS 2020-24)
$53,958Median household income
$734/moMedian gross rent
$99,600Median home value
57%Owner-occupied homes
33%Below the poverty line
1,961 sq miLand area
36.7Median age

Roughly 2,377 residents live in Ziebach County, South Dakota, 54th by population among the state's 66 counties and county equivalents. Land area is 1,961 square miles (2024 Gazetteer), so density runs near 1 per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 4 Census places inside Ziebach County, Eagle Butte leads by population with about 1,458; 2 of the 4 are incorporated. Because Ziebach County is small, the survey's margins of error are wide; treat the numbers as approximate.

Income in Ziebach County compared with South Dakota

Half of Ziebach County households take in less than $53,958 a year and half take in more, 28% below the South Dakota median of $75,081. Only 59 South Dakota counties post a higher median.

Households earningZiebach County+/- vs South Dakota
Under $35,00035.4%+14.4 pts
$35,000 to $99,99941.9%-1.7 pts
$100,000 to $199,99910.6%-16.7 pts
$200,000 or more12.1%+4.0 pts

The spread is wide: 23% of Ziebach County households make $100,000 or more, and 35% make less than $35,000. The poverty rate is 33.5%, 22 points higher than the state's 11.9%. The Gini index of income inequality is 0.523 (0 is perfect equality). If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Ziebach County median.

How Ziebach County residents earn a living

By the Census industry count, 29% of employed Ziebach County residents work in education and health care and 29% in agriculture, forestry and mining. Agriculture, forestry and mining stands out: 29% of workers here, versus 6% statewide. The survey's unemployment rate for Ziebach County averages 23.5% over 2020 to 2024 (state: 2.9%). 7% of commuters travel 45 minutes or more each way, and 24% work from home. Only 12.2% of homes here go without a vehicle.

IndustryShare of Ziebach County workersvs South Dakota
Education and health care29.4%+4.4 pts
Agriculture, forestry and mining28.9%+22.6 pts
Public administration15.9%+10.9 pts
Arts, lodging and food service6.4%-2.0 pts
Retail trade6.1%-5.4 pts
Other services5.0%+0.4 pts

Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.

Rent, home values and ownership in Ziebach County

Median gross rent, utilities included, comes to $734 in Ziebach County versus $946 statewide. Rent takes 30% or more of income for 46% of renter households here. With a median value of $99,600, a typical Ziebach County house costs 1.8 times what the median household earns in a year. The ownership rate is 57%. The median year built is 1987.

MeasureZiebach CountySouth DakotaMedian U.S. county
Median gross rent$734/mo$946/mo$877/mo
Median home value$99,600$257,400$185,300
Owners57%69%75%
Rent-burdened renters46%40%45%
Burdened owners28%23%n/a
Mobile homes17.9%7.2%n/a
Vacant units17%11%n/a

Towns and communities in Ziebach County

Here are the 4 most populous of the county's 4 Census places, with income and rent from the same 2020 to 2024 survey. About 97% of Ziebach County residents live in one of the 4. No Ziebach County place has a separate guide yet; this county page serves all 4.

Town or CDPTypePeopleMedian household incomeMedian gross rentMiles from center
Eagle Buttecity1,458$45,741$61121 mi
Dupreecity557$53,958$6835 mi
Cherry CreekCDP224n/a$85828 mi
BridgerCDP66$20,694n/a33 mi

A CDP is a named community without its own municipal government.

The counties around Ziebach County

Distances run center to center, from Dewey County at 42 miles out to Stanley County at 60. 5 of the six report a higher median household income than Ziebach County; Stanley County is highest at $87,712 and Corson County lowest at $46,406.

CountyDistanceMedian incomeMedian rentOwners
Ziebach County-$53,958$734/mo57%
Dewey County, SD42 mi$54,104$692/mo61%
Haakon County, SD49 mi$65,625$584/mo79%
Perkins County, SD52 mi$66,908$738/mo78%
Corson County, SD53 mi$46,406$496/mo59%
Meade County, SD58 mi$74,790$1,264/mo73%
Stanley County, SD60 mi$87,712$952/mo83%

What a median Ziebach County budget can carry

Here is the Ziebach County median household run through a simple DTI check. Your numbers will differ.

  • Median income divided by twelve: $4,496 before taxes
  • Median rent: $734, or 16 cents of every gross dollar
  • $1,065: what a 40% ratio leaves once rent is paid

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

Ziebach County households compared

15% of Ziebach County adults 25 and older hold a bachelor's degree or more. 26.0% of residents have no health coverage.

MeasureZiebach CountySouth Dakota statewideTypical U.S. county
Median age36.738.041.5
Bachelor's or higher15.2%31.9%22.2%
No high school diploma10.1%6.8%n/a
No health insurance26.0%9.0%7.8%
No vehicle12.2%5.2%5.4%
Work from home24.4%9.7%8.7%
Poverty rate33.5%11.9%13.2%
Unemployment (ACS)23.5%2.9%4.4%
Trip timeShare
Under 15 min35.5%
15 to 29 min35.2%
30 to 44 min22.5%
45 to 59 min3.4%
60+ min3.4%

Borrowing situations common in Ziebach County

What the Ziebach County figures suggest, and what to check first:

  • Health costs. With 26% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
  • Manufactured homes. 18% of Ziebach County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
  • Assistance before credit. With a 33% poverty rate, check no-cost options before any Ziebach County loan.
  • Tight rental budgets. With 46% of Ziebach County renters cost-burdened, test a new payment against a lean month.

Who licenses lenders for Ziebach County residents

Licensing happens at the state level, so a lender working with Ziebach County borrowers answers to the South Dakota Division of Banking. Federal complaints: consumerfinance.gov. Statewide data and rules: South Dakota guide.

Before you sign

Before you apply, wherever you live in Ziebach County:

  • Price the Ziebach County expense first and borrow that amount, no more.
  • Line up offers side by side: APR, fees in dollars, total cost.
  • Confirm the lender is licensed in South Dakota.
  • Pick the shortest term whose payment still fits.

For statewide rules and data, see the South Dakota guide.

Frequently asked questions

How much do households in Ziebach County earn?

The median is $53,958; 23% earn $100,000 or more and 35% under $35,000. A lender uses your own documented income, not this figure.

How much is rent in Ziebach County?

Median gross rent, utilities included, is $734 a month; 46% of renters spend 30% or more of income on it.

Does this page cover Eagle Butte?

Yes, along with the other 3 Census places in Ziebach County, such as Dupree, Cherry Creek, Bridger.

Will a Ziebach County address affect my match?

Beyond confirming South Dakota as your state, no. Your answers about amount, credit, income and payments are all that count.

Where can someone in Ziebach County check a lender's license?

With the South Dakota Division of Banking. If a lender is unlicensed or asks for a fee before funding, walk away.

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