1st Advantage MortgageThe median Bexar County household earns $72,341, and 15% of residents live below the poverty line. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Bexar County by the numbers
- Paychecks and income spread in Bexar County
- Bexar County at the extremes
- How Bexar County residents earn a living
- Homes and rents, Bexar County
- San Antonio and the rest of Bexar County
- Bexar County and the counties next door
- Local borrowing considerations for Bexar County
- More Bexar County figures
- Debt-to-income, Bexar County edition
- Who licenses lenders for Bexar County residents
- Steps before you apply in Bexar County
- Other Texas guides
- Frequently asked questions
Bexar County by the numbers
With an estimated 2,067,341 residents (ACS 2020 to 2024), Bexar County ranks 4th of 254 in Texas for population. Bexar County spans 1,240 square miles; with 2,067,341 people, that is 1,666.7 per square mile. For statistical purposes it belongs to the San Antonio-New Braunfels, TX metro area, as delineated by the Office of Management and Budget in July 2023. Of the 29 Census places inside Bexar County, San Antonio leads by population with about 1,479,835; 23 of the 29 are incorporated.
Paychecks and income spread in Bexar County
At $72,341, the typical Bexar County household income is 10% above the median U.S. county ($65,681). That places it 66th among Texas's 254 county-level areas.
| Income band | Share in Bexar County | Difference from Texas |
|---|---|---|
| Under $35,000 | 23.2% | +1.8 pts |
| $35,000 to $99,999 | 41.9% | +2.5 pts |
| $100,000 to $199,999 | 25.3% | -1.5 pts |
| $200,000 or more | 9.6% | -2.9 pts |
23% under $35,000 and 35% at $100,000 or more: that is the Bexar County income split. Bexar County counts about 302,142 residents below the poverty line, 14.6% of the population. Income inequality, measured by the Gini index, comes to 0.463 here. For a borrower in Bexar County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Bexar County at the extremes
- Population: 2,067,341 in Bexar County. Only 3 of 254 Texas counties are higher. More people usually means more banks and credit unions to compare nearby.
- The share of mobile homes: 2.7% in Bexar County. Only 8 of 254 Texas counties are lower. Few mobile homes means most owners have traditional equity options.
- On homeownership, Bexar County sits near the bottom of Texas at 59%, 15th lowest of 254. Many renters means few borrowers have home equity to fall back on.
How Bexar County residents earn a living
By the Census industry count, 23% of employed Bexar County residents work in education and health care and 13% in professional and administrative services. Compared with Texas, the county leans toward arts, lodging and food service (11% against 8%). Averaged over the five survey years, 5.8% of the labor force was out of work and looking. About 68% drive to work alone and 13% have trips of 45 minutes or more. 48,040 Bexar County households, 6.4%, have no vehicle.
| Sector | Bexar County | Compared with Texas |
|---|---|---|
| Education and health care | 23.0% | +1.4 pts |
| Professional and administrative services | 12.6% | -0.3 pts |
| Retail trade | 11.7% | +0.7 pts |
| Arts, lodging and food service | 10.6% | +2.1 pts |
| Finance, insurance and real estate | 8.7% | +1.7 pts |
| Construction | 8.2% | -0.3 pts |
Seasonal work is common in many Bexar County industries; if that is you, show a full year of income rather than one strong month.
Homes and rents, Bexar County
$1,354 a month is the median gross rent in Bexar County, 3% below the state. 53% of renting households spend 30% or more of income on rent, and 27% spend half or more. Median value $262,200; median income $72,341; ratio 3.6. The ownership rate is 59%. Median construction year: 1990. Against the median U.S. county, Bexar County rent is 54% above.
| Cost | Bexar County | Texas figure | Higher or lower |
|---|---|---|---|
| Owners | 59% | 63% | -3.7 pts |
| Rent-burdened renters | 53% | 52% | +1.7 pts |
| Burdened owners | 30% | 29% | +0.8 pts |
| Median home value | $262,200 | $283,800 | 8% lower |
| Median gross rent | $1,354/mo | $1,403/mo | 3% lower |
53% of Bexar County renters are already past the 30% line; one more payment should leave room for a late paycheck.
San Antonio and the rest of Bexar County
The table lists the 14 largest of 29 Census places in Bexar County, by population. Together all 29 hold about 1,691,913 people, so roughly 18% of residents live outside any named place. Hill Country Village ($250,001) and Balcones Heights ($29,375) mark the top and bottom of Bexar County's income range among larger places. Names with links open a city guide. The other 28 places are covered here.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| San Antonio | city | 1,479,835 | $65,056 | $1,324 | 1 mi |
| Timberwood Park | CDP | 35,413 | $157,100 | $1,998 | 18 mi |
| Converse | city | 29,607 | $94,222 | $1,693 | 14 mi |
| Universal City | city | 20,189 | $74,811 | $1,315 | 15 mi |
| Live Oak | city | 15,984 | $79,696 | $1,634 | 13 mi |
| Selma | city | 11,503 | $97,066 | $1,774 | 16 mi |
| Leon Valley | city | 11,446 | $59,481 | $1,187 | 7 mi |
| Scenic Oaks | CDP | 10,569 | $174,962 | $1,835 | 20 mi |
| Helotes | city | 9,630 | $132,675 | $2,500 | 13 mi |
| Kirby | city | 8,117 | $55,532 | $1,182 | 8 mi |
| Alamo Heights | city | 7,492 | $183,088 | $1,727 | 4 mi |
| Lackland AFB | CDP | 6,785 | $73,646 | $2,197 | 7 mi |
| Windcrest | city | 5,820 | $89,844 | $1,372 | 10 mi |
| Sandy Oaks | city | 5,396 | $50,806 | $1,309 | 20 mi |
A CDP is a named community without its own municipal government.
Bexar County and the counties next door
Distances run center to center, from Comal County at 30 miles out to Atascosa County at 39. 5 of the six report a higher median household income than Bexar County; Kendall County is highest at $114,962 and Atascosa County lowest at $70,770.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Bexar County | - | $72,341 | $1,354/mo | 59% |
| Comal County, TX | 30 mi | $101,889 | $1,603/mo | 77% |
| Wilson County, TX | 32 mi | $94,565 | $1,069/mo | 85% |
| Guadalupe County, TX | 36 mi | $92,375 | $1,517/mo | 78% |
| Kendall County, TX | 36 mi | $114,962 | $1,606/mo | 79% |
| Medina County, TX | 36 mi | $78,074 | $1,196/mo | 84% |
| Atascosa County, TX | 39 mi | $70,770 | $1,061/mo | 77% |
Local borrowing considerations for Bexar County
A few patterns in the Bexar County data, and the practical point behind each:
- Health costs. With 16% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Renters under pressure. When 53% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
More Bexar County figures
In Bexar County, 32% of adults have at least a four-year degree (34% in Texas). Health coverage gaps: 16.0% of Bexar County residents are uninsured.
| People and households | Bexar County | Compared with Texas | Compared with median county |
|---|---|---|---|
| Bachelor's or higher | 31.8% | -2.0 pts | +9.7 pts |
| No health insurance | 16.0% | -1.2 pts | +8.1 pts |
| No vehicle | 6.4% | +1.0 pts | +1.0 pts |
| Poverty rate | 14.6% | +0.8 pts | +1.4 pts |
| Median age | 34.8 | -0.8 yrs | -6.7 yrs |
| No high school diploma | 13.4% | -0.6 pts | n/a |
| Unemployment (ACS) | 5.8% | +0.5 pts | +1.4 pts |
| Work from home | 14.6% | +0.3 pts | +6.0 pts |
| Minutes to work | Bexar County workers |
|---|---|
| Under 15 min | 20.9% |
| 15 to 29 min | 42.2% |
| 30 to 44 min | 24.3% |
| 45 to 59 min | 6.6% |
| 60+ min | 6.0% |
Debt-to-income, Bexar County edition
DTI math using Bexar County medians ($72,341 income, $1,354 rent):
- $6,028 a month: gross income for a household at the Bexar County median
- 22% goes to median rent ($1,354)
- Under a 35% cap, $2,110 total minus rent leaves $756
- With a 45% ceiling, about $1,359 remains for car, card, student and any new loan payments
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Bexar County's.
Who licenses lenders for Bexar County residents
Licensing happens at the state level, so a lender working with Bexar County borrowers answers to the Texas Department of Banking. The Office of Consumer Credit Commissioner handles consumer-credit questions as well. Federal complaints: consumerfinance.gov. Statewide data and rules: Texas guide.
Steps before you apply in Bexar County
Quick steps for Bexar County:
- Borrow the amount the job needs; extra cash adds interest.
- Collect three written offers and compare APR and total repaid.
- Check the license, then the reviews, then the offer.
- Read the final agreement; it must match the offer.
Other Texas guides
City guides inside Bexar County, and the statewide guide:
Frequently asked questions
Is $72,341 a good income in Bexar County?
It is the county median, so half of Bexar County households earn more and half less; 35% earn $100,000 or more.
What do renters pay in Bexar County?
$1,354 a month at the median, about 22% of median household income.
I live near San Antonio. Which guide is mine?
This Bexar County guide, unless your town is linked to its own city guide above.
Will a Bexar County address affect my match?
Beyond confirming Texas as your state, no. Your answers about amount, credit, income and payments are all that count.
Is there a Bexar County office that licenses lenders?
No, licensing is statewide. In Texas it is the Texas Department of Banking.