1st Advantage MortgageAbout 76% of Coffey County homes are owner-occupied, and the median household income is $70,346. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Coffey County at a glance
- Paychecks and income spread in Coffey County
- Employment and commuting in Coffey County
- Rent, home values and ownership in Coffey County
- Cities, towns and CDPs in Coffey County
- Coffey County next to its neighbors
- Budget math at the Coffey County median
- Reading the Coffey County data as a borrower
- More Coffey County figures
- Steps before you apply in Coffey County
- Checking a lender's license in Kansas
- More guides for Coffey County
- Frequently asked questions
Coffey County at a glance
Roughly 8,308 residents live in Coffey County, Kansas, 46th by population among the state's 105 counties and county equivalents. Land area is 627 square miles (2024 Gazetteer), so density runs near 13 per square mile. No metropolitan area includes Coffey County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 6 Census places inside Coffey County, Burlington leads by population with about 2,605; 6 of the 6 are incorporated. With so few households sampled, Coffey County estimates can move a lot between releases.
Paychecks and income spread in Coffey County
At $70,346, the typical Coffey County household income is 7% above the median U.S. county ($65,681). That places it 30th among Kansas's 105 county-level areas.
| Band | Coffey County | Compared with Kansas |
|---|---|---|
| Under $35,000 | 20.5% | -1.2 pts |
| $35,000 to $99,999 | 44.2% | +1.9 pts |
| $100,000 to $199,999 | 29.1% | +2.7 pts |
| $200,000 or more | 6.2% | -3.4 pts |
About 21% of households earn under $35,000, while 35% clear $100,000. Census counts 10.7% of Coffey County residents in poverty, against 11.3% across Kansas. Income inequality, measured by the Gini index, comes to 0.396 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Coffey County median.
Employment and commuting in Coffey County
Education and health care employs 24% of working residents, the largest share; transportation, warehousing and utilities is next with 17%. The sharpest difference from the state is in transportation, warehousing and utilities, at 17% locally and 6% for Kansas. Averaged over the five survey years, 6.4% of the labor force was out of work and looking. About 83% drive to work alone and 14% have trips of 45 minutes or more.
| Industry (employed residents 16+) | Coffey County | Gap to Kansas |
|---|---|---|
| Education and health care | 23.9% | -1.1 pts |
| Transportation, warehousing and utilities | 17.0% | +11.4 pts |
| Retail trade | 15.0% | +4.4 pts |
| Manufacturing | 10.1% | -2.3 pts |
| Construction | 6.5% | +0.1 pts |
| Other services | 5.5% | +1.1 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Coffey County should have bank statements and tax returns ready.
Rent, home values and ownership in Coffey County
Median gross rent, utilities included, comes to $836 in Coffey County versus $1,060 statewide. 39% of renting households spend 30% or more of income on rent, and 20% spend half or more. The median owner-occupied home is valued at $157,400, about 2.2 times the median household income. 76% of Coffey County households own their home and 24% rent.
| Measure | Coffey County | Kansas | Median U.S. county |
|---|---|---|---|
| Median gross rent | $836/mo | $1,060/mo | $877/mo |
| Median home value | $157,400 | $217,200 | $185,300 |
| Owners | 76% | 67% | 75% |
| Rent-burdened renters | 39% | 43% | 45% |
| Burdened owners | 23% | 22% | n/a |
| Mobile homes | 7.0% | 4.0% | n/a |
| Vacant units | 11% | 9% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Cities, towns and CDPs in Coffey County
6 Census places fall mainly inside Coffey County; the 6 biggest are below. They account for 5,289 residents, leaving about 36% of the county in unincorporated, unnamed areas. Among places of 500 or more people, median income runs from $50,882 in Burlington to $70,893 in Waverly. Median rent ranges from $715 in LeRoy to $921 in Waverly. This guide covers each of the 6 places and the rural areas around them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Burlington | city | 2,605 | $50,882 | $834 | 3 mi |
| Lebo | city | 760 | $63,828 | $915 | 14 mi |
| Waverly | city | 625 | $70,893 | $921 | 13 mi |
| LeRoy | city | 510 | $51,750 | $715 | 12 mi |
| New Strawn | city | 396 | $114,318 | $875 | 2 mi |
| Gridley | city | 393 | $60,521 | $722 | 12 mi |
Coffey County next to its neighbors
Nearest neighbors first, measured between county centers (24 to 34 miles). Income ranges from $50,326 in Woodson County to $77,207 in Franklin County; 3 of these neighbors top Coffey County's median.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Coffey County | - | $70,346 | $836/mo | 76% |
| Anderson County, KS | 24 mi | $70,614 | $853/mo | 79% |
| Woodson County, KS | 24 mi | $50,326 | $618/mo | 85% |
| Lyon County, KS | 28 mi | $59,912 | $817/mo | 58% |
| Osage County, KS | 29 mi | $74,467 | $785/mo | 82% |
| Franklin County, KS | 33 mi | $77,207 | $1,042/mo | 72% |
| Allen County, KS | 34 mi | $60,689 | $720/mo | 75% |
Budget math at the Coffey County median
Here is the Coffey County median household run through a simple DTI check. Your numbers will differ.
- Median income divided by twelve: $5,862 before taxes
- Median rent: $836, or 14 cents of every gross dollar
- $1,685: what a 43% ratio leaves once rent is paid
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Coffey County's.
Reading the Coffey County data as a borrower
A few patterns in the Coffey County data, and the practical point behind each:
- Uninsured care. 11% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
More Coffey County figures
College graduates make up 20% of the adult population. 11.0% of residents have no health coverage.
| Indicator | Coffey County | All of Kansas | U.S. county median |
|---|---|---|---|
| Median age | 44.0 | 37.4 | 41.5 |
| Bachelor's or higher | 19.7% | 35.6% | 22.2% |
| No high school diploma | 7.7% | 8.0% | n/a |
| No health insurance | 11.0% | 8.8% | 7.8% |
| No vehicle | 5.2% | 5.1% | 5.4% |
| Work from home | 4.6% | 11.8% | 8.7% |
| Poverty rate | 10.7% | 11.3% | 13.2% |
| Unemployment (ACS) | 6.4% | 3.9% | 4.4% |
| Minutes to work | Coffey County workers |
|---|---|
| Under 15 min | 41.9% |
| 15 to 29 min | 31.7% |
| 30 to 44 min | 12.7% |
| 45 to 59 min | 7.4% |
| 60+ min | 6.4% |
Steps before you apply in Coffey County
Before you apply, wherever you live in Coffey County:
- Know the exact dollar figure you need before talking to a lender.
- Line up offers side by side: APR, fees in dollars, total cost.
- Check the license, then the reviews, then the offer.
- Keep a small cushion so one surprise bill does not mean another loan.
Checking a lender's license in Kansas
Licensing happens at the state level, so a lender working with Coffey County borrowers answers to the Kansas Office of the State Bank Commissioner. A CFPB complaint gets forwarded to the company for a response. More on Kansas: Kansas personal loans.
More guides for Coffey County
The Kansas guide covers the whole state.
Frequently asked questions
How much do households in Coffey County earn?
The median is $70,346; 35% earn $100,000 or more and 21% under $35,000. A lender uses your own documented income, not this figure.
Is Coffey County expensive for renters?
Median rent is $836 against $1,060 statewide, and 39% of renter households are cost-burdened.
What are the biggest places in Coffey County?
By population: Burlington, Lebo, Waverly, LeRoy, New Strawn. The county has 6 Census places in all.
Will a Coffey County address affect my match?
Beyond confirming Kansas as your state, no. Your answers about amount, credit, income and payments are all that count.
Where can someone in Coffey County check a lender's license?
With the Kansas Office of the State Bank Commissioner. If a lender is unlicensed or asks for a fee before funding, walk away.