1st Advantage MortgageAuglaize County households have a median income of $78,660 and median rent of $868 a month (ACS 2020 to 2024). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Auglaize County by the numbers
- How Auglaize County residents earn a living
- Paychecks and income spread in Auglaize County
- What it costs to live in Auglaize County
- Towns and communities in Auglaize County
- Neighboring counties at a glance
- Who lives in Auglaize County, in numbers
- Before borrowing in Auglaize County
- A Auglaize County household budget, worked through
- Ohio rules that apply in Auglaize County
- A Auglaize County borrower's checklist
- Related local guides
- Frequently asked questions
Auglaize County by the numbers
The latest five-year Census estimate puts Auglaize County's population at 46,125; only 50 of Ohio's 88 county-level areas are larger. Packed into 401 square miles, that is close to 115 residents for every square mile of land. No metropolitan area includes Auglaize County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 10 Census places inside Auglaize County, Wapakoneta leads by population with about 9,894; 7 of the 10 are incorporated.
How Auglaize County residents earn a living
The biggest employer of Auglaize County residents, by industry, is manufacturing at 33% of workers, followed by education and health care (21%). The sharpest difference from the state is in manufacturing, at 33% locally and 15% for Ohio. Averaged over the five survey years, 2.7% of the labor force was out of work and looking. Long commutes are the exception here: 6% of workers spend 45 minutes or longer getting to work.
| Where residents work | Auglaize County | Difference from Ohio |
|---|---|---|
| Manufacturing | 33.5% | +18.8 pts |
| Education and health care | 20.8% | -3.5 pts |
| Retail trade | 8.2% | -3.0 pts |
| Professional and administrative services | 6.5% | -3.7 pts |
| Arts, lodging and food service | 5.6% | -2.8 pts |
| Other services | 5.0% | +0.7 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Paychecks and income spread in Auglaize County
Auglaize County households have a median income of $78,660 (ACS 2020 to 2024), which ranks 15th of 88 in Ohio.
| Band | Auglaize County | Compared with Ohio |
|---|---|---|
| Under $35,000 | 17.7% | -6.1 pts |
| $35,000 to $99,999 | 45.3% | +3.6 pts |
| $100,000 to $199,999 | 30.5% | +5.0 pts |
| $200,000 or more | 6.6% | -2.6 pts |
The spread is wide: 37% of Auglaize County households make $100,000 or more, and 18% make less than $35,000. The poverty rate is 7.1%, 6 points lower than the state's 13.3%. None of these numbers decides a Auglaize County application. Lenders weigh your own documented income against your own debts.
What it costs to live in Auglaize County
A typical Auglaize County rental runs $868 a month including utilities, which is 16% below Ohio. Rent takes 30% or more of income for 32% of renter households here. The median owner-occupied home is valued at $189,800, about 2.4 times the median household income. The ownership rate is 78%. Half the housing stock was built before 1970.
| Measure | Auglaize County | Ohio | Median U.S. county |
|---|---|---|---|
| Median gross rent | $868/mo | $1,034/mo | $877/mo |
| Median home value | $189,800 | $214,800 | $185,300 |
| Owners | 78% | 67% | 75% |
| Rent-burdened renters | 32% | 46% | 45% |
| Burdened owners | 16% | 21% | n/a |
| Vacant units | 6% | 8% | n/a |
In an owner-heavy county like Auglaize County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Towns and communities in Auglaize County
The table lists the 10 largest of 10 Census places in Auglaize County, by population. Together all 10 hold about 25,593 people, so roughly 45% of residents live outside any named place. New Bremen has the highest median household income on the list ($82,019) and Cridersville the lowest ($55,221), counting places with at least 500 residents. No Auglaize County place has a separate guide yet; this county page serves all 10.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Wapakoneta | city | 9,894 | $65,570 | $811 | 2 mi |
| St. Marys | city | 8,301 | $79,516 | $848 | 9 mi |
| New Bremen | village | 2,787 | $82,019 | $739 | 12 mi |
| Cridersville | village | 1,801 | $55,221 | $876 | 8 mi |
| New Knoxville | village | 1,058 | $81,685 | $839 | 7 mi |
| Waynesfield | village | 752 | $65,156 | $895 | 13 mi |
| New Hampshire | CDP | 445 | $162,813 | n/a | 14 mi |
| Buckland | village | 226 | $67,500 | $1,304 | 5 mi |
| Uniopolis | CDP | 166 | $88,237 | n/a | 8 mi |
| St. Johns | CDP | 163 | n/a | n/a | 8 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Neighboring counties at a glance
Distances run center to center, from Shelby County at 16 miles out to Hardin County at 30. None of the six report a higher median household income than Auglaize County; Mercer County is highest at $76,782 and Hardin County lowest at $62,484.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Auglaize County | - | $78,660 | $868/mo | 78% |
| Shelby County, OH | 16 mi | $73,978 | $922/mo | 74% |
| Allen County, OH | 16 mi | $64,038 | $922/mo | 68% |
| Mercer County, OH | 21 mi | $76,782 | $804/mo | 80% |
| Logan County, OH | 27 mi | $71,551 | $845/mo | 78% |
| Van Wert County, OH | 28 mi | $67,917 | $782/mo | 82% |
| Hardin County, OH | 30 mi | $62,484 | $793/mo | 75% |
Who lives in Auglaize County, in numbers
College graduates make up 22% of the adult population. About 3% go without health insurance.
| People and households | Auglaize County | Ohio | Median county |
|---|---|---|---|
| Median age | 41.0 | 39.7 | 41.5 |
| Bachelor's or higher | 21.6% | 31.5% | 22.2% |
| No high school diploma | 5.2% | 8.2% | n/a |
| No health insurance | 3.5% | 6.4% | 7.8% |
| No vehicle | 4.0% | 7.5% | 5.4% |
| Work from home | 5.9% | 13.0% | 8.7% |
| Poverty rate | 7.1% | 13.3% | 13.2% |
| Unemployment (ACS) | 2.7% | 4.8% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 41.9% |
| 15 to 29 min | 41.5% |
| 30 to 44 min | 11.0% |
| 45 to 59 min | 2.4% |
| 60+ min | 3.2% |
Before borrowing in Auglaize County
The county's numbers point to a few situations that come up often for Auglaize County borrowers.
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
A Auglaize County household budget, worked through
Auglaize County at the medians, through a lender's eyes (what DTI means):
- Median income divided by twelve: $6,555 before taxes
- 13% goes to median rent ($868)
- With a 40% ceiling, about $1,754 remains for car, card, student and any new loan payments
If your rent is above $868, the room shrinks dollar for dollar.
Ohio rules that apply in Auglaize County
The Ohio Division of Financial Institutions is the place to verify any lender's Ohio license. Federal complaints: consumerfinance.gov. See the Ohio state guide for the statewide picture.
A Auglaize County borrower's checklist
Four checks before you sign anything:
- Borrow the amount the job needs; extra cash adds interest.
- Line up offers side by side: APR, fees in dollars, total cost.
- Confirm the lender is licensed in Ohio.
- Lock paid-off cards after consolidating so balances stay at zero.
Related local guides
The Ohio guide covers the whole state.
Frequently asked questions
How much do households in Auglaize County earn?
The median is $78,660; 37% earn $100,000 or more and 18% under $35,000. A lender uses your own documented income, not this figure.
What do renters pay in Auglaize County?
$868 a month at the median, about 13% of median household income.
Should Auglaize County homeowners use home equity instead?
Maybe, but weigh the risk: 78% of Auglaize County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
Which towns does the Auglaize County guide cover?
Every community in the county, unincorporated areas included. The largest of its 10 Census places: Wapakoneta, St. Marys, New Bremen, Cridersville, New Knoxville.
Are Auglaize County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.