1st Advantage MortgageIn Cannon County, Tennessee, the typical household earns $59,443 a year and the typical rent is $908. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Who lives in Cannon County
- The Cannon County job picture
- Paychecks and income spread in Cannon County
- Rent, home values and ownership in Cannon County
- The counties around Cannon County
- Places inside Cannon County
- Room for a loan payment in Cannon County
- Who lives in Cannon County, in numbers
- Reading the Cannon County data as a borrower
- Before you sign
- Who licenses lenders for Cannon County residents
- Related local guides
- Frequently asked questions
Who lives in Cannon County
Cannon County is home to about 14,818 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 79th most populous of 95 county-level areas in Tennessee. Packed into 266 square miles, that is close to 56 residents for every square mile of land. For statistical purposes it belongs to the Nashville-Davidson--Murfreesboro--Franklin, TN metro area, as delineated by the Office of Management and Budget in July 2023. Woodbury is the biggest of its 2 Census places, at roughly 2,774 people (19% of the county total).
The Cannon County job picture
The biggest employer of Cannon County residents, by industry, is education and health care at 24% of workers, followed by manufacturing (17%). Manufacturing stands out: 17% of workers here, versus 13% statewide. The survey's unemployment rate for Cannon County averages 2.8% over 2020 to 2024 (state: 4.7%). Long commutes are common here: 31% of workers spend 45 minutes or longer getting to work.
| Top industries | Cannon County share | +/- vs Tennessee |
|---|---|---|
| Education and health care | 24.4% | +2.0 pts |
| Manufacturing | 17.3% | +4.8 pts |
| Retail trade | 12.3% | +0.8 pts |
| Construction | 7.8% | +0.7 pts |
| Public administration | 7.3% | +3.1 pts |
| Transportation, warehousing and utilities | 6.5% | -0.6 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Cannon County should have bank statements and tax returns ready.
Paychecks and income spread in Cannon County
At $59,443, the typical Cannon County household income is 9% below the median U.S. county ($65,681). That places it 47th among Tennessee's 95 county-level areas.
| Income band | Share in Cannon County | Difference from Tennessee |
|---|---|---|
| Under $35,000 | 29.9% | +5.8 pts |
| $35,000 to $99,999 | 43.2% | +0.7 pts |
| $100,000 to $199,999 | 22.3% | -2.2 pts |
| $200,000 or more | 4.7% | -4.3 pts |
The spread is wide: 27% of Cannon County households make $100,000 or more, and 30% make less than $35,000. The poverty rate is 18.3%, 5 points higher than the state's 13.8%. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Cannon County median.
Rent, home values and ownership in Cannon County
Renters in Cannon County pay a median of $908 a month, 24% below the Tennessee figure of $1,189. Rent takes 30% or more of income for 40% of renter households here. With a median value of $252,000, a typical Cannon County house costs 4.2 times what the median household earns in a year. The ownership rate is 78%.
| Cost | Cannon County | Tennessee figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $908/mo | $1,189/mo | $877/mo |
| Median home value | $252,000 | $286,700 | $185,300 |
| Owners | 78% | 67% | 75% |
| Rent-burdened renters | 40% | 49% | 45% |
| Burdened owners | 26% | 25% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
The counties around Cannon County
Distances run center to center, from DeKalb County at 18 miles out to Bedford County at 30. 4 of the six report a higher median household income than Cannon County; Wilson County is highest at $95,839 and DeKalb County lowest at $53,153.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Cannon County | - | $59,443 | $908/mo | 78% |
| DeKalb County, TN | 18 mi | $53,153 | $839/mo | 73% |
| Warren County, TN | 18 mi | $55,487 | $827/mo | 72% |
| Rutherford County, TN | 20 mi | $85,470 | $1,502/mo | 65% |
| Coffee County, TN | 22 mi | $61,505 | $913/mo | 69% |
| Wilson County, TN | 27 mi | $95,839 | $1,486/mo | 77% |
| Bedford County, TN | 30 mi | $67,225 | $1,051/mo | 72% |
Places inside Cannon County
The table lists the 2 largest of 2 Census places in Cannon County, by population. Together all 2 hold about 3,092 people, so roughly 79% of residents live outside any named place. This guide covers each of the 2 places and the rural areas around them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Woodbury | town | 2,774 | $58,466 | $812 | 1 mi |
| Auburntown | town | 318 | $73,571 | $1,067 | 10 mi |
Room for a loan payment in Cannon County
How much room does a median Cannon County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Monthly gross at the median, Cannon County: $4,954
- Housing at the median rent of $908 uses 18%
- 36% debt-to-income limit: $875 left for all other debt payments
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Cannon County's.
Who lives in Cannon County, in numbers
17% of Cannon County adults 25 and older hold a bachelor's degree or more. About 8% go without health insurance.
| Measure | Cannon County | Tennessee statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 40.0 | 38.9 | 41.5 |
| Bachelor's or higher | 16.8% | 31.1% | 22.2% |
| No high school diploma | 14.0% | 10.0% | n/a |
| No health insurance | 8.5% | 10.0% | 7.8% |
| No vehicle | 4.6% | 5.2% | 5.4% |
| Work from home | 9.6% | 12.9% | 8.7% |
| Poverty rate | 18.3% | 13.8% | 13.2% |
| Unemployment (ACS) | 2.8% | 4.7% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 14.3% |
| 15 to 29 min | 19.1% |
| 30 to 44 min | 35.8% |
| 45 to 59 min | 16.5% |
| 60+ min | 14.4% |
Reading the Cannon County data as a borrower
The county's numbers point to a few situations that come up often for Cannon County borrowers.
- Long drives. With 31% of commutes over 45 minutes, tires and repairs are fixed costs in many Cannon County budgets.
- Mobile home upkeep. 16% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- 18% below poverty. Emergency aid, payment plans and counseling (list) come first.
Before you sign
Quick steps for Cannon County:
- Price the Cannon County expense first and borrow that amount, no more.
- Prequalify with soft pulls where offered, then compare in writing.
- Check the license, then the reviews, then the offer.
- Ask about early-payoff penalties.
Who licenses lenders for Cannon County residents
Cannon County borrowers fall under statewide rules, enforced by the Tennessee Department of Financial Institutions. Federal complaints: consumerfinance.gov. More on Tennessee: Tennessee personal loans.
Related local guides
The Tennessee guide covers the whole state.
Frequently asked questions
How much do households in Cannon County earn?
The median is $59,443; 27% earn $100,000 or more and 30% under $35,000. A lender uses your own documented income, not this figure.
What do renters pay in Cannon County?
$908 a month at the median, about 18% of median household income.
I live in a small Cannon County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Woodbury, Auburntown.
Can Cannon County residents use the questionnaire?
Yes. It asks the same questions in every Tennessee county, lists every requirement up front and does not affect your credit score.
Where can someone in Cannon County check a lender's license?
With the Tennessee Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.