1st Advantage MortgageMedian rent in Anderson County is $853 a month against a median household income of $70,614, about 14% of income (ACS 2020-24). Borrow only what the expense needs, pick the shortest affordable term, and walk away from any lender asking a Anderson County applicant for an upfront fee.
On this page
- Population and place: Anderson County
- Jobs and commutes in Anderson County
- How Anderson County ranks in Kansas
- Where Anderson County households live
- What Anderson County households earn
- Anderson County communities by population
- Anderson County, Allen County and other neighbors
- Reading the Anderson County data as a borrower
- People and households in Anderson County
- What a median Anderson County budget can carry
- Licensing and complaints for Anderson County
- Before you sign
- Keep exploring
- Frequently asked questions
Population and place: Anderson County
Roughly 7,834 residents live in Anderson County, Kansas, 49th by population among the state's 105 counties and county equivalents. Anderson County spans 580 square miles; with 7,834 people, that is 13.5 per square mile. Metro status: none; Anderson County sits outside the 2023 OMB metro areas. Largest place: Garnett, about 3,202 residents (41% of Anderson County); 9 Census places in all. With so few households sampled, Anderson County estimates can move a lot between releases.
Jobs and commutes in Anderson County
By the Census industry count, 24% of employed Anderson County residents work in education and health care and 14% in manufacturing. Relative to Kansas (6%), construction is 4 points bigger in Anderson County (11%). 4.1% of Anderson County's labor force reported being unemployed, averaged across 2020 to 2024. 22% of commuters travel 45 minutes or more each way, and 11% work from home. No car: 7.2% of Anderson County households.
| Industry | Share of Anderson County workers | vs Kansas |
|---|---|---|
| Education and health care | 24.4% | -0.6 pts |
| Manufacturing | 13.7% | +1.3 pts |
| Construction | 10.8% | +4.4 pts |
| Retail trade | 8.9% | -1.7 pts |
| Other services | 8.0% | +3.5 pts |
| Transportation, warehousing and utilities | 7.9% | +2.3 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
How Anderson County ranks in Kansas
- Few Kansas counties match Anderson County on the share of adults with a bachelor's degree: 14% here, 36% for the state, ranking 2nd lowest of 105. Lenders weigh income and credit, not schooling.
- Few Kansas counties match Anderson County on the share of commutes over 45 minutes: 22% here, 7% for the state, ranking 5th highest of 105. With long commutes, a reliable car is part of keeping the job.
- The share of renters paying 30% or more of income for rent: 51% in Anderson County. Only 6 of 105 Kansas counties are higher. Make sure a consolidation loan lowers what you pay each month.
Where Anderson County households live
Anderson County rent at the median: $853 a month, utilities in ($1,060 in Kansas). Rent takes 30% or more of income for 51% of renter households here. Home values center on $171,400, or 2.4 years of median income. 79% of Anderson County households own their home and 21% rent. Nationally, Anderson County's $853 rent is 3% below the middle county.
| Measure | Anderson County | Kansas | Gap |
|---|---|---|---|
| Median gross rent | $853/mo | $1,060/mo | 20% lower |
| Median home value | $171,400 | $217,200 | 21% lower |
| Owners | 79% | 67% | +11.7 pts |
| Rent-burdened renters | 51% | 43% | +7.4 pts |
| Burdened owners | 32% | 22% | +9.6 pts |
| Mobile homes | 7.2% | 4.0% | +3.1 pts |
With 79% of Anderson County homes owner-occupied, equity is a real alternative for many readers; just remember a missed HELOC payment puts the home at risk. 51% of Anderson County renters are already past the 30% line; one more payment should leave room for a late paycheck.
What Anderson County households earn
Half of Anderson County households take in less than $70,614 a year and half take in more, 5% below the Kansas median of $74,275.
| Band | Anderson County | Compared with Kansas |
|---|---|---|
| Under $35,000 | 26.9% | +5.2 pts |
| $35,000 to $99,999 | 48.1% | +5.9 pts |
| $100,000 to $199,999 | 23.1% | -3.3 pts |
| $200,000 or more | 1.8% | -7.8 pts |
Some 27% of households here live on less than $35,000 a year; 25% have six-figure incomes. Poverty rate, Anderson County: 11.0%; Kansas: 11.3%. The Gini index of income inequality is 0.349 (0 is perfect equality). A household earning below the $70,614 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Anderson County communities by population
9 Census places fall mainly inside Anderson County; the 9 biggest are below. They account for 4,411 residents, leaving about 44% of the county in unincorporated, unnamed areas. Garnett and every other Anderson County community use this county guide.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Garnett | city | 3,202 | $65,230 | $929 | 6 mi |
| Colony | city | 335 | $37,500 | $578 | 11 mi |
| Greeley | city | 243 | $33,056 | $850 | 14 mi |
| Welda | CDP | 233 | $78,112 | n/a | 3 mi |
| Kincaid | city | 188 | $60,000 | n/a | 12 mi |
| Westphalia | city | 161 | $52,727 | n/a | 11 mi |
| Lone Elm | city | 40 | $58,859 | n/a | 10 mi |
| Harris | CDP | 9 | n/a | n/a | 11 mi |
| Mont Ida | CDP | 0 | n/a | n/a | 4 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Anderson County, Allen County and other neighbors
Distances run center to center, from Allen County at 23 miles out to Bourbon County at 35. Franklin County leads the group on income ($77,207), Woodson County trails ($50,326), and Anderson County out-earns 5 of the six.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Anderson County | - | $70,614 | $853/mo | 79% |
| Allen County, KS | 23 mi | $60,689 | $720/mo | 75% |
| Franklin County, KS | 24 mi | $77,207 | $1,042/mo | 72% |
| Coffey County, KS | 24 mi | $70,346 | $836/mo | 76% |
| Linn County, KS | 24 mi | $59,069 | $691/mo | 81% |
| Woodson County, KS | 34 mi | $50,326 | $618/mo | 85% |
| Bourbon County, KS | 35 mi | $59,238 | $752/mo | 74% |
Reading the Anderson County data as a borrower
A few patterns in the Anderson County data, and the practical point behind each:
- Commuter costs. 22% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Anderson County rent burden. 51% of renters are cost-burdened; ask your landlord about a payment plan before borrowing for rent.
- Combining balances. It helps when total cost falls and the cards stay paid down (consolidation).
People and households in Anderson County
Bachelor's degree or higher: 14% of Anderson County adults. About 9% go without health insurance.
| Measure | Anderson County | Gap to Kansas | Gap to typical U.S. county |
|---|---|---|---|
| Bachelor's or higher | 14.0% | -21.6 pts | -8.2 pts |
| No high school diploma | 12.0% | +4.0 pts | n/a |
| Median age | 40.0 | +2.6 yrs | -1.5 yrs |
| No vehicle | 7.2% | +2.1 pts | +1.7 pts |
| No health insurance | 9.4% | +0.6 pts | +1.6 pts |
| Work from home | 11.5% | -0.3 pts | +2.8 pts |
| Poverty rate | 11.0% | -0.2 pts | -2.1 pts |
| Unemployment (ACS) | 4.1% | +0.2 pts | -0.3 pts |
| Trip time | Share |
|---|---|
| Under 15 min | 43.0% |
| 15 to 29 min | 22.5% |
| 30 to 44 min | 12.8% |
| 45 to 59 min | 6.0% |
| 60+ min | 15.7% |
What a median Anderson County budget can carry
How much room does a median Anderson County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Start: $5,884 gross per month ($70,614 / 12)
- Rent at the median, $853, takes 14% of that
- At 36%, room after rent is $1,265 a month
Two-income households and single earners in Anderson County land in very different places on this math, so run it for your own budget.
Licensing and complaints for Anderson County
The Kansas Office of the State Bank Commissioner is the place to verify any lender's Kansas license. Problems with a lender can also go to the CFPB. The Kansas guide covers state rules in more detail.
Before you sign
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Shop at least three lenders, including one Anderson County-area credit union.
- Confirm the lender is licensed in Kansas.
- Confirm the first due date before setting up autopay.
Keep exploring
The Kansas guide covers the whole state.
Frequently asked questions
Where does Anderson County rank on income in Kansas?
29th of 105, with a median of $70,614. The state median is $74,275.
What do renters pay in Anderson County?
$853 a month at the median, about 14% of median household income.
Which towns does the Anderson County guide cover?
Every community in the county, unincorporated areas included. The largest of its 9 Census places: Garnett, Colony, Greeley, Welda, Kincaid.
Will a Anderson County address affect my match?
Beyond confirming Kansas as your state, no. Your answers about amount, credit, income and payments are all that count.
What agency protects Anderson County borrowers?
The Kansas Office of the State Bank Commissioner at the state level and the CFPB federally.