1st Advantage MortgageAbout 69% of Claiborne Parish homes are owner-occupied, and the median household income is $32,831. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- A quick profile of Claiborne Parish
- Paychecks and income spread in Claiborne Parish
- Work, industries and travel time in Claiborne Parish
- Rent, home values and ownership in Claiborne Parish
- Claiborne Parish towns compared
- Neighboring counties at a glance
- A Claiborne Parish household budget, worked through
- Before borrowing in Claiborne Parish
- Claiborne Parish households compared
- Four steps for Claiborne Parish borrowers
- Who licenses lenders for Claiborne Parish residents
- Nearby and statewide guides
- Frequently asked questions
A quick profile of Claiborne Parish
The latest five-year Census estimate puts Claiborne Parish's population at 13,833; only 52 of Louisiana's 64 county-level areas are larger. Spread over 755 square miles, that works out to roughly 18.3 residents per square mile. Under the July 2023 OMB definitions, Claiborne Parish is not part of any metropolitan area. The Census Bureau counts 5 places in the county (5 incorporated, 0 census-designated); the largest is Homer, with about 2,654 residents, or 19% of the county.
Paychecks and income spread in Claiborne Parish
Claiborne Parish households have a median income of $32,831 (ACS 2020 to 2024), which ranks 64th of 64 in Louisiana.
| Households earning | Claiborne Parish | +/- vs Louisiana |
|---|---|---|
| Under $35,000 | 53.5% | +22.8 pts |
| $35,000 to $99,999 | 36.2% | -3.1 pts |
| $100,000 to $199,999 | 8.4% | -13.7 pts |
| $200,000 or more | 1.8% | -6.0 pts |
About 54% of households earn under $35,000, while 10% clear $100,000. The poverty rate is 32.0%, 13 points higher than the state's 18.9%. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Work, industries and travel time in Claiborne Parish
By the Census industry count, 25% of employed Claiborne Parish residents work in education and health care and 12% in manufacturing. Compared with Louisiana, the county leans toward agriculture, forestry and mining (10% against 3%). The survey's unemployment rate for Claiborne Parish averages 5.1% over 2020 to 2024 (state: 6.3%). Long commutes are common here: 17% of workers spend 45 minutes or longer getting to work.
| Top industries | Claiborne Parish share | +/- vs Louisiana |
|---|---|---|
| Education and health care | 25.2% | -0.4 pts |
| Manufacturing | 11.5% | +4.0 pts |
| Agriculture, forestry and mining | 10.2% | +7.2 pts |
| Public administration | 9.9% | +4.4 pts |
| Retail trade | 9.6% | -1.5 pts |
| Finance, insurance and real estate | 6.8% | +1.6 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Rent, home values and ownership in Claiborne Parish
Renters in Claiborne Parish pay a median of $674 a month, 37% below the Louisiana figure of $1,064. Rent takes 30% or more of income for 75% of renter households here. Home values center on $82,100, or 2.5 years of median income. The ownership rate is 69%.
| Home costs | Claiborne Parish | Louisiana | U.S. middle county |
|---|---|---|---|
| Median gross rent | $674/mo | $1,064/mo | $877/mo |
| Median home value | $82,100 | $216,500 | $185,300 |
| Owners | 69% | 67% | 75% |
| Rent-burdened renters | 75% | 55% | 45% |
| Burdened owners | 43% | 28% | n/a |
| Vacant units | 24% | 14% | n/a |
High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
Claiborne Parish towns compared
5 Census places fall mainly inside Claiborne Parish; the 5 biggest are below. They account for 6,303 residents, leaving about 54% of the county in unincorporated, unnamed areas. Rent is cheapest in Haynesville ($432) and steepest in Homer ($729). None of the 5 has its own city guide, so this page covers all of them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Homer | town | 2,654 | $23,160 | $729 | 5 mi |
| Haynesville | town | 2,515 | $20,688 | $432 | 13 mi |
| Junction City | village | 525 | n/a | $646 | 20 mi |
| Athens | village | 358 | $15,673 | n/a | 12 mi |
| Lisbon | village | 251 | $57,917 | n/a | 8 mi |
Neighboring counties at a glance
Nearest neighbors first, measured between county centers (21 to 36 miles). Income ranges from $35,011 in Bienville Parish to $55,334 in Columbia County; all six of these neighbors top Claiborne Parish's median. The list crosses into Arkansas, where different lending rules and regulators apply.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Claiborne Parish | - | $32,831 | $674/mo | 69% |
| Webster Parish, LA | 21 mi | $41,182 | $795/mo | 67% |
| Lincoln Parish, LA | 25 mi | $39,172 | $825/mo | 54% |
| Columbia County, AR | 31 mi | $55,334 | $649/mo | 71% |
| Union County, AR | 33 mi | $55,259 | $847/mo | 73% |
| Bienville Parish, LA | 34 mi | $35,011 | $606/mo | 70% |
| Union Parish, LA | 36 mi | $42,885 | $778/mo | 78% |
A Claiborne Parish household budget, worked through
Claiborne Parish at the medians, through a lender's eyes (what DTI means):
- $32,831 a year is $2,736 of gross monthly income
- Less median rent of $674, which is 25% of it
- $311: what a 36% ratio leaves once rent is paid
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Before borrowing in Claiborne Parish
Based on the Claiborne Parish data above, these borrowing questions are most likely to matter locally.
- Mobile home upkeep. 26% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Assistance before credit. With a 32% poverty rate, check no-cost options before any Claiborne Parish loan.
- 75% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
Claiborne Parish households compared
College graduates make up 11% of the adult population. The uninsured rate is 3.7%, against 7.8% for Louisiana.
| Measure | Claiborne Parish | Louisiana statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 42.3 | 38.0 | 41.5 |
| Bachelor's or higher | 10.7% | 27.0% | 22.2% |
| No high school diploma | 22.0% | 12.7% | n/a |
| No health insurance | 3.7% | 7.8% | 7.8% |
| No vehicle | 14.2% | 8.4% | 5.4% |
| Work from home | 2.6% | 8.1% | 8.7% |
| Poverty rate | 32.0% | 18.9% | 13.2% |
| Unemployment (ACS) | 5.1% | 6.3% | 4.4% |
| Commute length | Claiborne Parish |
|---|---|
| Under 15 min | 24.2% |
| 15 to 29 min | 39.8% |
| 30 to 44 min | 19.0% |
| 45 to 59 min | 5.6% |
| 60+ min | 11.3% |
Four steps for Claiborne Parish borrowers
Steps that save money for Claiborne Parish residents:
- Write down what the expense costs; a smaller loan costs less.
- Shop at least three lenders, including one Claiborne Parish-area credit union.
- Verify the Louisiana license before giving out your Social Security number.
- Keep a small cushion so one surprise bill does not mean another loan.
Who licenses lenders for Claiborne Parish residents
Licensing happens at the state level, so a lender working with Claiborne Parish borrowers answers to the Louisiana Office of Financial Institutions. The Consumer Financial Protection Bureau accepts complaints nationwide. The Louisiana guide covers state rules in more detail.
Nearby and statewide guides
The Louisiana guide covers the whole state.
Frequently asked questions
How much do households in Claiborne Parish earn?
The median is $32,831; 10% earn $100,000 or more and 54% under $35,000. A lender uses your own documented income, not this figure.
How does Claiborne Parish rent compare with Louisiana?
$674 locally versus $1,064 for the state, 37% below.
Which towns does the Claiborne Parish guide cover?
Every community in the county, unincorporated areas included. The largest of its 5 Census places: Homer, Haynesville, Junction City, Athens, Lisbon.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Claiborne Parish or elsewhere in Louisiana, the same rules apply.
Who regulates personal lenders for Claiborne Parish residents?
The Louisiana Office of Financial Institutions licenses consumer lenders in Louisiana; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.