1st Advantage MortgageMedian rent in Burleson County is $1,063 a month against a median household income of $70,000, about 18% of income (ACS 2020-24). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Texas before sharing details.
On this page
- First look: Burleson County, TX
- Housing costs in Burleson County
- Paychecks and income spread in Burleson County
- Labor force snapshot: Burleson County
- How Burleson County ranks in Texas
- Cities, towns and CDPs in Burleson County
- Burleson County next to its neighbors
- Local borrowing considerations for Burleson County
- Burleson County residents: age, schooling, coverage
- Room for a loan payment in Burleson County
- Texas lender licensing
- Steps before you apply in Burleson County
- Other Texas guides
- Frequently asked questions
First look: Burleson County, TX
The latest five-year Census estimate puts Burleson County's population at 18,857; only 125 of Texas's 254 county-level areas are larger. Its 659 square miles average 29 people per square mile, by the 2024 Census Gazetteer. The federal metro definitions (OMB, July 2023) place it in the College Station-Bryan, TX metropolitan area. Of the 9 Census places inside Burleson County, Caldwell leads by population with about 4,394; 3 of the 9 are incorporated.
Housing costs in Burleson County
Renters in Burleson County pay a median of $1,063 a month, 24% below the Texas figure of $1,403. By the Census definition, 36% of Burleson County renters are cost-burdened. Median value $191,000; median income $70,000; ratio 2.7. Owners occupy 82% of homes. Median construction year: 1991. Against the median U.S. county, Burleson County rent is 21% above.
| Measure | Burleson County | Texas | Gap |
|---|---|---|---|
| Mobile homes | 28.3% | 6.4% | +21.9 pts |
| Owners | 82% | 63% | +19.1 pts |
| Rent-burdened renters | 36% | 52% | -15.2 pts |
| Vacant units | 18% | 9% | +8.2 pts |
| Burdened owners | 32% | 29% | +3.4 pts |
| Median home value | $191,000 | $283,800 | 33% lower |
| Median gross rent | $1,063/mo | $1,403/mo | 24% lower |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Paychecks and income spread in Burleson County
Half of Burleson County households take in less than $70,000 a year and half take in more, 11% below the Texas median of $78,476.
| Households earning | Burleson County | +/- vs Texas |
|---|---|---|
| Under $35,000 | 21.9% | +0.5 pts |
| $35,000 to $99,999 | 46.8% | +7.4 pts |
| $100,000 to $199,999 | 24.3% | -2.4 pts |
| $200,000 or more | 7.0% | -5.5 pts |
Some 22% of households here live on less than $35,000 a year; 31% have six-figure incomes. Poverty rate, Burleson County: 12.7%; Texas: 13.8%. Gini index for Burleson County: 0.446. None of these numbers decides a Burleson County application. Lenders weigh your own documented income against your own debts.
Labor force snapshot: Burleson County
Top Burleson County industry by residents employed: education and health care, 23%; second, professional and administrative services, 12%. Burleson County over-indexes on agriculture, forestry and mining: 8% versus 2% in Texas. Unemployment in Burleson County, ACS five-year: 5.0%; Texas: 5.3%. Long commutes are common here: 20% of workers spend 45 minutes or longer getting to work. 4.0% of households have no vehicle.
| Industry | Share of Burleson County workers | vs Texas |
|---|---|---|
| Education and health care | 23.5% | +1.9 pts |
| Professional and administrative services | 11.9% | -1.0 pts |
| Retail trade | 9.3% | -1.7 pts |
| Construction | 9.3% | +0.7 pts |
| Finance, insurance and real estate | 8.6% | +1.6 pts |
| Agriculture, forestry and mining | 8.3% | +6.0 pts |
Seasonal work is common in many Burleson County industries; if that is you, show a full year of income rather than one strong month.
How Burleson County ranks in Texas
The 3 Burleson County numbers that rank furthest from typical in Texas, and what each means for a borrower:
- Few Texas counties match Burleson County on the share of mobile homes: 28.3% here, 6.4% for the state, ranking 15th highest of 254. Manufactured homes often do not qualify for home equity loans, so unsecured loans fill the gap.
- The share of workers who work from home: 14.0% in Burleson County. Only 28 of 253 Texas counties are higher. Remote workers should have W-2s or contracts ready to show income.
- Few Texas counties match Burleson County on homeownership: 82% here, 63% for the state, ranking 30th highest of 254. An owner-heavy county means repairs are a common reason to borrow.
Cities, towns and CDPs in Burleson County
Here are the 9 most populous of the county's 9 Census places, with income and rent from the same 2020 to 2024 survey. About 44% of Burleson County residents live in one of the 9. Gap between richest and poorest larger place: $28,986, Beaver Creek over Caldwell. Median rent ranges from $631 in Somerville to $950 in Caldwell. No Burleson County place has a separate guide yet; this county page serves all 9.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Caldwell | city | 4,394 | $61,266 | $950 | 5 mi |
| Somerville | city | 1,126 | $65,667 | $631 | 12 mi |
| Beaver Creek | CDP | 958 | $90,252 | n/a | 5 mi |
| Snook | city | 834 | $81,893 | $739 | 9 mi |
| Lyons | CDP | 528 | n/a | n/a | 8 mi |
| Cade Lakes | CDP | 329 | $58,750 | n/a | 9 mi |
| Clay | CDP | 100 | n/a | n/a | 18 mi |
| Tunis | CDP | 35 | $89,063 | n/a | 7 mi |
| Deanville | CDP | 16 | n/a | n/a | 9 mi |
Burleson County next to its neighbors
The six counties whose centers lie closest to Burleson County's, from 22 to 38 miles away. Washington County leads the group on income ($77,825), Brazos County trails ($58,553), and Burleson County out-earns 3 of the six.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Burleson County | - | $70,000 | $1,063/mo | 82% |
| Brazos County, TX | 22 mi | $58,553 | $1,193/mo | 47% |
| Washington County, TX | 23 mi | $77,825 | $1,165/mo | 70% |
| Lee County, TX | 24 mi | $76,371 | $1,067/mo | 78% |
| Milam County, TX | 30 mi | $66,141 | $984/mo | 77% |
| Robertson County, TX | 37 mi | $72,236 | $779/mo | 72% |
| Grimes County, TX | 38 mi | $69,803 | $1,069/mo | 80% |
Local borrowing considerations for Burleson County
Based on the Burleson County data above, these borrowing questions are most likely to matter locally.
- Care without coverage. About 2,373 Burleson County residents lack insurance; check charity care before a loan (how).
- Vehicle repairs. 20% of Burleson County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Repairs on manufactured housing. With 28% of homes here, compare a personal loan with any dealer or park repair program.
Burleson County residents: age, schooling, coverage
23% of Burleson County adults 25 and older hold a bachelor's degree or more. Uninsured, Burleson County: 12.6%; Texas: 17.1%.
| Residents | Burleson County | Difference from Texas | Difference from middle U.S. county |
|---|---|---|---|
| Bachelor's or higher | 23.5% | -10.4 pts | +1.3 pts |
| Median age | 44.1 | +8.5 yrs | +2.6 yrs |
| No health insurance | 12.6% | -4.5 pts | +4.7 pts |
| No vehicle | 4.0% | -1.5 pts | -1.5 pts |
| Poverty rate | 12.7% | -1.1 pts | -0.5 pts |
| Work from home | 14.0% | -0.4 pts | +5.3 pts |
| No high school diploma | 13.7% | -0.3 pts | n/a |
| Unemployment (ACS) | 5.0% | -0.3 pts | +0.5 pts |
| One-way commute | Share of Burleson County workers |
|---|---|
| Under 15 min | 23.7% |
| 15 to 29 min | 25.7% |
| 30 to 44 min | 31.0% |
| 45 to 59 min | 13.0% |
| 60+ min | 6.6% |
Room for a loan payment in Burleson County
The debt-to-income ratio is the main affordability test lenders use. Applied to Burleson County's medians:
- $5,833 a month: gross income for a household at the Burleson County median
- Rent at the median, $1,063, takes 18% of that
- 43% debt-to-income limit: $1,445 left for all other debt payments
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Burleson County's.
Texas lender licensing
Consumer lenders serving Burleson County are licensed by the state, not the county; in Texas that is the Texas Department of Banking. Texas also has the Office of Consumer Credit Commissioner for consumer credit. The Consumer Financial Protection Bureau accepts complaints nationwide. State-level detail for Burleson County borrowers is in the Texas guide.
Steps before you apply in Burleson County
Before you apply, wherever you live in Burleson County:
- Get a written quote for whatever you are paying for in Burleson County.
- Compare the total repaid on every offer, not just the payment.
- Verify the Texas license before giving out your Social Security number.
- Read the final agreement; it must match the offer.
Other Texas guides
The Texas guide covers the whole state.
Frequently asked questions
Where does Burleson County rank on income in Texas?
82nd of 254, with a median of $70,000. The state median is $78,476.
How much is rent in Burleson County?
Median gross rent, utilities included, is $1,063 a month; 36% of renters spend 30% or more of income on it.
Does this page cover Caldwell?
Yes, along with the other 8 Census places in Burleson County, such as Somerville, Beaver Creek, Snook.
Is the fit check different in Burleson County?
No. It is identical everywhere, and it never looks at your neighborhood.
What agency protects Burleson County borrowers?
The Texas Department of Banking at the state level and the CFPB federally.