1st Advantage MortgageAndroscoggin County households have a median income of $67,873 and median rent of $1,010 a month (ACS 2020 to 2024). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Androscoggin County, ME: the basics
- Income in Androscoggin County compared with Maine
- Employment and commuting in Androscoggin County
- Androscoggin County housing compared with Maine
- Androscoggin County towns compared
- Androscoggin County next to its neighbors
- Room for a loan payment in Androscoggin County
- Reading the Androscoggin County data as a borrower
- Androscoggin County households compared
- Checking a lender's license in Maine
- Before you sign
- Nearby and statewide guides
- Frequently asked questions
Androscoggin County, ME: the basics
With an estimated 113,423 residents (ACS 2020 to 2024), Androscoggin County ranks 5th of 16 in Maine for population. It covers 468 square miles of land, or about 242 people per square mile. For statistical purposes it belongs to the Lewiston-Auburn, ME metro area, as delineated by the Office of Management and Budget in July 2023. The Census Bureau counts 15 places in the county (8 incorporated, 7 census-designated); the largest is Lewiston, with about 38,324 residents, or 34% of the county.
Income in Androscoggin County compared with Maine
At $67,873, the typical Androscoggin County household income is 3% above the median U.S. county ($65,681). In the state ranking that is 9th of 16.
| Household income | Androscoggin County | vs Maine |
|---|---|---|
| Under $35,000 | 24.6% | +2.4 pts |
| $35,000 to $99,999 | 44.6% | +3.7 pts |
| $100,000 to $199,999 | 24.6% | -2.9 pts |
| $200,000 or more | 6.2% | -3.1 pts |
The spread is wide: 31% of Androscoggin County households make $100,000 or more, and 25% make less than $35,000. Census counts 14.4% of Androscoggin County residents in poverty, against 10.7% across Maine. Income inequality, measured by the Gini index, comes to 0.433 here. A household earning below the $67,873 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Employment and commuting in Androscoggin County
By the Census industry count, 25% of employed Androscoggin County residents work in education and health care and 14% in retail trade. Averaged over the five survey years, 4.3% of the labor force was out of work and looking. Long commutes are common here: 16% of workers spend 45 minutes or longer getting to work. 9.4% of households have no vehicle.
| Where residents work | Androscoggin County | Difference from Maine |
|---|---|---|
| Education and health care | 25.1% | -2.3 pts |
| Retail trade | 13.9% | +1.3 pts |
| Manufacturing | 10.8% | +1.9 pts |
| Professional and administrative services | 9.1% | -1.3 pts |
| Construction | 8.0% | +0.3 pts |
| Arts, lodging and food service | 7.4% | -0.4 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Androscoggin County housing compared with Maine
A typical Androscoggin County rental runs $1,010 a month including utilities, which is 11% below Maine. 51% of renting households spend 30% or more of income on rent, and 24% spend half or more. The median owner-occupied home is valued at $252,800, about 3.7 times the median household income. 68% of Androscoggin County households own their home and 32% rent. Half the housing stock was built before 1969.
| Home costs | Androscoggin County | Maine | U.S. middle county |
|---|---|---|---|
| Median gross rent | $1,010/mo | $1,139/mo | $877/mo |
| Median home value | $252,800 | $296,600 | $185,300 |
| Owners | 68% | 74% | 75% |
| Rent-burdened renters | 51% | 48% | 45% |
| Burdened owners | 27% | 27% | n/a |
Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
Androscoggin County towns compared
The table lists the 14 largest of 15 Census places in Androscoggin County, by population. Together all 15 hold about 94,935 people, so roughly 16% of residents live outside any named place. Incomes vary by place: $112,580 at the median in Greene, $45,326 in Livermore Falls. Rent is cheapest in Lisbon ($805) and steepest in Poland ($1,198). None of the 15 has its own city guide, so this page covers all of them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Lewiston | city | 38,324 | $55,393 | $986 | 6 mi |
| Auburn | city | 24,602 | $66,647 | $1,041 | 6 mi |
| Poland | town | 5,954 | $85,557 | $1,198 | 12 mi |
| Lisbon Falls | CDP | 4,267 | $72,344 | $971 | 13 mi |
| Durham | town | 4,262 | $99,181 | n/a | 15 mi |
| Lisbon | CDP | 3,612 | $86,221 | $805 | 11 mi |
| Minot | town | 2,794 | $95,655 | $878 | 7 mi |
| Leeds | town | 2,285 | $85,208 | $940 | 10 mi |
| Mechanic Falls | CDP | 1,991 | $46,384 | $1,076 | 10 mi |
| Wales | town | 1,924 | $77,004 | $1,154 | 7 mi |
| Livermore | town | 1,868 | $70,441 | n/a | 17 mi |
| Livermore Falls | CDP | 1,409 | $45,326 | $812 | 21 mi |
| Greene | CDP | 1,004 | $112,580 | n/a | 3 mi |
| Turner | CDP | 505 | $52,444 | n/a | 7 mi |
CDPs are unincorporated communities the Census Bureau defines for counting.
Androscoggin County next to its neighbors
Sagadahoc County is closest, 25 miles from center to center; the sixth, Carroll County, is 54 miles off. 5 of the six report a higher median household income than Androscoggin County; Cumberland County is highest at $95,677 and Oxford County lowest at $60,173. The list crosses into New Hampshire, where different lending rules and regulators apply.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Androscoggin County | - | $67,873 | $1,010/mo | 68% |
| Sagadahoc County, ME | 25 mi | $87,806 | $1,098/mo | 78% |
| Cumberland County, ME | 26 mi | $95,677 | $1,589/mo | 70% |
| Kennebec County, ME | 28 mi | $69,077 | $992/mo | 74% |
| Oxford County, ME | 34 mi | $60,173 | $836/mo | 81% |
| Lincoln County, ME | 36 mi | $76,875 | $1,055/mo | 82% |
| Carroll County, NH | 54 mi | $86,463 | $1,195/mo | 83% |
Room for a loan payment in Androscoggin County
How much room does a median Androscoggin County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- $67,873 a year is $5,656 of gross monthly income
- 18% goes to median rent ($1,010)
- Under a 36% cap, $2,036 total minus rent leaves $1,026
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Androscoggin County's.
Reading the Androscoggin County data as a borrower
The county's numbers point to a few situations that come up often for Androscoggin County borrowers.
- Rent squeeze. 51% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
Androscoggin County households compared
College graduates make up 23% of the adult population. About 6% go without health insurance.
| Measure | Androscoggin County | Maine statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 40.5 | 44.8 | 41.5 |
| Bachelor's or higher | 23.4% | 36.2% | 22.2% |
| No high school diploma | 6.9% | 5.2% | n/a |
| No health insurance | 5.9% | 6.2% | 7.8% |
| No vehicle | 9.4% | 6.8% | 5.4% |
| Work from home | 13.8% | 15.9% | 8.7% |
| Poverty rate | 14.4% | 10.7% | 13.2% |
| Unemployment (ACS) | 4.3% | 3.8% | 4.4% |
| One-way commute | Share of Androscoggin County workers |
|---|---|
| Under 15 min | 34.8% |
| 15 to 29 min | 29.5% |
| 30 to 44 min | 19.5% |
| 45 to 59 min | 10.9% |
| 60+ min | 5.2% |
Checking a lender's license in Maine
Androscoggin County borrowers fall under statewide rules, enforced by the Maine Bureau of Financial Institutions. The Maine Bureau of Consumer Credit Protection handles consumer-credit questions as well. The Consumer Financial Protection Bureau accepts complaints nationwide. See the Maine state guide for the statewide picture.
Before you sign
Quick steps for Androscoggin County:
- Price the Androscoggin County expense first and borrow that amount, no more.
- Compare the total repaid on every offer, not just the payment.
- Look the lender up with the state regulator first.
- Ask a Androscoggin County credit union about member loans.
Nearby and statewide guides
The Maine guide covers the whole state.
Frequently asked questions
Is Androscoggin County a high-income county?
Its $67,873 median ranks 9th of 16 Maine counties and compares with $65,681 for the median U.S. county.
How much is rent in Androscoggin County?
Median gross rent, utilities included, is $1,010 a month; 51% of renters spend 30% or more of income on it.
Which towns does the Androscoggin County guide cover?
Every community in the county, unincorporated areas included. The largest of its 15 Census places: Lewiston, Auburn, Poland, Lisbon Falls, Durham.
Does living in Androscoggin County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Androscoggin County resident as anyone. Lenders decide under fair-lending law.
Where can someone in Androscoggin County check a lender's license?
With the Maine Bureau of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.