1st Advantage MortgageIn Claiborne County, Mississippi, the typical household earns $31,897 a year and the typical rent is $660. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Claiborne County, MS: the basics
- Paychecks and income spread in Claiborne County
- Employment and commuting in Claiborne County
- Renting and owning in Claiborne County
- How Claiborne County compares with nearby counties
- The communities that make up Claiborne County
- Budget math at the Claiborne County median
- Reading the Claiborne County data as a borrower
- Claiborne County households compared
- Licensing and complaints for Claiborne County
- A Claiborne County borrower's checklist
- Nearby and statewide guides
- Frequently asked questions
Claiborne County, MS: the basics
Roughly 8,582 residents live in Claiborne County, Mississippi, 73rd by population among the state's 82 counties and county equivalents. It covers 487 square miles of land, or about 18 people per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 4 Census places inside Claiborne County, Port Gibson leads by population with about 1,261; 1 of the 4 are incorporated. Because Claiborne County is small, the survey's margins of error are wide; treat the numbers as approximate.
Paychecks and income spread in Claiborne County
The median household income in Claiborne County is $31,897; statewide it is $56,447, so Claiborne County runs 43% below Mississippi as a whole.
| Household income | Claiborne County | vs Mississippi |
|---|---|---|
| Under $35,000 | 53.3% | +20.8 pts |
| $35,000 to $99,999 | 39.0% | -2.3 pts |
| $100,000 to $199,999 | 6.4% | -14.2 pts |
| $200,000 or more | 1.4% | -4.4 pts |
About 53% of households earn under $35,000, while 8% clear $100,000. 30.7% of residents fall below the federal poverty line (statewide: 18.9%). None of these numbers decides a Claiborne County application. Lenders weigh your own documented income against your own debts.
Employment and commuting in Claiborne County
The biggest employer of Claiborne County residents, by industry, is education and health care at 33% of workers, followed by manufacturing (14%). The sharpest difference from the state is in education and health care, at 33% locally and 25% for Mississippi. Averaged over the five survey years, 6.9% of the labor force was out of work and looking. About 86% drive to work alone and 32% have trips of 45 minutes or more.
| Sector | Claiborne County | Compared with Mississippi |
|---|---|---|
| Education and health care | 32.9% | +7.5 pts |
| Manufacturing | 14.0% | +1.0 pts |
| Arts, lodging and food service | 11.9% | +3.2 pts |
| Public administration | 8.7% | +3.6 pts |
| Construction | 6.3% | -0.5 pts |
| Transportation, warehousing and utilities | 6.2% | -1.1 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Renting and owning in Claiborne County
Renters in Claiborne County pay a median of $660 a month, 31% below the Mississippi figure of $954. Rent takes 30% or more of income for 58% of renter households here. Home values center on $82,700, or 2.6 years of median income. 77% of Claiborne County households own their home and 23% rent. The median year built is 1982.
| Measure | Claiborne County | Mississippi | Median U.S. county |
|---|---|---|---|
| Median gross rent | $660/mo | $954/mo | $877/mo |
| Median home value | $82,700 | $169,800 | $185,300 |
| Owners | 77% | 70% | 75% |
| Rent-burdened renters | 58% | 51% | 45% |
| Burdened owners | 50% | 26% | n/a |
| Vacant units | 24% | 15% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare). High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
How Claiborne County compares with nearby counties
Six nearby counties, 18 to 33 miles away by the straight-line distance between their centers. All of the six report a higher median household income than Claiborne County; Warren County is highest at $59,401 and Madison Parish lowest at $35,456. Some neighbors are in Louisiana. Lender licensing is state by state, so a loan for a Claiborne County resident follows Mississippi rules.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Claiborne County | - | $31,897 | $660/mo | 77% |
| Jefferson County, MS | 18 mi | $38,305 | $448/mo | 83% |
| Tensas Parish, LA | 25 mi | $36,615 | $601/mo | 74% |
| Warren County, MS | 27 mi | $59,401 | $888/mo | 70% |
| Copiah County, MS | 28 mi | $49,089 | $766/mo | 74% |
| Madison Parish, LA | 32 mi | $35,456 | $649/mo | 53% |
| Hinds County, MS | 33 mi | $49,402 | $1,061/mo | 58% |
The communities that make up Claiborne County
The table lists the 4 largest of 4 Census places in Claiborne County, by population. Together all 4 hold about 2,673 people, so roughly 69% of residents live outside any named place. No Claiborne County place has a separate guide yet; this county page serves all 4.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Port Gibson | city | 1,261 | $42,656 | $497 | 4 mi |
| Alcorn State University | CDP | 972 | n/a | n/a | 15 mi |
| Hermanville | CDP | 400 | n/a | n/a | 5 mi |
| Pattison | CDP | 40 | n/a | n/a | 6 mi |
Budget math at the Claiborne County median
How much room does a median Claiborne County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Monthly gross at the median, Claiborne County: $2,658
- 25% goes to median rent ($660)
- Under a 36% cap, $957 total minus rent leaves $297
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Reading the Claiborne County data as a borrower
Where the Claiborne County numbers stand out, and why it matters for a loan:
- Hospital bills in Claiborne County. For the 15% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Commuter costs. 32% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Mobile home upkeep. 37% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- 31% below poverty. Emergency aid, payment plans and counseling (list) come first.
Claiborne County households compared
College graduates make up 18% of the adult population. The uninsured rate is 15.1%, against 11.0% for Mississippi.
| Indicator | Claiborne County | All of Mississippi | U.S. county median |
|---|---|---|---|
| Median age | 35.1 | 38.6 | 41.5 |
| Bachelor's or higher | 18.1% | 25.1% | 22.2% |
| No high school diploma | 19.2% | 12.9% | n/a |
| No health insurance | 15.1% | 11.0% | 7.8% |
| No vehicle | 12.0% | 6.3% | 5.4% |
| Work from home | 1.5% | 5.9% | 8.7% |
| Poverty rate | 30.7% | 18.9% | 13.2% |
| Unemployment (ACS) | 6.9% | 5.8% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 33.8% |
| 15 to 29 min | 15.1% |
| 30 to 44 min | 19.3% |
| 45 to 59 min | 22.1% |
| 60+ min | 9.7% |
Licensing and complaints for Claiborne County
Claiborne County borrowers fall under statewide rules, enforced by the Mississippi Department of Banking and Consumer Finance. A CFPB complaint gets forwarded to the company for a response. The Mississippi guide covers state rules in more detail.
A Claiborne County borrower's checklist
A short checklist for Claiborne County borrowers:
- Borrow the amount the job needs; extra cash adds interest.
- Collect three written offers and compare APR and total repaid.
- Confirm the lender is licensed in Mississippi.
- Confirm the first due date before setting up autopay.
Nearby and statewide guides
For statewide rules and data, see the Mississippi guide.
Frequently asked questions
What does a typical Claiborne County household make?
About $31,897 a year at the median (ACS 2020-24), 43% below the Mississippi median.
Is Claiborne County expensive for renters?
Median rent is $660 against $954 statewide, and 58% of renter households are cost-burdened.
Which towns does the Claiborne County guide cover?
Every community in the county, unincorporated areas included. The largest of its 4 Census places: Port Gibson, Alcorn State University, Hermanville, Pattison.
Can Claiborne County residents use the questionnaire?
Yes. It asks the same questions in every Mississippi county, lists every requirement up front and does not affect your credit score.
Who regulates personal lenders for Claiborne County residents?
The Mississippi Department of Banking and Consumer Finance licenses consumer lenders in Mississippi; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.