1st Advantage MortgageAbout 70% of Twin Falls County homes are owner-occupied, and the median household income is $67,409. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Idaho license first.
On this page
- Twin Falls County at a glance
- Work, industries and travel time in Twin Falls County
- Paychecks and income spread in Twin Falls County
- What it costs to live in Twin Falls County
- The communities that make up Twin Falls County
- Counties near Twin Falls County
- A Twin Falls County household budget, worked through
- Who lives in Twin Falls County, in numbers
- Borrowing situations common in Twin Falls County
- Steps before you apply in Twin Falls County
- Idaho rules that apply in Twin Falls County
- More guides for Twin Falls County
- Frequently asked questions
Twin Falls County at a glance
With an estimated 93,734 residents (ACS 2020 to 2024), Twin Falls County ranks 5th of 44 in Idaho for population. Land area is 1,922 square miles (2024 Gazetteer), so density runs near 49 per square mile. It is one of the counties that make up the Twin Falls, ID metropolitan statistical area (OMB, 2023). Of the 8 Census places inside Twin Falls County, Twin Falls leads by population with about 54,164; 8 of the 8 are incorporated.
Work, industries and travel time in Twin Falls County
Education and health care employs 21% of working residents, the largest share; retail trade is next with 13%. The sharpest difference from the state is in manufacturing, at 13% locally and 9% for Idaho. Averaged over the five survey years, 3.0% of the labor force was out of work and looking. About 79% drive to work alone and 7% have trips of 45 minutes or more. 2.9% of households have no vehicle.
| Industry | Share of Twin Falls County workers | vs Idaho |
|---|---|---|
| Education and health care | 21.3% | -1.1 pts |
| Retail trade | 13.1% | +1.5 pts |
| Manufacturing | 13.0% | +3.6 pts |
| Arts, lodging and food service | 9.5% | +0.9 pts |
| Professional and administrative services | 7.3% | -3.2 pts |
| Construction | 6.9% | -2.4 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Twin Falls County should have bank statements and tax returns ready.
Paychecks and income spread in Twin Falls County
Half of Twin Falls County households take in less than $67,409 a year and half take in more, 13% below the Idaho median of $77,800.
| Band | Twin Falls County | Compared with Idaho |
|---|---|---|
| Under $35,000 | 22.7% | +3.7 pts |
| $35,000 to $99,999 | 44.7% | +0.9 pts |
| $100,000 to $199,999 | 25.8% | -2.2 pts |
| $200,000 or more | 6.8% | -2.4 pts |
Some 23% of households here live on less than $35,000 a year; 33% have six-figure incomes. Census counts 11.5% of Twin Falls County residents in poverty, against 10.6% across Idaho. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Twin Falls County median.
What it costs to live in Twin Falls County
Median gross rent, utilities included, comes to $1,089 in Twin Falls County versus $1,238 statewide. 52% of renting households spend 30% or more of income on rent, and 21% spend half or more. Home values center on $337,900, or 5.0 years of median income. Owners occupy 70% of homes.
| Housing | Twin Falls County | Idaho statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $1,089/mo | $1,238/mo | $877/mo |
| Median home value | $337,900 | $418,600 | $185,300 |
| Owners | 70% | 72% | 75% |
| Rent-burdened renters | 52% | 47% | 45% |
| Burdened owners | 29% | 27% | n/a |
Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
The communities that make up Twin Falls County
8 Census places fall mainly inside Twin Falls County; the 8 biggest are below. They account for 68,757 residents, leaving about 27% of the county in unincorporated, unnamed areas. Incomes vary by place: $97,799 at the median in Kimberly, $50,083 in Hansen. Median rent ranges from $788 in Hansen to $1,168 in Filer. No Twin Falls County place has a separate guide yet; this county page serves all 8.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Twin Falls | city | 54,164 | $61,205 | $1,082 | 18 mi |
| Kimberly | city | 5,111 | $97,799 | $1,127 | 20 mi |
| Buhl | city | 4,673 | $55,568 | $1,148 | 18 mi |
| Filer | city | 2,925 | $64,671 | $1,168 | 15 mi |
| Hansen | city | 1,225 | $50,083 | $788 | 22 mi |
| Hollister | city | 347 | $56,944 | $1,054 | 4 mi |
| Castleford | city | 183 | $46,667 | $857 | 16 mi |
| Murtaugh | city | 129 | $48,750 | n/a | 27 mi |
Counties near Twin Falls County
The six counties whose centers lie closest to Twin Falls County's, from 31 to 79 miles away. Income ranges from $63,559 in Gooding County to $71,724 in Jerome County; 4 of these neighbors top Twin Falls County's median.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Twin Falls County | - | $67,409 | $1,089/mo | 70% |
| Jerome County, ID | 31 mi | $71,724 | $966/mo | 75% |
| Gooding County, ID | 44 mi | $63,559 | $880/mo | 71% |
| Lincoln County, ID | 51 mi | $71,453 | $1,021/mo | 79% |
| Cassia County, ID | 53 mi | $70,830 | $1,000/mo | 69% |
| Minidoka County, ID | 63 mi | $70,377 | $900/mo | 69% |
| Owyhee County, ID | 79 mi | $64,406 | $821/mo | 73% |
A Twin Falls County household budget, worked through
The debt-to-income ratio is the main affordability test lenders use. Applied to Twin Falls County's medians:
- Start: $5,617 gross per month ($67,409 / 12)
- Rent at the median, $1,089, takes 19% of that
- 36% debt-to-income limit: $933 left for all other debt payments
If your rent is above $1,089, the room shrinks dollar for dollar.
Who lives in Twin Falls County, in numbers
24% of Twin Falls County adults 25 and older hold a bachelor's degree or more. 10.2% of residents have no health coverage.
| Residents | Twin Falls County | Idaho | Middle U.S. county |
|---|---|---|---|
| Median age | 36.1 | 37.3 | 41.5 |
| Bachelor's or higher | 23.5% | 31.8% | 22.2% |
| No high school diploma | 10.7% | 8.1% | n/a |
| No health insurance | 10.2% | 9.1% | 7.8% |
| No vehicle | 2.9% | 3.7% | 5.4% |
| Work from home | 7.4% | 13.3% | 8.7% |
| Poverty rate | 11.5% | 10.6% | 13.2% |
| Unemployment (ACS) | 3.0% | 3.7% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 48.3% |
| 15 to 29 min | 33.9% |
| 30 to 44 min | 10.7% |
| 45 to 59 min | 4.0% |
| 60+ min | 3.1% |
Borrowing situations common in Twin Falls County
A few patterns in the Twin Falls County data, and the practical point behind each:
- Hospital bills in Twin Falls County. For the 10% of residents without coverage, the provider's charity-care program comes before any loan (details).
- 52% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
- Check your file. An error fixed before you apply can change the offers a Twin Falls County borrower sees (free reports).
Steps before you apply in Twin Falls County
Quick steps for Twin Falls County:
- Borrow the amount the job needs; extra cash adds interest.
- Ask each lender for the APR and all fees in writing.
- Check the license, then the reviews, then the offer.
- Keep a small cushion so one surprise bill does not mean another loan.
Idaho rules that apply in Twin Falls County
No county office licenses personal lenders. For Twin Falls County, check the Idaho Department of Finance. Problems with a lender can also go to the CFPB. See the Idaho state guide for the statewide picture.
More guides for Twin Falls County
For statewide rules and data, see the Idaho guide.
Frequently asked questions
Is Twin Falls County a high-income county?
Its $67,409 median ranks 23rd of 44 Idaho counties and compares with $65,681 for the median U.S. county.
How much is rent in Twin Falls County?
Median gross rent, utilities included, is $1,089 a month; 52% of renters spend 30% or more of income on it.
I own my home in Twin Falls County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 70% of homes owner-occupied here, many readers can compare both in writing.
What are the biggest places in Twin Falls County?
By population: Twin Falls, Kimberly, Buhl, Filer, Hansen. The county has 8 Census places in all.
Is the fit check different in Twin Falls County?
No. It is identical everywhere, and it never looks at your neighborhood.