1st Advantage MortgageThe median Capitol Planning Region household earns $93,394, and 10% of residents live below the poverty line. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Connecticut license first.
On this page
- A quick profile of Capitol Planning Region
- Rent, home values and ownership in Capitol Planning Region
- Paychecks and income spread in Capitol Planning Region
- Work, industries and travel time in Capitol Planning Region
- Neighboring counties at a glance
- Cities, towns and CDPs in Capitol Planning Region
- What a median Capitol Planning Region budget can carry
- Before borrowing in Capitol Planning Region
- More Capitol Planning Region figures
- A Capitol Planning Region borrower's checklist
- Lender oversight for Capitol Planning Region
- Nearby and statewide guides
- Frequently asked questions
A quick profile of Capitol Planning Region
With an estimated 977,290 residents (ACS 2020 to 2024), Capitol Planning Region ranks 1st of 9 in Connecticut for population. It covers 1,027 square miles of land, or about 951 people per square mile. For statistical purposes it belongs to the Hartford-West Hartford-East Hartford, CT metro area, as delineated by the Office of Management and Budget in July 2023. Hartford is the biggest of its 66 Census places, at roughly 121,127 people (12% of the county total).
Rent, home values and ownership in Capitol Planning Region
Renters in Capitol Planning Region pay a median of $1,411 a month, 5% below the Connecticut figure of $1,488. Rent takes 30% or more of income for 52% of renter households here. The median owner-occupied home is valued at $323,700, about 3.5 times the median household income. 66% of Capitol Planning Region households own their home and 34% rent. Half the housing stock was built before 1966.
| Home costs | Capitol Planning Region | Connecticut | U.S. middle county |
|---|---|---|---|
| Median gross rent | $1,411/mo | $1,488/mo | $877/mo |
| Median home value | $323,700 | $366,900 | $185,300 |
| Owners | 66% | 66% | 75% |
| Rent-burdened renters | 52% | 53% | 45% |
| Burdened owners | 26% | 30% | n/a |
Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
Paychecks and income spread in Capitol Planning Region
The median household income in Capitol Planning Region is $93,394; statewide it is $95,781, so Capitol Planning Region runs 2% below Connecticut as a whole. That places it 4th among Connecticut's 9 county-level areas.
| Band | Capitol Planning Region | Compared with Connecticut |
|---|---|---|
| Under $35,000 | 18.8% | +0.6 pts |
| $35,000 to $99,999 | 34.4% | +0.8 pts |
| $100,000 to $199,999 | 29.3% | +0.3 pts |
| $200,000 or more | 17.4% | -1.7 pts |
About 19% of households earn under $35,000, while 47% clear $100,000. 10.3% of residents fall below the federal poverty line (statewide: 10.0%). Income inequality, measured by the Gini index, comes to 0.469 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Capitol Planning Region median.
Work, industries and travel time in Capitol Planning Region
Education and health care employs 26% of working residents, the largest share; professional and administrative services is next with 12%. Averaged over the five survey years, 5.2% of the labor force was out of work and looking. About 70% drive to work alone and 9% have trips of 45 minutes or more. 9.8% of households have no vehicle.
| Top industries | Capitol Planning Region share | +/- vs Connecticut |
|---|---|---|
| Education and health care | 26.3% | -0.6 pts |
| Professional and administrative services | 11.7% | -0.6 pts |
| Manufacturing | 10.7% | 0.0 pts |
| Retail trade | 10.6% | +0.2 pts |
| Finance, insurance and real estate | 10.4% | +1.7 pts |
| Arts, lodging and food service | 7.4% | -0.4 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Neighboring counties at a glance
The six counties whose centers lie closest to Capitol Planning Region's, from 22 to 34 miles away. Lower Connecticut River Valley Planning Region leads the group on income ($104,428), Hampden County trails ($71,306), and Capitol Planning Region out-earns 4 of the six. Some neighbors are in Massachusetts. Lender licensing is state by state, so a loan for a Capitol Planning Region resident follows Connecticut rules.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Capitol Planning Region | - | $93,394 | $1,411/mo | 66% |
| Hampden County, MA | 22 mi | $71,306 | $1,136/mo | 62% |
| Lower Connecticut River Valley Planning Region, CT | 28 mi | $104,428 | $1,454/mo | 76% |
| Northeastern Connecticut Planning Region, CT | 31 mi | $90,589 | $1,155/mo | 77% |
| Northwest Hills Planning Region, CT | 33 mi | $93,551 | $1,193/mo | 76% |
| Naugatuck Valley Planning Region, CT | 34 mi | $86,191 | $1,330/mo | 69% |
| Southeastern Connecticut Planning Region, CT | 34 mi | $86,586 | $1,365/mo | 65% |
Cities, towns and CDPs in Capitol Planning Region
Here are the 14 most populous of the county's 66 Census places, with income and rent from the same 2020 to 2024 survey. About 100% of Capitol Planning Region residents live in one of the 66. Incomes vary by place: $201,397 at the median in West Simsbury, $37,839 in Storrs. Rent is cheapest in Blue Hills ($767) and steepest in Weatogue ($2,950). This guide covers each of the 66 places and the rural areas around them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Hartford | city | 121,127 | $46,411 | $1,269 | 6 mi |
| New Britain | city | 74,223 | $58,613 | $1,253 | 15 mi |
| West Hartford | CDP | 63,620 | $129,890 | $1,756 | 10 mi |
| East Hartford | CDP | 50,918 | $70,778 | $1,225 | 4 mi |
| Southington | town | 43,803 | $124,309 | $1,472 | 21 mi |
| Enfield | town | 41,090 | $90,404 | $1,574 | 12 mi |
| Manchester | CDP | 36,759 | $74,267 | $1,384 | 4 mi |
| Glastonbury | town | 35,293 | $157,192 | $1,700 | 9 mi |
| Newington | CDP | 30,896 | $102,884 | $1,524 | 12 mi |
| Vernon | town | 30,577 | $85,356 | $1,425 | 6 mi |
| Windsor | town | 29,468 | $104,725 | $1,681 | 6 mi |
| Wethersfield | CDP | 27,250 | $126,806 | $1,370 | 9 mi |
| Farmington | town | 27,134 | $141,120 | $1,807 | 15 mi |
| South Windsor | town | 26,907 | $144,961 | $1,864 | 1 mi |
CDPs are unincorporated communities the Census Bureau defines for counting.
What a median Capitol Planning Region budget can carry
Capitol Planning Region at the medians, through a lender's eyes (what DTI means):
- Monthly gross at the median, Capitol Planning Region: $7,783
- Rent at the median, $1,411, takes 18% of that
- Under a 35% cap, $2,724 total minus rent leaves $1,313
- With a 45% ceiling, about $2,091 remains for car, card, student and any new loan payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Before borrowing in Capitol Planning Region
The county's numbers point to a few situations that come up often for Capitol Planning Region borrowers.
- Higher earners. 47% of households clear $100,000; shop at least three lenders and pick the shortest term.
- Tight rental budgets. With 52% of Capitol Planning Region renters cost-burdened, test a new payment against a lean month.
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
More Capitol Planning Region figures
College graduates make up 42% of the adult population. The uninsured rate is 4.5%, against 5.4% for Connecticut.
| Capitol Planning Region | Connecticut | U.S. county median | |
|---|---|---|---|
| Median age | 40.0 | 41.1 | 41.5 |
| Bachelor's or higher | 42.1% | 42.5% | 22.2% |
| No high school diploma | 8.6% | 8.5% | n/a |
| No health insurance | 4.5% | 5.4% | 7.8% |
| No vehicle | 9.8% | 8.8% | 5.4% |
| Work from home | 16.9% | 16.0% | 8.7% |
| Poverty rate | 10.3% | 10.0% | 13.2% |
| Unemployment (ACS) | 5.2% | 5.6% | 4.4% |
| Minutes to work | Capitol Planning Region workers |
|---|---|
| Under 15 min | 26.9% |
| 15 to 29 min | 43.1% |
| 30 to 44 min | 20.6% |
| 45 to 59 min | 4.6% |
| 60+ min | 4.8% |
A Capitol Planning Region borrower's checklist
Quick steps for Capitol Planning Region:
- Know the exact dollar figure you need before talking to a lender.
- Prequalify with soft pulls where offered, then compare in writing.
- A Connecticut license check takes minutes; do it first.
- Ask a Capitol Planning Region credit union about member loans.
Lender oversight for Capitol Planning Region
Before sharing details with a lender, a Capitol Planning Region resident can confirm its license with the Connecticut Department of Banking. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. Statewide data and rules: Connecticut guide.
Nearby and statewide guides
For statewide rules and data, see the Connecticut guide.
Frequently asked questions
How much do households in Capitol Planning Region earn?
The median is $93,394; 47% earn $100,000 or more and 19% under $35,000. A lender uses your own documented income, not this figure.
Is Capitol Planning Region expensive for renters?
Median rent is $1,411 against $1,488 statewide, and 52% of renter households are cost-burdened.
Does this page cover Hartford?
Yes, along with the other 65 Census places in Capitol Planning Region, such as New Britain, West Hartford, East Hartford.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Capitol Planning Region or elsewhere in Connecticut, the same rules apply.
Is there a Capitol Planning Region office that licenses lenders?
No, licensing is statewide. In Connecticut it is the Connecticut Department of Banking.