1st Advantage Mortgage18% of Jeff Davis County households earn $100,000 or more; the median is $40,283 (ACS 2020-24). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- A quick profile of Jeff Davis County
- Jeff Davis County at the extremes
- Jobs and commutes in Jeff Davis County
- Income in Jeff Davis County compared with Georgia
- What it costs to live in Jeff Davis County
- Hazlehurst and the rest of Jeff Davis County
- Nearby counties: income, rent, ownership
- What a median Jeff Davis County budget can carry
- Who lives in Jeff Davis County, in numbers
- Borrowing situations common in Jeff Davis County
- Checking a lender's license in Georgia
- Before you sign
- Related local guides
- Frequently asked questions
A quick profile of Jeff Davis County
Jeff Davis County is home to about 14,924 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 109th most populous of 159 county-level areas in Georgia. It covers 331 square miles of land, or about 45 people per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Largest place: Hazlehurst, about 4,092 residents (27% of Jeff Davis County); 3 Census places in all.
Jeff Davis County at the extremes
The 3 Jeff Davis County numbers that rank furthest from typical in Georgia, and what each means for a borrower:
- On median household income, Jeff Davis County sits near the bottom of Georgia at $40,283, 6th lowest of 159. A lean local median makes the size of the loan the most important choice.
- Jeff Davis County ranks 6th highest of 159 Georgia counties for the uninsured rate: 21.9%, against 12.4% statewide. Hospital payment plans are usually interest-free; compare before a loan.
- Jeff Davis County ranks 15th lowest of 159 Georgia counties for the share of households earning $100,000 or more: 18%, against 38% statewide. Most budgets here are modest, so keep payments small.
Jobs and commutes in Jeff Davis County
Education and health care employs 22% of working residents, the largest share; retail trade is next with 17%. Jeff Davis County over-indexes on retail trade: 17% versus 11% in Georgia. The survey's unemployment rate for Jeff Davis County averages 6.7% over 2020 to 2024 (state: 5.1%). About 77% drive to work alone and 16% have trips of 45 minutes or more. 506 Jeff Davis County households, 9.2%, have no vehicle.
| Sector | Jeff Davis County | Compared with Georgia |
|---|---|---|
| Education and health care | 22.5% | +1.5 pts |
| Retail trade | 17.3% | +6.0 pts |
| Manufacturing | 11.1% | +1.1 pts |
| Arts, lodging and food service | 9.3% | +0.7 pts |
| Transportation, warehousing and utilities | 8.8% | +1.5 pts |
| Construction | 8.5% | +1.5 pts |
Seasonal work is common in many Jeff Davis County industries; if that is you, show a full year of income rather than one strong month.
Income in Jeff Davis County compared with Georgia
Jeff Davis County households have a median income of $40,283 (ACS 2020 to 2024), which ranks 154th of 159 in Georgia.
| Band | Jeff Davis County | Compared with Georgia |
|---|---|---|
| Under $35,000 | 42.0% | +19.9 pts |
| $35,000 to $99,999 | 39.8% | +0.2 pts |
| $100,000 to $199,999 | 15.0% | -11.5 pts |
| $200,000 or more | 3.2% | -8.6 pts |
42% under $35,000 and 18% at $100,000 or more: that is the Jeff Davis County income split. The poverty rate is 21.8%, 8 points higher than the state's 13.4%. A household earning below the $40,283 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
What it costs to live in Jeff Davis County
A typical Jeff Davis County rental runs $650 a month including utilities, which is 53% below Georgia. Rent takes 30% or more of income for 40% of renter households here. With a median value of $118,300, a typical Jeff Davis County house costs 2.9 times what the median household earns in a year. 71% of Jeff Davis County households own their home and 29% rent.
| Cost | Jeff Davis County | Georgia figure | Higher or lower |
|---|---|---|---|
| Median gross rent | $650/mo | $1,393/mo | 53% lower |
| Median home value | $118,300 | $303,300 | 61% lower |
| Owners | 71% | 66% | +5.6 pts |
| Rent-burdened renters | 40% | 52% | -12.0 pts |
| Burdened owners | 30% | 26% | +4.1 pts |
| Mobile homes | 33.8% | 7.8% | +25.9 pts |
Hazlehurst and the rest of Jeff Davis County
Here are the 3 most populous of the county's 3 Census places, with income and rent from the same 2020 to 2024 survey. About 36% of Jeff Davis County residents live in one of the 3. None of the 3 has its own city guide, so this page covers all of them.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Hazlehurst | city | 4,092 | $38,616 | $746 | 4 mi |
| Satilla | CDP | 1,057 | n/a | n/a | 5 mi |
| Denton | city | 222 | $32,614 | n/a | 7 mi |
A CDP is a named community without its own municipal government.
Nearby counties: income, rent, ownership
Nearest neighbors first, measured between county centers (19 to 26 miles). Montgomery County leads the group on income ($51,941), Wheeler County trails ($40,539), and Jeff Davis County out-earns 0 of the six.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Jeff Davis County | - | $40,283 | $650/mo | 71% |
| Telfair County, GA | 19 mi | $50,929 | $712/mo | 65% |
| Appling County, GA | 21 mi | $46,651 | $739/mo | 73% |
| Wheeler County, GA | 21 mi | $40,539 | $581/mo | 66% |
| Bacon County, GA | 21 mi | $44,694 | $743/mo | 69% |
| Coffee County, GA | 22 mi | $50,683 | $710/mo | 65% |
| Montgomery County, GA | 26 mi | $51,941 | $760/mo | 76% |
What a median Jeff Davis County budget can carry
How much room does a median Jeff Davis County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Monthly gross at the median, Jeff Davis County: $3,357
- 19% goes to median rent ($650)
- With a 36% ceiling, about $558 remains for car, card, student and any new loan payments
A household below the $40,283 median has less room than this, often none.
Who lives in Jeff Davis County, in numbers
Degree holders: 13% of adults over 25. The uninsured rate is 21.9%, against 12.4% for Georgia.
| Jeff Davis County | vs Georgia | vs U.S. county median | |
|---|---|---|---|
| Bachelor's or higher | 13.2% | -21.8 pts | -9.0 pts |
| No high school diploma | 22.7% | +12.0 pts | n/a |
| Work from home | 5.8% | -10.1 pts | -2.9 pts |
| No health insurance | 21.9% | +9.6 pts | +14.1 pts |
| Poverty rate | 21.8% | +8.4 pts | +8.6 pts |
| No vehicle | 9.2% | +3.3 pts | +3.8 pts |
| Median age | 39.9 | +2.3 yrs | -1.6 yrs |
| Unemployment (ACS) | 6.7% | +1.6 pts | +2.3 pts |
| Commute length | Jeff Davis County |
|---|---|
| Under 15 min | 37.2% |
| 15 to 29 min | 35.3% |
| 30 to 44 min | 11.3% |
| 45 to 59 min | 8.6% |
| 60+ min | 7.6% |
Borrowing situations common in Jeff Davis County
Jeff Davis County-specific points to check:
- Uninsured care. 22% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Repairs on manufactured housing. With 34% of homes here, compare a personal loan with any dealer or park repair program.
- 22% below poverty. Emergency aid, payment plans and counseling (list) come first.
Checking a lender's license in Georgia
Jeff Davis County borrowers fall under statewide rules, enforced by the Georgia Department of Banking and Finance. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on Georgia: Georgia personal loans.
Before you sign
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Shop at least three lenders, including one Jeff Davis County-area credit union.
- Look the lender up with the state regulator first.
- Keep a small cushion so one surprise bill does not mean another loan.
Related local guides
No city in Jeff Davis County has its own guide yet; the state page is next up.
Frequently asked questions
What is the median household income in Jeff Davis County?
$40,283 a year in the 2020 to 2024 Census survey, versus $77,353 for Georgia. It ranks 154th of 159 in the state.
Can a Jeff Davis County renter afford a loan payment?
At the $650 median rent and $3,357 median monthly income, rent alone uses 19%; add other debts before a new payment.
How many towns are in Jeff Davis County?
The Census Bureau counts 3 places mainly in the county, led by Hazlehurst, Satilla, Denton.
Does living in Jeff Davis County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Jeff Davis County resident as anyone. Lenders decide under fair-lending law.
Is there a Jeff Davis County office that licenses lenders?
No, licensing is statewide. In Georgia it is the Georgia Department of Banking and Finance.