1st Advantage MortgageIn Coffee County, Georgia, the typical household earns $50,683 a year and the typical rent is $710. Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Coffee County offer.
On this page
- Population and place: Coffee County
- Homes and rents, Coffee County
- Employment and commuting in Coffee County
- Coffee County against other Georgia counties
- Earnings across Coffee County households
- Places inside Coffee County
- Regional comparison for Coffee County
- Reading the Coffee County data as a borrower
- Coffee County demographics against Georgia
- $4,224 a month: the Coffee County median budget
- Steps before you apply in Coffee County
- Verifying a lender from Coffee County
- Keep exploring
- Frequently asked questions
Population and place: Coffee County
With an estimated 43,347 residents (ACS 2020 to 2024), Coffee County ranks 50th of 159 in Georgia for population. Its 592 square miles average 73 people per square mile, by the 2024 Census Gazetteer. Coffee County is classed as nonmetropolitan in the OMB's July 2023 list. Douglas (11,749 people) heads the county's list of 4 Census places, 4 incorporated and 0 census-designated.
Homes and rents, Coffee County
Coffee County rent at the median: $710 a month, utilities in ($1,393 in Georgia). 47% of renting households spend 30% or more of income on rent, and 22% spend half or more. Coffee County homes are worth $128,900 at the median, a 2.5-to-1 ratio to income. Homeowners 65%, renters 35%.
| Measure | Coffee County | Georgia | Gap |
|---|---|---|---|
| Median gross rent | $710/mo | $1,393/mo | 49% lower |
| Median home value | $128,900 | $303,300 | 58% lower |
| Owners | 65% | 66% | -1.0 pts |
| Rent-burdened renters | 47% | 52% | -5.9 pts |
| Burdened owners | 22% | 26% | -4.4 pts |
Employment and commuting in Coffee County
Education and health care (25%), manufacturing (17%) and retail trade (10%) lead Coffee County's job mix. The sharpest difference from the state is in manufacturing, at 17% locally and 10% for Georgia. Averaged over the five survey years, 4.4% of the labor force was out of work and looking. 9% of commuters travel 45 minutes or more each way, and 6% work from home. No car: 6.9% of Coffee County households.
| Industry | Share of Coffee County workers | vs Georgia |
|---|---|---|
| Education and health care | 25.2% | +4.2 pts |
| Manufacturing | 17.0% | +6.9 pts |
| Retail trade | 10.3% | -1.0 pts |
| Transportation, warehousing and utilities | 9.0% | +1.7 pts |
| Arts, lodging and food service | 7.4% | -1.2 pts |
| Construction | 6.5% | -0.5 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Coffee County should have bank statements and tax returns ready.
Coffee County against other Georgia counties
Ranked against the other 158 county-level areas in Georgia, these are the Coffee County figures furthest from the middle.
- Few Georgia counties match Coffee County on the share of commutes over 45 minutes: 9% here, 20% for the state, ranking 10th lowest of 159. Less driving means fewer surprise repair bills.
- Few Georgia counties match Coffee County on median age: 36.0 here, 37.6 for the state, ranking 18th lowest of 159. Younger borrowers often have thin credit files; a co-signer or credit union may help.
- Coffee County ranks 19th highest of 159 Georgia counties for the uninsured rate: 17.9%, against 12.4% statewide. Ask any provider about financial assistance before borrowing for care.
- Coffee County ranks 25th lowest of 159 Georgia counties for median gross rent: $710/mo, against $1,393/mo statewide. Cheaper housing gives many renters more slack in a budget.
Earnings across Coffee County households
Half of Coffee County households take in less than $50,683 a year and half take in more, 34% below the Georgia median of $77,353.
| Household income | Coffee County | vs Georgia |
|---|---|---|
| Under $35,000 | 37.7% | +15.5 pts |
| $35,000 to $99,999 | 40.2% | +0.6 pts |
| $100,000 to $199,999 | 18.0% | -8.5 pts |
| $200,000 or more | 4.2% | -7.7 pts |
Some 38% of households here live on less than $35,000 a year; 22% have six-figure incomes. Census counts 23.1% of Coffee County residents in poverty, against 13.4% across Georgia. The Gini index of income inequality is 0.481 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Places inside Coffee County
Here are the 4 most populous of the county's 4 Census places, with income and rent from the same 2020 to 2024 survey. About 38% of Coffee County residents live in one of the 4. Nicholls ($43,977) and Broxton ($24,851) mark the top and bottom of Coffee County's income range among larger places. Median rent ranges from $625 in Nicholls to $680 in Douglas. No Coffee County place has a separate guide yet; this county page serves all 4.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Douglas | city | 11,749 | $34,408 | $680 | 3 mi |
| Nicholls | city | 3,434 | $43,977 | $625 | 12 mi |
| Broxton | city | 1,031 | $24,851 | $631 | 6 mi |
| Ambrose | city | 382 | $24,688 | $669 | 10 mi |
Regional comparison for Coffee County
The six counties whose centers lie closest to Coffee County's, from 18 to 26 miles away. Irwin County leads the group on income ($51,384), Jeff Davis County trails ($40,283), and Coffee County out-earns 4 of the six.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Coffee County | - | $50,683 | $710/mo | 65% |
| Atkinson County, GA | 18 mi | $42,347 | $657/mo | 62% |
| Jeff Davis County, GA | 22 mi | $40,283 | $650/mo | 71% |
| Ben Hill County, GA | 22 mi | $41,758 | $688/mo | 63% |
| Bacon County, GA | 23 mi | $44,694 | $743/mo | 69% |
| Telfair County, GA | 26 mi | $50,929 | $712/mo | 65% |
| Irwin County, GA | 26 mi | $51,384 | $865/mo | 70% |
Reading the Coffee County data as a borrower
Coffee County-specific points to check:
- Medical bills. 18% of Coffee County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- 31% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
- Help that costs nothing. About 10,034 Coffee County residents live in poverty; see free options before a loan.
- Rent squeeze. 47% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.
Coffee County demographics against Georgia
14% of Coffee County adults 25 and older hold a bachelor's degree or more. Uninsured, Coffee County: 17.9%; Georgia: 12.4%.
| Measure | Coffee County | Gap to Georgia | Gap to typical U.S. county |
|---|---|---|---|
| Bachelor's or higher | 13.9% | -21.0 pts | -8.3 pts |
| Work from home | 5.6% | -10.3 pts | -3.1 pts |
| Poverty rate | 23.1% | +9.8 pts | +10.0 pts |
| No high school diploma | 19.5% | +8.8 pts | n/a |
| No health insurance | 17.9% | +5.6 pts | +10.1 pts |
| Median age | 36.0 | -1.6 yrs | -5.5 yrs |
| No vehicle | 6.9% | +1.0 pts | +1.5 pts |
| Unemployment (ACS) | 4.4% | -0.8 pts | 0.0 pts |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 45.6% |
| 15 to 29 min | 38.6% |
| 30 to 44 min | 7.3% |
| 45 to 59 min | 4.1% |
| 60+ min | 4.5% |
$4,224 a month: the Coffee County median budget
Coffee County's $50,683 median income, run through a debt-to-income check:
- Median income divided by twelve: $4,224 before taxes
- Less median rent of $710, which is 17% of it
- At 35%, room after rent is $768 a month
- With a 45% ceiling, about $1,191 remains for car, card, student and any new loan payments
Two-income households and single earners in Coffee County land in very different places on this math, so run it for your own budget.
Steps before you apply in Coffee County
A short checklist for Coffee County borrowers:
- Size the loan to the bill, not to the most a lender offers.
- Ask each lender for the APR and all fees in writing.
- A Georgia license check takes minutes; do it first.
- Confirm the first due date before setting up autopay.
Verifying a lender from Coffee County
Consumer lenders serving Coffee County are licensed by the state, not the county; in Georgia that is the Georgia Department of Banking and Finance. The Consumer Financial Protection Bureau accepts complaints nationwide. The Georgia guide covers state rules in more detail.
Keep exploring
Statewide:
Frequently asked questions
Is Coffee County a high-income county?
Its $50,683 median ranks 123rd of 159 Georgia counties and compares with $65,681 for the median U.S. county.
Is Coffee County expensive for renters?
Median rent is $710 against $1,393 statewide, and 47% of renter households are cost-burdened.
Which towns does the Coffee County guide cover?
Every community in the county, unincorporated areas included. The largest of its 4 Census places: Douglas, Nicholls, Broxton, Ambrose.
Does living in Coffee County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Coffee County resident as anyone. Lenders decide under fair-lending law.
Where can someone in Coffee County check a lender's license?
With the Georgia Department of Banking and Finance. If a lender is unlicensed or asks for a fee before funding, walk away.