1st Advantage MortgageWarren County households have a median income of $59,401 and median rent of $888 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Mississippi before sharing details.
On this page
- Warren County, MS: the basics
- Rent, home values and ownership in Warren County
- What Warren County households earn
- How Warren County residents earn a living
- Warren County towns compared
- The counties around Warren County
- Room for a loan payment in Warren County
- Local borrowing considerations for Warren County
- Who lives in Warren County, in numbers
- Steps before you apply in Warren County
- Checking a lender's license in Mississippi
- Nearby and statewide guides
- Frequently asked questions
Warren County, MS: the basics
The latest five-year Census estimate puts Warren County's population at 43,020; only 16 of Mississippi's 82 county-level areas are larger. Land area is 589 square miles (2024 Gazetteer), so density runs near 73 per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 5 Census places inside Warren County, Vicksburg leads by population with about 20,589; 1 of the 5 are incorporated.
Rent, home values and ownership in Warren County
Renters in Warren County pay a median of $888 a month, 7% below the Mississippi figure of $954. Rent takes 30% or more of income for 45% of renter households here. With a median value of $156,400, a typical Warren County house costs 2.6 times what the median household earns in a year. 70% of Warren County households own their home and 30% rent.
| Housing | Warren County | Mississippi statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $888/mo | $954/mo | $877/mo |
| Median home value | $156,400 | $169,800 | $185,300 |
| Owners | 70% | 70% | 75% |
| Rent-burdened renters | 45% | 51% | 45% |
| Burdened owners | 25% | 26% | n/a |
| Mobile homes | 18.6% | 14.4% | n/a |
What Warren County households earn
At $59,401, the typical Warren County household income is 10% below the median U.S. county ($65,681). That places it 14th among Mississippi's 82 county-level areas.
| Households earning | Warren County | +/- vs Mississippi |
|---|---|---|
| Under $35,000 | 29.7% | -2.7 pts |
| $35,000 to $99,999 | 41.7% | +0.5 pts |
| $100,000 to $199,999 | 20.0% | -0.6 pts |
| $200,000 or more | 8.5% | +2.8 pts |
The spread is wide: 29% of Warren County households make $100,000 or more, and 30% make less than $35,000. The poverty rate is 19.5%, 1 point higher than the state's 18.9%. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
How Warren County residents earn a living
The biggest employer of Warren County residents, by industry, is education and health care at 23% of workers, followed by retail trade (12%). The sharpest difference from the state is in construction, at 11% locally and 7% for Mississippi. ACS puts five-year average unemployment at 4.8% in Warren County. Long commutes are the exception here: 13% of workers spend 45 minutes or longer getting to work. Households without a car make up 6.0% of the total (6.3% statewide).
| Top industries | Warren County share | +/- vs Mississippi |
|---|---|---|
| Education and health care | 22.5% | -2.8 pts |
| Retail trade | 11.7% | +0.4 pts |
| Arts, lodging and food service | 11.5% | +2.8 pts |
| Construction | 10.7% | +3.9 pts |
| Professional and administrative services | 10.6% | +3.1 pts |
| Manufacturing | 10.2% | -2.8 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Warren County towns compared
5 Census places fall mainly inside Warren County; the 5 biggest are below. They account for 25,720 residents, leaving about 40% of the county in unincorporated, unnamed areas. Live in one of these Warren County communities, or between them? This is your local guide.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Vicksburg | city | 20,589 | $45,781 | $820 | 3 mi |
| Beechwood | CDP | 4,168 | $91,600 | $853 | 3 mi |
| Eagle Bend | CDP | 408 | n/a | n/a | 16 mi |
| Redwood | CDP | 299 | n/a | n/a | 9 mi |
| Bovina | CDP | 256 | n/a | n/a | 7 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
The counties around Warren County
Madison Parish is closest, 22 miles from center to center; the sixth, Sharkey County, is 37 miles off. Hinds County leads the group on income ($49,402), Issaquena County trails ($31,429), and Warren County out-earns 6 of the six. Some neighbors are in Louisiana. Lender licensing is state by state, so a loan for a Warren County resident follows Mississippi rules.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Warren County | - | $59,401 | $888/mo | 70% |
| Madison Parish, LA | 22 mi | $35,456 | $649/mo | 53% |
| Hinds County, MS | 23 mi | $49,402 | $1,061/mo | 58% |
| Claiborne County, MS | 27 mi | $31,897 | $660/mo | 77% |
| Issaquena County, MS | 29 mi | $31,429 | $339/mo | 66% |
| East Carroll Parish, LA | 34 mi | $33,341 | $652/mo | 58% |
| Sharkey County, MS | 37 mi | $40,000 | $623/mo | 67% |
Room for a loan payment in Warren County
Here is the Warren County median household run through a simple DTI check. Your numbers will differ.
- Median income divided by twelve: $4,950 before taxes
- Housing at the median rent of $888 uses 18%
- At 35%, room after rent is $845 a month
- At 45%, room after rent is $1,340 a month
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Local borrowing considerations for Warren County
What the Warren County figures suggest, and what to check first:
- Manufactured homes. 19% of Warren County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Lower-cost alternatives. In a county with 20% in poverty, nonprofit credit counseling may beat a loan (options).
- 45% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
Who lives in Warren County, in numbers
Degree holders: 29% of adults over 25. 9.4% of residents have no health coverage.
| People and households | Warren County | Mississippi | Median county |
|---|---|---|---|
| Median age | 40.8 | 38.6 | 41.5 |
| Bachelor's or higher | 28.8% | 25.1% | 22.2% |
| No high school diploma | 11.7% | 12.9% | n/a |
| No health insurance | 9.4% | 11.0% | 7.8% |
| No vehicle | 6.0% | 6.3% | 5.4% |
| Work from home | 3.5% | 5.9% | 8.7% |
| Poverty rate | 19.5% | 18.9% | 13.2% |
| Unemployment (ACS) | 4.8% | 5.8% | 4.4% |
| Commute length | Warren County |
|---|---|
| Under 15 min | 37.2% |
| 15 to 29 min | 39.4% |
| 30 to 44 min | 10.5% |
| 45 to 59 min | 6.3% |
| 60+ min | 6.7% |
Steps before you apply in Warren County
Quick steps for Warren County:
- Know the exact dollar figure you need before talking to a lender.
- Ask each lender for the APR and all fees in writing.
- Only work with lenders licensed for Mississippi borrowers.
- Ask about early-payoff penalties.
Checking a lender's license in Mississippi
The Mississippi Department of Banking and Consumer Finance is the place to verify any lender's Mississippi license. A CFPB complaint gets forwarded to the company for a response. The Mississippi guide covers state rules in more detail.
Nearby and statewide guides
The Mississippi guide covers the whole state.
Frequently asked questions
How much do households in Warren County earn?
The median is $59,401; 29% earn $100,000 or more and 30% under $35,000. A lender uses your own documented income, not this figure.
How much is rent in Warren County?
Median gross rent, utilities included, is $888 a month; 45% of renters spend 30% or more of income on it.
What are the biggest places in Warren County?
By population: Vicksburg, Beechwood, Eagle Bend, Redwood, Bovina. The county has 5 Census places in all.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Warren County or elsewhere in Mississippi, the same rules apply.
Where can someone in Warren County check a lender's license?
With the Mississippi Department of Banking and Consumer Finance. If a lender is unlicensed or asks for a fee before funding, walk away.