1st Advantage MortgageNortheastern Connecticut Planning Region households have a median income of $90,589 and median rent of $1,155 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Connecticut before sharing details.
On this page
- Who lives in Northeastern Connecticut Planning Region
- What Northeastern Connecticut Planning Region households earn
- Renting and owning in Northeastern Connecticut Planning Region
- Jobs and commutes in Northeastern Connecticut Planning Region
- Northeastern Connecticut Planning Region towns compared
- The counties around Northeastern Connecticut Planning Region
- Who lives in Northeastern Connecticut Planning Region, in numbers
- Borrowing situations common in Northeastern Connecticut Planning Region
- Budget math at the Northeastern Connecticut Planning Region median
- Lender oversight for Northeastern Connecticut Planning Region
- Checklist for Northeastern Connecticut Planning Region applicants
- More guides for Northeastern Connecticut Planning Region
- Frequently asked questions
Who lives in Northeastern Connecticut Planning Region
With an estimated 96,312 residents (ACS 2020 to 2024), Northeastern Connecticut Planning Region ranks 9th of 9 in Connecticut for population. Packed into 554 square miles, that is close to 174 residents for every square mile of land. No metropolitan area includes Northeastern Connecticut Planning Region in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. The Census Bureau counts 30 places in the county (15 incorporated, 15 census-designated); the largest is Killingly, with about 17,867 residents, or 19% of the county.
What Northeastern Connecticut Planning Region households earn
Northeastern Connecticut Planning Region households have a median income of $90,589 (ACS 2020 to 2024), which ranks 5th of 9 in Connecticut.
| Yearly household income | Northeastern Connecticut Planning Region | Gap to Connecticut |
|---|---|---|
| Under $35,000 | 15.9% | -2.4 pts |
| $35,000 to $99,999 | 38.6% | +5.1 pts |
| $100,000 to $199,999 | 33.0% | +4.0 pts |
| $200,000 or more | 12.5% | -6.7 pts |
The spread is wide: 45% of Northeastern Connecticut Planning Region households make $100,000 or more, and 16% make less than $35,000. The poverty rate is 7.5%, 3 points lower than the state's 10.0%. A household earning below the $90,589 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Renting and owning in Northeastern Connecticut Planning Region
Median gross rent, utilities included, comes to $1,155 in Northeastern Connecticut Planning Region versus $1,488 statewide. Rent takes 30% or more of income for 41% of renter households here. Home values center on $307,600, or 3.4 years of median income. 77% of Northeastern Connecticut Planning Region households own their home and 23% rent. The median home was built in 1973, so roofs, wiring and heating systems are a common source of repair bills.
| Cost | Northeastern Connecticut Planning Region | Connecticut figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $1,155/mo | $1,488/mo | $877/mo |
| Median home value | $307,600 | $366,900 | $185,300 |
| Owners | 77% | 66% | 75% |
| Rent-burdened renters | 41% | 53% | 45% |
| Burdened owners | 29% | 30% | n/a |
| Vacant units | 6% | 7% | n/a |
Because most Northeastern Connecticut Planning Region households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Jobs and commutes in Northeastern Connecticut Planning Region
The biggest employer of Northeastern Connecticut Planning Region residents, by industry, is education and health care at 24% of workers, followed by manufacturing (15%). Compared with Connecticut, the county leans toward manufacturing (15% against 11%). The survey's unemployment rate for Northeastern Connecticut Planning Region averages 6.0% over 2020 to 2024 (state: 5.6%). 21% of commuters travel 45 minutes or more each way, and 12% work from home. Only 4.8% of homes here go without a vehicle.
| Top industries | Northeastern Connecticut Planning Region share | +/- vs Connecticut |
|---|---|---|
| Education and health care | 24.4% | -2.4 pts |
| Manufacturing | 14.7% | +4.0 pts |
| Retail trade | 12.6% | +2.2 pts |
| Professional and administrative services | 8.4% | -4.0 pts |
| Arts, lodging and food service | 7.8% | 0.0 pts |
| Construction | 6.8% | +0.7 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Northeastern Connecticut Planning Region towns compared
30 Census places fall mainly inside Northeastern Connecticut Planning Region; the 14 biggest are below. They account for 105,884 residents, leaving about 0% of the county in unincorporated, unnamed areas. Among places of 500 or more people, median income runs from $44,349 in Mechanicsville to $121,926 in Ashford. Live in one of these Northeastern Connecticut Planning Region communities, or between them? This is your local guide.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Killingly | town | 17,867 | $84,350 | $1,044 | 6 mi |
| Plainfield | town | 15,141 | $76,993 | $1,204 | 11 mi |
| Thompson | town | 9,337 | $93,629 | $1,012 | 12 mi |
| Woodstock | town | 8,319 | $112,011 | $1,202 | 9 mi |
| Putnam | CDP | 7,120 | $65,511 | $1,147 | 6 mi |
| Canterbury | town | 5,124 | $103,198 | $924 | 10 mi |
| Pomfret | town | 4,317 | $108,476 | $1,210 | 2 mi |
| Ashford | town | 4,226 | $121,926 | $1,246 | 11 mi |
| Danielson | borough | 4,209 | $64,050 | $1,235 | 5 mi |
| Sterling | town | 3,629 | $102,695 | n/a | 13 mi |
| Moosup | CDP | 2,885 | $73,024 | $1,066 | 10 mi |
| Voluntown | town | 2,604 | $101,964 | $1,166 | 20 mi |
| East Brooklyn | CDP | 2,377 | $73,698 | $1,061 | 5 mi |
| Plainfield Village | CDP | 2,316 | $54,375 | $1,267 | 12 mi |
The counties around Northeastern Connecticut Planning Region
Providence County is closest, 20 miles from center to center; the sixth, Washington County, is 36 miles off. Washington County leads the group on income ($106,638), Providence County trails ($78,787), and Northeastern Connecticut Planning Region out-earns 2 of the six. The list crosses into Massachusetts, Rhode Island, where different lending rules and regulators apply.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Northeastern Connecticut Planning Region | - | $90,589 | $1,155/mo | 77% |
| Providence County, RI | 20 mi | $78,787 | $1,312/mo | 57% |
| Kent County, RI | 23 mi | $94,345 | $1,327/mo | 73% |
| Southeastern Connecticut Planning Region, CT | 26 mi | $86,586 | $1,365/mo | 65% |
| Capitol Planning Region, CT | 31 mi | $93,394 | $1,411/mo | 66% |
| Worcester County, MA | 32 mi | $95,939 | $1,426/mo | 66% |
| Washington County, RI | 36 mi | $106,638 | $1,327/mo | 78% |
Who lives in Northeastern Connecticut Planning Region, in numbers
Degree holders: 26% of adults over 25. About 4% go without health insurance.
| Measure | Northeastern Connecticut Planning Region | Connecticut statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 44.1 | 41.1 | 41.5 |
| Bachelor's or higher | 26.1% | 42.5% | 22.2% |
| No high school diploma | 7.5% | 8.5% | n/a |
| No health insurance | 3.8% | 5.4% | 7.8% |
| No vehicle | 4.8% | 8.8% | 5.4% |
| Work from home | 11.9% | 16.0% | 8.7% |
| Poverty rate | 7.5% | 10.0% | 13.2% |
| Unemployment (ACS) | 6.0% | 5.6% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 24.6% |
| 15 to 29 min | 31.6% |
| 30 to 44 min | 22.4% |
| 45 to 59 min | 10.2% |
| 60+ min | 11.2% |
Borrowing situations common in Northeastern Connecticut Planning Region
What the Northeastern Connecticut Planning Region figures suggest, and what to check first:
- Keeping the car running. At 21% with long commutes, repairs are a frequent Northeastern Connecticut Planning Region emergency; first decide if the car is worth fixing.
- Higher earners. 45% of households clear $100,000; shop at least three lenders and pick the shortest term.
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
Budget math at the Northeastern Connecticut Planning Region median
The debt-to-income ratio is the main affordability test lenders use. Applied to Northeastern Connecticut Planning Region's medians:
- Start: $7,549 gross per month ($90,589 / 12)
- Housing at the median rent of $1,155 uses 15%
- Under a 36% cap, $2,718 total minus rent leaves $1,563
- 43% debt-to-income limit: $2,091 left for all other debt payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Lender oversight for Northeastern Connecticut Planning Region
No county office licenses personal lenders. For Northeastern Connecticut Planning Region, check the Connecticut Department of Banking. A CFPB complaint gets forwarded to the company for a response. The Connecticut guide covers state rules in more detail.
Checklist for Northeastern Connecticut Planning Region applicants
Quick steps for Northeastern Connecticut Planning Region:
- Know the exact dollar figure you need before talking to a lender.
- Shop at least three lenders, including one Northeastern Connecticut Planning Region-area credit union.
- Verify the Connecticut license before giving out your Social Security number.
- Keep a small cushion so one surprise bill does not mean another loan.
More guides for Northeastern Connecticut Planning Region
The Connecticut guide covers the whole state.
Frequently asked questions
Is Northeastern Connecticut Planning Region a high-income county?
Its $90,589 median ranks 5th of 9 Connecticut counties and compares with $65,681 for the median U.S. county.
How much is rent in Northeastern Connecticut Planning Region?
Median gross rent, utilities included, is $1,155 a month; 41% of renters spend 30% or more of income on it.
Which towns does the Northeastern Connecticut Planning Region guide cover?
Every community in the county, unincorporated areas included. The largest of its 30 Census places: Killingly, Plainfield, Thompson, Woodstock, Putnam.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Northeastern Connecticut Planning Region or elsewhere in Connecticut, the same rules apply.
Who do I complain to about a lender in Northeastern Connecticut Planning Region?
Start with the Connecticut Department of Banking, then the CFPB complaint portal. Keep copies of every message.