Median rent in Atascosa County is $1,061 a month against a median household income of $70,770, about 18% of income (ACS 2020-24). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Texas before sharing details.
On this page
- Atascosa County in brief
- Labor force snapshot: Atascosa County
- Atascosa County's most unusual numbers
- Income in Atascosa County compared with Texas
- Renting and owning in Atascosa County
- Atascosa County communities by population
- Neighboring counties at a glance
- What a median Atascosa County budget can carry
- Reading the Atascosa County data as a borrower
- Age, degrees and coverage in Atascosa County
- Who licenses lenders for Atascosa County residents
- Four steps for Atascosa County borrowers
- Beyond Atascosa County
- Frequently asked questions
Atascosa County in brief
The latest five-year Census estimate puts Atascosa County's population at 51,008; only 70 of Texas's 254 county-level areas are larger. Density: about 41.8 residents per square mile across 1,220 square miles of land. Atascosa County counts toward the San Antonio-New Braunfels, TX metro in the 2023 OMB delineation, so regional figures for San Antonio-New Braunfels, TX include it. The Census Bureau counts 6 places in the county (5 incorporated, 1 census-designated); the largest is Pleasanton, with about 11,011 residents, or 22% of the county.
Labor force snapshot: Atascosa County
By the Census industry count, 17% of employed Atascosa County residents work in education and health care and 14% in retail trade. Atascosa County over-indexes on agriculture, forestry and mining: 8% versus 2% in Texas. ACS puts five-year average unemployment at 4.1% in Atascosa County. About 75% drive to work alone and 24% have trips of 45 minutes or more. 5.1% of households have no vehicle.
| Where residents work | Atascosa County | Difference from Texas |
|---|---|---|
| Education and health care | 16.6% | -5.0 pts |
| Retail trade | 14.4% | +3.4 pts |
| Construction | 10.6% | +2.1 pts |
| Manufacturing | 9.1% | +0.5 pts |
| Transportation, warehousing and utilities | 8.4% | +1.6 pts |
| Agriculture, forestry and mining | 8.3% | +6.0 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Atascosa County should have bank statements and tax returns ready.
Atascosa County's most unusual numbers
Out of every Texas county, Atascosa County is most unusual on these measures.
- Few Texas counties match Atascosa County on the share of mobile homes: 35.4% here, 6.4% for the state, ranking 5th highest of 254. Manufactured homes often do not qualify for home equity loans, so unsecured loans fill the gap.
- Few Texas counties match Atascosa County on the share of commutes over 45 minutes: 24% here, 17% for the state, ranking 50th highest of 253. Long drives make car repairs a common emergency; get two written quotes.
Income in Atascosa County compared with Texas
Median household income in Atascosa County: $70,770 (10% below Texas, $78,476). Only 78 Texas counties post a higher median.
| Band | Atascosa County | Compared with Texas |
|---|---|---|
| Under $35,000 | 28.1% | +6.7 pts |
| $35,000 to $99,999 | 39.5% | +0.1 pts |
| $100,000 to $199,999 | 25.5% | -1.2 pts |
| $200,000 or more | 6.9% | -5.6 pts |
Six-figure households (32%) outnumber those under $35,000 (28%) in Atascosa County. The poverty rate is 15.8%, 2 points higher than the state's 13.8%. Atascosa County scores 0.447 on the Gini index, where higher means more unequal incomes. None of these numbers decides a Atascosa County application. Lenders weigh your own documented income against your own debts.
Renting and owning in Atascosa County
$1,061 a month is the median gross rent in Atascosa County, 24% below the state. By the Census definition, 46% of Atascosa County renters are cost-burdened. The median owner-occupied home is valued at $174,800, about 2.5 times the median household income. Owners occupy 77% of homes. Median construction year: 1993.
| Measure | Atascosa County | Texas | Gap |
|---|---|---|---|
| Mobile homes | 35.4% | 6.4% | +29.0 pts |
| Owners | 77% | 63% | +14.8 pts |
| Rent-burdened renters | 46% | 52% | -5.8 pts |
| Burdened owners | 33% | 29% | +4.1 pts |
| Median home value | $174,800 | $283,800 | 38% lower |
| Median gross rent | $1,061/mo | $1,403/mo | 24% lower |
With 77% of Atascosa County homes owner-occupied, equity is a real alternative for many readers; just remember a missed HELOC payment puts the home at risk.
Atascosa County communities by population
6 Census places fall mainly inside Atascosa County; the 6 biggest are below. They account for 20,770 residents, leaving about 59% of the county in unincorporated, unnamed areas. Incomes vary by place: $83,512 at the median in Jourdanton, $28,955 in Charlotte. Median rent ranges from $734 in Poteet to $1,108 in Pleasanton. From Pleasanton to the smallest crossroads, Atascosa County residents share this guide.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Pleasanton | city | 11,011 | $65,034 | $1,108 | 6 mi |
| Jourdanton | city | 4,407 | $83,512 | $1,095 | 2 mi |
| Poteet | city | 2,910 | $48,750 | $734 | 10 mi |
| Charlotte | city | 1,466 | $28,955 | n/a | 10 mi |
| Leming | CDP | 681 | $74,559 | n/a | 13 mi |
| Christine | town | 295 | $40,000 | n/a | 8 mi |
A CDP is a named community without its own municipal government.
Neighboring counties at a glance
Six nearby counties, 33 to 45 miles away by the straight-line distance between their centers. Wilson County leads the group on income ($94,565), McMullen County trails ($43,875), and Atascosa County out-earns 4 of the six.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Atascosa County | - | $70,770 | $1,061/mo | 77% |
| Wilson County, TX | 33 mi | $94,565 | $1,069/mo | 85% |
| Frio County, TX | 35 mi | $66,010 | $1,016/mo | 59% |
| McMullen County, TX | 35 mi | $43,875 | $758/mo | 78% |
| Bexar County, TX | 39 mi | $72,341 | $1,354/mo | 59% |
| Karnes County, TX | 41 mi | $60,214 | $957/mo | 62% |
| Live Oak County, TX | 45 mi | $57,150 | $924/mo | 71% |
What a median Atascosa County budget can carry
Atascosa County at the medians, through a lender's eyes (what DTI means):
- Median income divided by twelve: $5,898 before taxes
- Housing at the median rent of $1,061 uses 18%
- 35% debt-to-income limit: $1,003 left for all other debt payments
- 45% debt-to-income limit: $1,593 left for all other debt payments
A household below the $70,770 median has less room than this, often none.
Reading the Atascosa County data as a borrower
A few patterns in the Atascosa County data, and the practical point behind each:
- Hospital bills in Atascosa County. For the 19% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Keeping the car running. At 24% with long commutes, repairs are a frequent Atascosa County emergency; first decide if the car is worth fixing.
- Repairs on manufactured housing. With 35% of homes here, compare a personal loan with any dealer or park repair program.
- Atascosa County rent burden. 46% of renters are cost-burdened; ask your landlord about a payment plan before borrowing for rent.
Age, degrees and coverage in Atascosa County
College graduates make up 16% of the adult population. 19.5% of residents have no health coverage.
| People and households | Atascosa County | Compared with Texas | Compared with median county |
|---|---|---|---|
| Bachelor's or higher | 15.7% | -18.1 pts | -6.4 pts |
| Work from home | 9.1% | -5.2 pts | +0.5 pts |
| No high school diploma | 18.7% | +4.6 pts | n/a |
| No health insurance | 19.5% | +2.3 pts | +11.6 pts |
| Poverty rate | 15.8% | +2.0 pts | +2.7 pts |
| Unemployment (ACS) | 4.1% | -1.2 pts | -0.3 pts |
| Median age | 36.1 | +0.5 yrs | -5.4 yrs |
| No vehicle | 5.1% | -0.3 pts | -0.3 pts |
| One-way commute | Share of Atascosa County workers |
|---|---|
| Under 15 min | 31.6% |
| 15 to 29 min | 20.6% |
| 30 to 44 min | 24.2% |
| 45 to 59 min | 12.7% |
| 60+ min | 11.0% |
Who licenses lenders for Atascosa County residents
Licensing happens at the state level, so a lender working with Atascosa County borrowers answers to the Texas Department of Banking. Texas also has the Office of Consumer Credit Commissioner for consumer credit. The Consumer Financial Protection Bureau accepts complaints nationwide. See the Texas state guide for the statewide picture.
Four steps for Atascosa County borrowers
Before you apply, wherever you live in Atascosa County:
- Know the exact dollar figure you need before talking to a lender.
- Prequalify with soft pulls where offered, then compare in writing.
- Confirm the lender is licensed in Texas.
- Read the final agreement; it must match the offer.
Beyond Atascosa County
Next step up from Atascosa County:
Frequently asked questions
What does a typical Atascosa County household make?
About $70,770 a year at the median (ACS 2020-24), 10% below the Texas median.
What do renters pay in Atascosa County?
$1,061 a month at the median, about 18% of median household income.
Can Atascosa County owners borrow against a $174,800 home?
Many can, through a home equity loan or line. It is secured by the house, so compare it with an unsecured personal loan before choosing.
Which towns does the Atascosa County guide cover?
Every community in the county, unincorporated areas included. The largest of its 6 Census places: Pleasanton, Jourdanton, Poteet, Charlotte, Leming.
Is the fit check different in Atascosa County?
No. It is identical everywhere, and it never looks at your neighborhood.