1st Advantage MortgageIn Cassia County, Idaho, the typical household earns $70,830 a year and the typical rent is $1,000. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Cassia County by the numbers
- Rent, home values and ownership in Cassia County
- What Cassia County households earn
- The Cassia County job picture
- Cassia County next to its neighbors
- Cassia County towns compared
- Debt-to-income at Cassia County's medians
- People and households in Cassia County
- Before borrowing in Cassia County
- A Cassia County borrower's checklist
- Lender oversight for Cassia County
- More guides for Cassia County
- Frequently asked questions
Cassia County by the numbers
Roughly 25,483 residents live in Cassia County, Idaho, 15th by population among the state's 44 counties and county equivalents. Land area is 2,566 square miles (2024 Gazetteer), so density runs near 10 per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 5 places in the county (5 incorporated, 0 census-designated); the largest is Burley, with about 11,958 residents, or 47% of the county.
Rent, home values and ownership in Cassia County
A typical Cassia County rental runs $1,000 a month including utilities, which is 19% below Idaho. By the Census definition, 43% of Cassia County renters are cost-burdened. The median owner-occupied home is valued at $284,600, about 4.0 times the median household income. The ownership rate is 69%. The median home was built in 1975, so roofs, wiring and heating systems are a common source of repair bills.
| Cost | Cassia County | Idaho figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $1,000/mo | $1,238/mo | $877/mo |
| Median home value | $284,600 | $418,600 | $185,300 |
| Owners | 69% | 72% | 75% |
| Rent-burdened renters | 43% | 47% | 45% |
| Burdened owners | 23% | 27% | n/a |
What Cassia County households earn
Cassia County households have a median income of $70,830 (ACS 2020 to 2024), which ranks 18th of 44 in Idaho.
| Household income | Cassia County | vs Idaho |
|---|---|---|
| Under $35,000 | 21.3% | +2.2 pts |
| $35,000 to $99,999 | 46.9% | +3.2 pts |
| $100,000 to $199,999 | 26.0% | -1.9 pts |
| $200,000 or more | 5.7% | -3.5 pts |
Some 21% of households here live on less than $35,000 a year; 32% have six-figure incomes. Census counts 12.4% of Cassia County residents in poverty, against 10.6% across Idaho. Income inequality, measured by the Gini index, comes to 0.442 here. A household earning below the $70,830 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
The Cassia County job picture
Education and health care employs 18% of working residents, the largest share; manufacturing is next with 15%. Agriculture, forestry and mining stands out: 11% of workers here, versus 4% statewide. ACS puts five-year average unemployment at 2.4% in Cassia County. Long commutes are the exception here: 10% of workers spend 45 minutes or longer getting to work.
| Top industries | Cassia County share | +/- vs Idaho |
|---|---|---|
| Education and health care | 18.4% | -4.0 pts |
| Manufacturing | 14.7% | +5.3 pts |
| Retail trade | 12.0% | +0.4 pts |
| Agriculture, forestry and mining | 11.3% | +7.3 pts |
| Construction | 8.5% | -0.8 pts |
| Professional and administrative services | 7.6% | -2.9 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Cassia County next to its neighbors
Distances run center to center, from Minidoka County at 40 miles out to Lincoln County at 56. Income ranges from $61,146 in Power County to $84,550 in Box Elder County; 3 of these neighbors top Cassia County's median. Some neighbors are in Utah. Lender licensing is state by state, so a loan for a Cassia County resident follows Idaho rules.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Cassia County | - | $70,830 | $1,000/mo | 69% |
| Minidoka County, ID | 40 mi | $70,377 | $900/mo | 69% |
| Jerome County, ID | 43 mi | $71,724 | $966/mo | 75% |
| Power County, ID | 49 mi | $61,146 | $767/mo | 74% |
| Twin Falls County, ID | 53 mi | $67,409 | $1,089/mo | 70% |
| Box Elder County, UT | 54 mi | $84,550 | $1,116/mo | 76% |
| Lincoln County, ID | 56 mi | $71,453 | $1,021/mo | 79% |
Cassia County towns compared
The table lists the 5 largest of 5 Census places in Cassia County, by population. Together all 5 hold about 13,987 people, so roughly 45% of residents live outside any named place. Live in one of these Cassia County communities, or between them? This is your local guide.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Burley | city | 11,958 | $67,468 | $984 | 20 mi |
| Oakley | city | 830 | $78,750 | $1,104 | 13 mi |
| Declo | city | 477 | $46,782 | $1,089 | 16 mi |
| Albion | city | 376 | $68,125 | $1,361 | 9 mi |
| Malta | city | 346 | $55,682 | n/a | 13 mi |
Debt-to-income at Cassia County's medians
The debt-to-income ratio is the main affordability test lenders use. Applied to Cassia County's medians:
- $5,902 a month: gross income for a household at the Cassia County median
- 17% goes to median rent ($1,000)
- 35% debt-to-income limit: $1,066 left for all other debt payments
- 45% debt-to-income limit: $1,656 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
People and households in Cassia County
College graduates make up 21% of the adult population. The uninsured rate is 11.7%, against 9.1% for Idaho.
| Indicator | Cassia County | All of Idaho | U.S. county median |
|---|---|---|---|
| Median age | 33.2 | 37.3 | 41.5 |
| Bachelor's or higher | 21.3% | 31.8% | 22.2% |
| No high school diploma | 14.6% | 8.1% | n/a |
| No health insurance | 11.7% | 9.1% | 7.8% |
| No vehicle | 4.6% | 3.7% | 5.4% |
| Work from home | 8.9% | 13.3% | 8.7% |
| Poverty rate | 12.4% | 10.6% | 13.2% |
| Unemployment (ACS) | 2.4% | 3.7% | 4.4% |
| One-way commute | Share of Cassia County workers |
|---|---|
| Under 15 min | 50.7% |
| 15 to 29 min | 33.3% |
| 30 to 44 min | 6.2% |
| 45 to 59 min | 5.8% |
| 60+ min | 4.0% |
Before borrowing in Cassia County
The county's numbers point to a few situations that come up often for Cassia County borrowers.
- Health costs. With 12% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
- Consolidating cards in Cassia County. Compare the total repaid, not the monthly figure (how).
A Cassia County borrower's checklist
Before you apply, wherever you live in Cassia County:
- Borrow the amount the job needs; extra cash adds interest.
- Collect three written offers and compare APR and total repaid.
- A Idaho license check takes minutes; do it first.
- Confirm the first due date before setting up autopay.
Lender oversight for Cassia County
Licensing happens at the state level, so a lender working with Cassia County borrowers answers to the Idaho Department of Finance. Problems with a lender can also go to the CFPB. More on Idaho: Idaho personal loans.
More guides for Cassia County
For statewide rules and data, see the Idaho guide.
Frequently asked questions
What is the median household income in Cassia County?
$70,830 a year in the 2020 to 2024 Census survey, versus $77,800 for Idaho. It ranks 18th of 44 in the state.
What do renters pay in Cassia County?
$1,000 a month at the median, about 17% of median household income.
Does this page cover Burley?
Yes, along with the other 4 Census places in Cassia County, such as Oakley, Declo, Albion.
Can Cassia County residents use the questionnaire?
Yes. It asks the same questions in every Idaho county, lists every requirement up front and does not affect your credit score.
Is there a Cassia County office that licenses lenders?
No, licensing is statewide. In Idaho it is the Idaho Department of Finance.