1st Advantage MortgageLogan County households have a median income of $71,551 and median rent of $845 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Ohio before sharing details.
On this page
- Logan County by the numbers
- Employment and commuting in Logan County
- Household income in Logan County
- What it costs to live in Logan County
- Places inside Logan County
- How Logan County compares with nearby counties
- Logan County residents: age, schooling, coverage
- What the numbers mean for Logan County borrowers
- What a median Logan County budget can carry
- A Logan County borrower's checklist
- Checking a lender's license in Ohio
- Related local guides
- Frequently asked questions
Logan County by the numbers
The latest five-year Census estimate puts Logan County's population at 46,089; only 51 of Ohio's 88 county-level areas are larger. Packed into 459 square miles, that is close to 101 residents for every square mile of land. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 15 Census places inside Logan County, Bellefontaine leads by population with about 13,807; 12 of the 15 are incorporated.
Employment and commuting in Logan County
By the Census industry count, 26% of employed Logan County residents work in manufacturing and 17% in education and health care. Manufacturing stands out: 26% of workers here, versus 15% statewide. The survey's unemployment rate for Logan County averages 4.1% over 2020 to 2024 (state: 4.8%). Long commutes are the exception here: 11% of workers spend 45 minutes or longer getting to work.
| Sector | Logan County | Compared with Ohio |
|---|---|---|
| Manufacturing | 26.3% | +11.6 pts |
| Education and health care | 16.5% | -7.8 pts |
| Retail trade | 10.6% | -0.6 pts |
| Professional and administrative services | 9.5% | -0.8 pts |
| Arts, lodging and food service | 7.6% | -0.7 pts |
| Transportation, warehousing and utilities | 7.1% | +1.1 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Household income in Logan County
The median household income in Logan County is $71,551, close to the statewide $71,389. In the state ranking that is 36th of 88.
| Income band | Share in Logan County | Difference from Ohio |
|---|---|---|
| Under $35,000 | 21.3% | -2.5 pts |
| $35,000 to $99,999 | 45.6% | +4.0 pts |
| $100,000 to $199,999 | 27.5% | +2.0 pts |
| $200,000 or more | 5.6% | -3.5 pts |
The spread is wide: 33% of Logan County households make $100,000 or more, and 21% make less than $35,000. Census counts 11.1% of Logan County residents in poverty, against 13.3% across Ohio. The Gini index of income inequality is 0.445 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
What it costs to live in Logan County
Median gross rent, utilities included, comes to $845 in Logan County versus $1,034 statewide. By the Census definition, 36% of Logan County renters are cost-burdened. With a median value of $203,200, a typical Logan County house costs 2.8 times what the median household earns in a year. The ownership rate is 78%. The median home was built in 1973, so roofs, wiring and heating systems are a common source of repair bills.
| Home costs | Logan County | Ohio | U.S. middle county |
|---|---|---|---|
| Median gross rent | $845/mo | $1,034/mo | $877/mo |
| Median home value | $203,200 | $214,800 | $185,300 |
| Owners | 78% | 67% | 75% |
| Rent-burdened renters | 36% | 46% | 45% |
| Burdened owners | 18% | 21% | n/a |
| Mobile homes | 9.7% | 3.4% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Places inside Logan County
Here are the 14 most populous of the county's 15 Census places, with income and rent from the same 2020 to 2024 survey. About 53% of Logan County residents live in one of the 15. Among places of 500 or more people, median income runs from $42,442 in Russells Point to $84,128 in De Graff. Median rent ranges from $617 in Russells Point to $1,057 in West Mansfield. None of the 15 has its own city guide, so this page covers all of them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Bellefontaine | city | 13,807 | $58,806 | $857 | 2 mi |
| De Graff | village | 2,039 | $84,128 | $775 | 9 mi |
| West Liberty | village | 1,494 | $52,031 | $638 | 9 mi |
| Russells Point | village | 1,398 | $42,442 | $617 | 9 mi |
| Lakeview | village | 1,234 | $55,893 | $911 | 11 mi |
| Belle Center | village | 770 | $74,500 | $996 | 8 mi |
| West Mansfield | village | 752 | $81,375 | $1,057 | 12 mi |
| Chippewa Park | CDP | 617 | $55,595 | n/a | 11 mi |
| Rushsylvania | village | 526 | $76,607 | $796 | 7 mi |
| Quincy | village | 469 | $59,141 | $695 | 12 mi |
| Huntsville | village | 414 | $65,625 | $839 | 4 mi |
| East Liberty | CDP | 300 | n/a | n/a | 10 mi |
| Lewistown | CDP | 171 | $125,613 | n/a | 7 mi |
| Zanesfield | village | 161 | $90,313 | $850 | 6 mi |
How Logan County compares with nearby counties
The six counties whose centers lie closest to Logan County's, from 18 to 32 miles away. Income ranges from $62,484 in Hardin County to $112,322 in Union County; 4 of these neighbors top Logan County's median.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Logan County | - | $71,551 | $845/mo | 78% |
| Champaign County, OH | 18 mi | $75,556 | $905/mo | 77% |
| Hardin County, OH | 20 mi | $62,484 | $793/mo | 75% |
| Union County, OH | 22 mi | $112,322 | $1,247/mo | 79% |
| Shelby County, OH | 23 mi | $73,978 | $922/mo | 74% |
| Auglaize County, OH | 27 mi | $78,660 | $868/mo | 78% |
| Allen County, OH | 32 mi | $64,038 | $922/mo | 68% |
Logan County residents: age, schooling, coverage
College graduates make up 19% of the adult population. About 6% go without health insurance.
| Measure | Logan County | Ohio statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 41.9 | 39.7 | 41.5 |
| Bachelor's or higher | 18.7% | 31.5% | 22.2% |
| No high school diploma | 7.6% | 8.2% | n/a |
| No health insurance | 6.0% | 6.4% | 7.8% |
| No vehicle | 6.1% | 7.5% | 5.4% |
| Work from home | 8.9% | 13.0% | 8.7% |
| Poverty rate | 11.1% | 13.3% | 13.2% |
| Unemployment (ACS) | 4.1% | 4.8% | 4.4% |
| Commute length | Logan County |
|---|---|
| Under 15 min | 35.3% |
| 15 to 29 min | 37.6% |
| 30 to 44 min | 15.7% |
| 45 to 59 min | 6.7% |
| 60+ min | 4.7% |
What the numbers mean for Logan County borrowers
The county's numbers point to a few situations that come up often for Logan County borrowers.
- Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
- Check your file. An error fixed before you apply can change the offers a Logan County borrower sees (free reports).
What a median Logan County budget can carry
The debt-to-income ratio is the main affordability test lenders use. Applied to Logan County's medians:
- Monthly gross at the median, Logan County: $5,963
- 14% goes to median rent ($845)
- Under a 36% cap, $2,147 total minus rent leaves $1,302
Two-income households and single earners in Logan County land in very different places on this math, so run it for your own budget.
A Logan County borrower's checklist
Before you apply, wherever you live in Logan County:
- Get a written quote for whatever you are paying for in Logan County.
- Line up offers side by side: APR, fees in dollars, total cost.
- Verify the Ohio license before giving out your Social Security number.
- Keep a small cushion so one surprise bill does not mean another loan.
Checking a lender's license in Ohio
Licensing happens at the state level, so a lender working with Logan County borrowers answers to the Ohio Division of Financial Institutions. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The Ohio guide covers state rules in more detail.
Related local guides
For statewide rules and data, see the Ohio guide.
Frequently asked questions
What does a typical Logan County household make?
About $71,551 a year at the median (ACS 2020-24).
Is Logan County expensive for renters?
Median rent is $845 against $1,034 statewide, and 36% of renter households are cost-burdened.
What are the biggest places in Logan County?
By population: Bellefontaine, De Graff, West Liberty, Russells Point, Lakeview. The county has 15 Census places in all.
Does living in Logan County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Logan County resident as anyone. Lenders decide under fair-lending law.
Is there a Logan County office that licenses lenders?
No, licensing is statewide. In Ohio it is the Ohio Division of Financial Institutions.