1st Advantage MortgageIn Burlington County, New Jersey, the typical household earns $108,111 a year and the typical rent is $1,745. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's New Jersey license first.
On this page
- Getting oriented in Burlington County
- Paychecks and income spread in Burlington County
- The Burlington County job picture
- Housing costs in Burlington County
- Counties near Burlington County
- Towns and communities in Burlington County
- What a median Burlington County budget can carry
- Local borrowing considerations for Burlington County
- Burlington County residents: age, schooling, coverage
- New Jersey rules that apply in Burlington County
- A Burlington County borrower's checklist
- Nearby and statewide guides
- Frequently asked questions
Getting oriented in Burlington County
Burlington County is home to about 467,805 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 11th most populous of 21 county-level areas in New Jersey. It covers 799 square miles of land, or about 585 people per square mile. It is one of the counties that make up the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan statistical area (OMB, 2023). Moorestown-Lenola is the biggest of its 27 Census places, at roughly 14,625 people (3% of the county total).
Paychecks and income spread in Burlington County
Half of Burlington County households take in less than $108,111 a year and half take in more, 4% above the New Jersey median of $103,556. That places it 8th among New Jersey's 21 county-level areas.
| Households earning | Burlington County | +/- vs New Jersey |
|---|---|---|
| Under $35,000 | 12.6% | -4.1 pts |
| $35,000 to $99,999 | 33.2% | +1.5 pts |
| $100,000 to $199,999 | 33.7% | +3.8 pts |
| $200,000 or more | 20.4% | -1.2 pts |
Some 13% of households here live on less than $35,000 a year; 54% have six-figure incomes. Census counts 6.6% of Burlington County residents in poverty, against 9.7% across New Jersey. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
The Burlington County job picture
The biggest employer of Burlington County residents, by industry, is education and health care at 26% of workers, followed by professional and administrative services (13%). Compared with New Jersey, the county leans toward public administration (7% against 4%). ACS puts five-year average unemployment at 5.3% in Burlington County. About 73% drive to work alone and 20% have trips of 45 minutes or more.
| Industry | Share of Burlington County workers | vs New Jersey |
|---|---|---|
| Education and health care | 25.8% | +1.6 pts |
| Professional and administrative services | 12.6% | -1.8 pts |
| Retail trade | 11.5% | +1.0 pts |
| Finance, insurance and real estate | 8.0% | -0.6 pts |
| Public administration | 7.3% | +2.9 pts |
| Manufacturing | 7.3% | -0.7 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Burlington County should have bank statements and tax returns ready.
Housing costs in Burlington County
Median gross rent, utilities included, comes to $1,745 in Burlington County versus $1,720 statewide. 53% of renting households spend 30% or more of income on rent, and 27% spend half or more. With a median value of $354,000, a typical Burlington County house costs 3.3 times what the median household earns in a year. 76% of Burlington County households own their home and 24% rent.
| Home costs | Burlington County | New Jersey | U.S. middle county |
|---|---|---|---|
| Median gross rent | $1,745/mo | $1,720/mo | $877/mo |
| Median home value | $354,000 | $454,400 | $185,300 |
| Owners | 76% | 64% | 75% |
| Rent-burdened renters | 53% | 52% | 45% |
| Burdened owners | 28% | 32% | n/a |
In an owner-heavy county like Burlington County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it. High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
Counties near Burlington County
Distances run center to center, from Camden County at 17 miles out to Mercer County at 28. Income ranges from $61,953 in Philadelphia County to $105,115 in Gloucester County; none of these neighbors top Burlington County's median. The list crosses into Pennsylvania, where different lending rules and regulators apply.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Burlington County | - | $108,111 | $1,745/mo | 76% |
| Camden County, NJ | 17 mi | $88,755 | $1,402/mo | 65% |
| Ocean County, NJ | 21 mi | $89,863 | $1,755/mo | 81% |
| Philadelphia County, PA | 27 mi | $61,953 | $1,397/mo | 52% |
| Gloucester County, NJ | 28 mi | $105,115 | $1,531/mo | 80% |
| Atlantic County, NJ | 28 mi | $78,050 | $1,376/mo | 69% |
| Mercer County, NJ | 28 mi | $100,645 | $1,623/mo | 62% |
Towns and communities in Burlington County
27 Census places fall mainly inside Burlington County; the 14 biggest are below. They account for 112,577 residents, leaving about 76% of the county in unincorporated, unnamed areas. Among places of 500 or more people, median income runs from $55,357 in Leisuretowne to $161,012 in Crosswicks. None of the 27 has its own city guide, so this page covers all of them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Moorestown-Lenola | CDP | 14,625 | $138,398 | $1,648 | 17 mi |
| Marlton | CDP | 10,922 | $94,464 | $1,720 | 14 mi |
| Burlington | city | 9,993 | $84,813 | $1,631 | 17 mi |
| Browns Mills | CDP | 9,672 | $75,867 | $1,220 | 8 mi |
| Fort Dix | CDP | 7,984 | $92,303 | $2,466 | 9 mi |
| Palmyra | borough | 7,485 | $89,574 | $1,696 | 22 mi |
| Ramblewood | CDP | 6,611 | $111,170 | $2,277 | 16 mi |
| Florence | CDP | 5,242 | $85,219 | $1,354 | 19 mi |
| Country Lake Estates | CDP | 5,055 | $127,643 | $1,739 | 8 mi |
| McGuire AFB | CDP | 4,400 | $74,071 | $2,541 | 11 mi |
| Medford Lakes | borough | 4,297 | $141,188 | $2,211 | 8 mi |
| Bordentown | city | 4,026 | $103,375 | $1,501 | 19 mi |
| Leisuretowne | CDP | 3,564 | $55,357 | $1,689 | 3 mi |
| Roebling | CDP | 3,452 | $88,750 | $1,818 | 18 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
What a median Burlington County budget can carry
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Burlington County household at the medians it works out like this; treat it as an illustration only.
- $108,111 a year is $9,009 of gross monthly income
- Less median rent of $1,745, which is 19% of it
- $1,498: what a 36% ratio leaves once rent is paid
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Burlington County's.
Local borrowing considerations for Burlington County
The county's numbers point to a few situations that come up often for Burlington County borrowers.
- Vehicle repairs. 20% of Burlington County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Higher earners. 54% of households clear $100,000; shop at least three lenders and pick the shortest term.
- Renters under pressure. When 53% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
Burlington County residents: age, schooling, coverage
43% of Burlington County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 3.9%, against 7.5% for New Jersey.
| Measure | Burlington County | New Jersey statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 41.7 | 40.1 | 41.5 |
| Bachelor's or higher | 42.5% | 43.6% | 22.2% |
| No high school diploma | 5.7% | 9.3% | n/a |
| No health insurance | 3.9% | 7.5% | 7.8% |
| No vehicle | 4.3% | 11.1% | 5.4% |
| Work from home | 16.7% | 16.8% | 8.7% |
| Poverty rate | 6.6% | 9.7% | 13.2% |
| Unemployment (ACS) | 5.3% | 6.3% | 4.4% |
| One-way commute | Share of Burlington County workers |
|---|---|
| Under 15 min | 20.8% |
| 15 to 29 min | 35.1% |
| 30 to 44 min | 24.4% |
| 45 to 59 min | 8.8% |
| 60+ min | 10.9% |
New Jersey rules that apply in Burlington County
Consumer lenders serving Burlington County are licensed by the state, not the county; in New Jersey that is the New Jersey Department of Banking and Insurance. Problems with a lender can also go to the CFPB. The New Jersey guide covers state rules in more detail.
A Burlington County borrower's checklist
Four checks before you sign anything:
- Write down what the expense costs; a smaller loan costs less.
- Prequalify with soft pulls where offered, then compare in writing.
- Confirm the lender is licensed in New Jersey.
- Read the final agreement; it must match the offer.
Nearby and statewide guides
For statewide rules and data, see the New Jersey guide.
Frequently asked questions
What does a typical Burlington County household make?
About $108,111 a year at the median (ACS 2020-24), 4% above the New Jersey median.
How does Burlington County rent compare with New Jersey?
$1,745 locally, close to the state figure.
What are the biggest places in Burlington County?
By population: Moorestown-Lenola, Marlton, Burlington, Browns Mills, Fort Dix. The county has 27 Census places in all.
Will a Burlington County address affect my match?
Beyond confirming New Jersey as your state, no. Your answers about amount, credit, income and payments are all that count.
Who regulates personal lenders for Burlington County residents?
The New Jersey Department of Banking and Insurance licenses consumer lenders in New Jersey; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.