1st Advantage MortgageWebster Parish households have a median income of $41,182 and median rent of $795 a month (ACS 2020 to 2024). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Louisiana license first.
On this page
- Webster Parish by the numbers
- Household income in Webster Parish
- Renting and owning in Webster Parish
- The Webster Parish job picture
- How Webster Parish compares with nearby counties
- Towns and communities in Webster Parish
- Webster Parish households compared
- Borrowing situations common in Webster Parish
- Debt-to-income at Webster Parish's medians
- Who licenses lenders for Webster Parish residents
- A Webster Parish borrower's checklist
- More guides for Webster Parish
- Frequently asked questions
Webster Parish by the numbers
The latest five-year Census estimate puts Webster Parish's population at 35,820; only 30 of Louisiana's 64 county-level areas are larger. Land area is 593 square miles (2024 Gazetteer), so density runs near 60 per square mile. Under the July 2023 OMB definitions, Webster Parish is not part of any metropolitan area. The Census Bureau counts 11 places in the county (11 incorporated, 0 census-designated); the largest is Minden, with about 11,455 residents, or 32% of the county.
Household income in Webster Parish
At $41,182, the typical Webster Parish household income is 37% below the median U.S. county ($65,681). Only 54 Louisiana counties post a higher median.
| Household income | Webster Parish | vs Louisiana |
|---|---|---|
| Under $35,000 | 43.8% | +13.0 pts |
| $35,000 to $99,999 | 39.5% | +0.1 pts |
| $100,000 to $199,999 | 13.3% | -8.8 pts |
| $200,000 or more | 3.4% | -4.4 pts |
Some 44% of households here live on less than $35,000 a year; 17% have six-figure incomes. The poverty rate is 23.1%, 4 points higher than the state's 18.9%. The Gini index of income inequality is 0.497 (0 is perfect equality). For a borrower in Webster Parish, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Renting and owning in Webster Parish
A typical Webster Parish rental runs $795 a month including utilities, which is 25% below Louisiana. 66% of renting households spend 30% or more of income on rent, and 36% spend half or more. With a median value of $114,500, a typical Webster Parish house costs 2.8 times what the median household earns in a year. The ownership rate is 67%. The median home was built in 1973, so roofs, wiring and heating systems are a common source of repair bills.
| Webster Parish | Louisiana | U.S. county median | |
|---|---|---|---|
| Median gross rent | $795/mo | $1,064/mo | $877/mo |
| Median home value | $114,500 | $216,500 | $185,300 |
| Owners | 67% | 67% | 75% |
| Rent-burdened renters | 66% | 55% | 45% |
| Burdened owners | 38% | 28% | n/a |
| Mobile homes | 22.2% | 12.6% | n/a |
| Vacant units | 22% | 14% | n/a |
High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
The Webster Parish job picture
By the Census industry count, 27% of employed Webster Parish residents work in education and health care and 14% in retail trade. Retail trade stands out: 14% of workers here, versus 11% statewide. Averaged over the five survey years, 5.1% of the labor force was out of work and looking. Long commutes are common here: 20% of workers spend 45 minutes or longer getting to work. 10.3% of households have no vehicle.
| Where residents work | Webster Parish | Difference from Louisiana |
|---|---|---|
| Education and health care | 26.8% | +1.3 pts |
| Retail trade | 14.2% | +3.1 pts |
| Construction | 9.0% | +0.6 pts |
| Arts, lodging and food service | 7.7% | -1.5 pts |
| Professional and administrative services | 6.7% | -3.1 pts |
| Manufacturing | 6.6% | -0.9 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
How Webster Parish compares with nearby counties
Six nearby counties, 17 to 38 miles away by the straight-line distance between their centers. 4 of the six report a higher median household income than Webster Parish; Bossier Parish is highest at $69,617 and Claiborne Parish lowest at $32,831. Some neighbors are in Arkansas. Lender licensing is state by state, so a loan for a Webster Parish resident follows Louisiana rules.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Webster Parish | - | $41,182 | $795/mo | 67% |
| Bossier Parish, LA | 17 mi | $69,617 | $1,174/mo | 65% |
| Claiborne Parish, LA | 21 mi | $32,831 | $674/mo | 69% |
| Bienville Parish, LA | 32 mi | $35,011 | $606/mo | 70% |
| Caddo Parish, LA | 33 mi | $50,705 | $974/mo | 60% |
| Columbia County, AR | 34 mi | $55,334 | $649/mo | 71% |
| Lafayette County, AR | 38 mi | $41,278 | $755/mo | 79% |
Towns and communities in Webster Parish
Here are the 11 most populous of the county's 11 Census places, with income and rent from the same 2020 to 2024 survey. About 59% of Webster Parish residents live in one of the 11. Incomes vary by place: $56,136 at the median in Sarepta, $21,607 in Cullen. Rent is cheapest in Cullen ($698) and steepest in Minden ($895). Live in one of these Webster Parish communities, or between them? This is your local guide.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Minden | city | 11,455 | $34,294 | $895 | 9 mi |
| Springhill | city | 4,599 | $37,250 | $764 | 20 mi |
| Sibley | town | 1,376 | $42,061 | $727 | 13 mi |
| Cullen | town | 758 | $21,607 | $698 | 17 mi |
| Doyline | village | 725 | $34,327 | n/a | 15 mi |
| Sarepta | town | 724 | $56,136 | $763 | 13 mi |
| Cotton Valley | town | 701 | $36,316 | $725 | 7 mi |
| Dubberly | village | 339 | $45,625 | n/a | 14 mi |
| Dixie Inn | village | 300 | $23,125 | $730 | 9 mi |
| Heflin | village | 139 | $43,333 | $883 | 19 mi |
| Shongaloo | village | 85 | $58,125 | n/a | 15 mi |
Webster Parish households compared
College graduates make up 13% of the adult population. The uninsured rate is 5.2%, against 7.8% for Louisiana.
| Webster Parish | Louisiana | U.S. county median | |
|---|---|---|---|
| Median age | 41.1 | 38.0 | 41.5 |
| Bachelor's or higher | 13.3% | 27.0% | 22.2% |
| No high school diploma | 14.0% | 12.7% | n/a |
| No health insurance | 5.2% | 7.8% | 7.8% |
| No vehicle | 10.3% | 8.4% | 5.4% |
| Work from home | 6.2% | 8.1% | 8.7% |
| Poverty rate | 23.1% | 18.9% | 13.2% |
| Unemployment (ACS) | 5.1% | 6.3% | 4.4% |
| Commute length | Webster Parish |
|---|---|
| Under 15 min | 34.1% |
| 15 to 29 min | 30.3% |
| 30 to 44 min | 15.1% |
| 45 to 59 min | 11.5% |
| 60+ min | 8.9% |
Borrowing situations common in Webster Parish
The county's numbers point to a few situations that come up often for Webster Parish borrowers.
- Keeping the car running. At 20% with long commutes, repairs are a frequent Webster Parish emergency; first decide if the car is worth fixing.
- Repairs on manufactured housing. With 22% of homes here, compare a personal loan with any dealer or park repair program.
- Assistance before credit. With a 23% poverty rate, check no-cost options before any Webster Parish loan.
- Tight rental budgets. With 66% of Webster Parish renters cost-burdened, test a new payment against a lean month.
Debt-to-income at Webster Parish's medians
Webster Parish at the medians, through a lender's eyes (what DTI means):
- Median income divided by twelve: $3,432 before taxes
- Median rent: $795, or 23 cents of every gross dollar
- At 40%, room after rent is $578 a month
Two-income households and single earners in Webster Parish land in very different places on this math, so run it for your own budget.
Who licenses lenders for Webster Parish residents
Before sharing details with a lender, a Webster Parish resident can confirm its license with the Louisiana Office of Financial Institutions. Federal complaints: consumerfinance.gov. Statewide data and rules: Louisiana guide.
A Webster Parish borrower's checklist
A short checklist for Webster Parish borrowers:
- Write down what the expense costs; a smaller loan costs less.
- Collect three written offers and compare APR and total repaid.
- A Louisiana license check takes minutes; do it first.
- Keep a small cushion so one surprise bill does not mean another loan.
More guides for Webster Parish
The Louisiana guide covers the whole state.
Frequently asked questions
What does a typical Webster Parish household make?
About $41,182 a year at the median (ACS 2020-24), 32% below the Louisiana median.
What do renters pay in Webster Parish?
$795 a month at the median, about 23% of median household income.
What are the biggest places in Webster Parish?
By population: Minden, Springhill, Sibley, Cullen, Doyline. The county has 11 Census places in all.
Will a Webster Parish address affect my match?
Beyond confirming Louisiana as your state, no. Your answers about amount, credit, income and payments are all that count.
Who regulates personal lenders for Webster Parish residents?
The Louisiana Office of Financial Institutions licenses consumer lenders in Louisiana; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.