1st Advantage MortgageCoahoma County households have a median income of $37,461 and median rent of $749 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Who lives in Coahoma County
- What it costs to live in Coahoma County
- How much Coahoma County households make
- Jobs and commutes in Coahoma County
- Counties near Coahoma County
- Towns and communities in Coahoma County
- Debt-to-income at Coahoma County's medians
- Local borrowing considerations for Coahoma County
- Coahoma County residents: age, schooling, coverage
- Four steps for Coahoma County borrowers
- Who licenses lenders for Coahoma County residents
- More guides for Coahoma County
- Frequently asked questions
Who lives in Coahoma County
Coahoma County is home to about 20,540 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 45th most populous of 82 county-level areas in Mississippi. Spread over 553 square miles, that works out to roughly 37.1 residents per square mile. Under the July 2023 OMB definitions, Coahoma County is not part of any metropolitan area. Clarksdale is the biggest of its 10 Census places, at roughly 14,231 people (69% of the county total).
What it costs to live in Coahoma County
Median gross rent, utilities included, comes to $749 in Coahoma County versus $954 statewide. Rent takes 30% or more of income for 53% of renter households here. With a median value of $90,300, a typical Coahoma County house costs 2.4 times what the median household earns in a year. The ownership rate is 52%.
| Measure | Coahoma County | Mississippi | Median U.S. county |
|---|---|---|---|
| Median gross rent | $749/mo | $954/mo | $877/mo |
| Median home value | $90,300 | $169,800 | $185,300 |
| Owners | 52% | 70% | 75% |
| Rent-burdened renters | 53% | 51% | 45% |
| Burdened owners | 37% | 26% | n/a |
| Mobile homes | 7.4% | 14.4% | n/a |
| Vacant units | 18% | 15% | n/a |
With renters making up 48% of households, many Coahoma County borrowers have no home equity to fall back on, so the cheapest written offer on an unsecured loan matters more. High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
How much Coahoma County households make
Coahoma County households have a median income of $37,461 (ACS 2020 to 2024), which ranks 73rd of 82 in Mississippi.
| Household income | Coahoma County | vs Mississippi |
|---|---|---|
| Under $35,000 | 47.0% | +14.5 pts |
| $35,000 to $99,999 | 40.0% | -1.3 pts |
| $100,000 to $199,999 | 10.7% | -9.9 pts |
| $200,000 or more | 2.3% | -3.4 pts |
Some 47% of households here live on less than $35,000 a year; 13% have six-figure incomes. Census counts 35.5% of Coahoma County residents in poverty, against 18.9% across Mississippi. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Coahoma County median.
Jobs and commutes in Coahoma County
Education and health care employs 30% of working residents, the largest share; arts, lodging and food service is next with 12%. Education and health care stands out: 30% of workers here, versus 25% statewide. The survey's unemployment rate for Coahoma County averages 9.9% over 2020 to 2024 (state: 5.8%). 14% of commuters travel 45 minutes or more each way, and 8% work from home. Households without a car make up 14.9% of the total (6.3% statewide).
| Industry (employed residents 16+) | Coahoma County | Gap to Mississippi |
|---|---|---|
| Education and health care | 30.3% | +4.9 pts |
| Arts, lodging and food service | 12.3% | +3.6 pts |
| Retail trade | 9.9% | -1.5 pts |
| Manufacturing | 9.3% | -3.7 pts |
| Transportation, warehousing and utilities | 7.8% | +0.4 pts |
| Professional and administrative services | 7.8% | +0.2 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Counties near Coahoma County
Distances run center to center, from Quitman County at 18 miles out to Panola County at 38. Panola County leads the group on income ($45,945), Quitman County trails ($32,412), and Coahoma County out-earns 1 of the six. Some neighbors are in Arkansas. Lender licensing is state by state, so a loan for a Coahoma County resident follows Mississippi rules.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Coahoma County | - | $37,461 | $749/mo | 52% |
| Quitman County, MS | 18 mi | $32,412 | $672/mo | 65% |
| Phillips County, AR | 20 mi | $40,134 | $737/mo | 51% |
| Tallahatchie County, MS | 31 mi | $37,466 | $732/mo | 65% |
| Tunica County, MS | 32 mi | $39,364 | $977/mo | 40% |
| Bolivar County, MS | 34 mi | $39,585 | $685/mo | 63% |
| Panola County, MS | 38 mi | $45,945 | $874/mo | 71% |
Towns and communities in Coahoma County
Here are the 10 most populous of the county's 10 Census places, with income and rent from the same 2020 to 2024 survey. About 84% of Coahoma County residents live in one of the 10. Clarksdale has the highest median household income on the list ($36,382) and Friars Point the lowest ($17,205), counting places with at least 500 residents. Rent is cheapest in Jonestown ($277) and steepest in Clarksdale ($774). No Coahoma County place has a separate guide yet; this county page serves all 10.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Clarksdale | city | 14,231 | $36,382 | $774 | 3 mi |
| Friars Point | town | 884 | $17,205 | $446 | 10 mi |
| Jonestown | town | 852 | $21,750 | $277 | 11 mi |
| Lyon | town | 386 | $83,438 | $789 | 4 mi |
| Lula | town | 217 | $36,250 | $290 | 17 mi |
| Coahoma | town | 208 | $25,054 | $429 | 10 mi |
| Bobo | CDP | 194 | n/a | n/a | 8 mi |
| Farrell | CDP | 133 | n/a | n/a | 5 mi |
| Rena Lara | CDP | 104 | $96,500 | n/a | 11 mi |
| Dublin | CDP | 4 | n/a | n/a | 13 mi |
A CDP is a named community without its own municipal government.
Debt-to-income at Coahoma County's medians
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Coahoma County household at the medians it works out like this; treat it as an illustration only.
- Median income divided by twelve: $3,122 before taxes
- Rent at the median, $749, takes 24% of that
- 35% debt-to-income limit: $344 left for all other debt payments
- Under a 45% cap, $1,405 total minus rent leaves $656
Two-income households and single earners in Coahoma County land in very different places on this math, so run it for your own budget.
Local borrowing considerations for Coahoma County
What the Coahoma County figures suggest, and what to check first:
- Uninsured care. 12% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Free help first. 36% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
- 53% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
Coahoma County residents: age, schooling, coverage
College graduates make up 20% of the adult population. About 12% go without health insurance.
| Coahoma County | Mississippi | U.S. county median | |
|---|---|---|---|
| Median age | 35.9 | 38.6 | 41.5 |
| Bachelor's or higher | 19.5% | 25.1% | 22.2% |
| No high school diploma | 17.2% | 12.9% | n/a |
| No health insurance | 12.0% | 11.0% | 7.8% |
| No vehicle | 14.9% | 6.3% | 5.4% |
| Work from home | 8.0% | 5.9% | 8.7% |
| Poverty rate | 35.5% | 18.9% | 13.2% |
| Unemployment (ACS) | 9.9% | 5.8% | 4.4% |
| One-way commute | Share of Coahoma County workers |
|---|---|
| Under 15 min | 55.7% |
| 15 to 29 min | 20.5% |
| 30 to 44 min | 10.0% |
| 45 to 59 min | 7.7% |
| 60+ min | 6.1% |
Four steps for Coahoma County borrowers
Quick steps for Coahoma County:
- Price the Coahoma County expense first and borrow that amount, no more.
- Ask each lender for the APR and all fees in writing.
- Confirm the lender is licensed in Mississippi.
- Confirm the first due date before setting up autopay.
Who licenses lenders for Coahoma County residents
Before sharing details with a lender, a Coahoma County resident can confirm its license with the Mississippi Department of Banking and Consumer Finance. Federal complaints: consumerfinance.gov. More on Mississippi: Mississippi personal loans.
More guides for Coahoma County
The Mississippi guide covers the whole state.
Frequently asked questions
How much do households in Coahoma County earn?
The median is $37,461; 13% earn $100,000 or more and 47% under $35,000. A lender uses your own documented income, not this figure.
What do renters pay in Coahoma County?
$749 a month at the median, about 24% of median household income.
Does this page cover Clarksdale?
Yes, along with the other 9 Census places in Coahoma County, such as Friars Point, Jonestown, Lyon.
Are Coahoma County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Who regulates personal lenders for Coahoma County residents?
The Mississippi Department of Banking and Consumer Finance licenses consumer lenders in Mississippi; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.