1st Advantage MortgageCrawford County households have a median income of $49,640 and median rent of $686 a month (ACS 2020 to 2024). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Indiana license first.
On this page
- A quick profile of Crawford County
- What Crawford County households earn
- Crawford County housing compared with Indiana
- Employment and commuting in Crawford County
- Places inside Crawford County
- Crawford County next to its neighbors
- What a median Crawford County budget can carry
- Crawford County households compared
- Borrowing situations common in Crawford County
- Who licenses lenders for Crawford County residents
- Before you sign
- Nearby and statewide guides
- Frequently asked questions
A quick profile of Crawford County
Crawford County is home to about 10,499 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 86th most populous of 92 county-level areas in Indiana. It covers 306 square miles of land, or about 34 people per square mile. Under the July 2023 OMB definitions, Crawford County is not part of any metropolitan area. English is the biggest of its 5 Census places, at roughly 1,008 people (10% of the county total).
What Crawford County households earn
Crawford County households have a median income of $49,640 (ACS 2020 to 2024), which ranks 92nd of 92 in Indiana.
| Income band | Share in Crawford County | Difference from Indiana |
|---|---|---|
| Under $35,000 | 36.4% | +13.8 pts |
| $35,000 to $99,999 | 44.3% | +0.9 pts |
| $100,000 to $199,999 | 17.3% | -8.5 pts |
| $200,000 or more | 2.0% | -6.3 pts |
The spread is wide: 19% of Crawford County households make $100,000 or more, and 36% make less than $35,000. The poverty rate is 22.9%, 11 points higher than the state's 12.3%. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Crawford County median.
Crawford County housing compared with Indiana
Renters in Crawford County pay a median of $686 a month, 35% below the Indiana figure of $1,062. 45% of renting households spend 30% or more of income on rent, and 25% spend half or more. The median owner-occupied home is valued at $117,700, about 2.4 times the median household income. 81% of Crawford County households own their home and 19% rent. Median construction year: 1984.
| Cost | Crawford County | Indiana figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $686/mo | $1,062/mo | $877/mo |
| Median home value | $117,700 | $218,200 | $185,300 |
| Owners | 81% | 71% | 75% |
| Rent-burdened renters | 45% | 48% | 45% |
| Burdened owners | 38% | 20% | n/a |
| Mobile homes | 28.7% | 4.4% | n/a |
Because most Crawford County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Employment and commuting in Crawford County
Education and health care employs 22% of working residents, the largest share; manufacturing is next with 21%. The sharpest difference from the state is in construction, at 13% locally and 7% for Indiana. ACS puts five-year average unemployment at 3.5% in Crawford County. Long commutes are common here: 39% of workers spend 45 minutes or longer getting to work.
| Top industries | Crawford County share | +/- vs Indiana |
|---|---|---|
| Education and health care | 21.7% | -1.8 pts |
| Manufacturing | 21.4% | +3.4 pts |
| Construction | 13.5% | +6.9 pts |
| Transportation, warehousing and utilities | 9.4% | +3.2 pts |
| Retail trade | 9.0% | -1.8 pts |
| Arts, lodging and food service | 4.2% | -3.6 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Places inside Crawford County
Here are the 5 most populous of the county's 5 Census places, with income and rent from the same 2020 to 2024 survey. About 30% of Crawford County residents live in one of the 5. Incomes vary by place: $61,216 at the median in Milltown, $35,991 in English. Median rent ranges from $611 in Milltown to $692 in English. This guide covers each of the 5 places and the rural areas around them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| English | town | 1,008 | $35,991 | $692 | 4 mi |
| Marengo | town | 924 | $43,654 | $680 | 8 mi |
| Milltown | town | 763 | $61,216 | $611 | 10 mi |
| Leavenworth | town | 397 | $65,586 | n/a | 8 mi |
| Alton | town | 37 | $52,083 | n/a | 12 mi |
Crawford County next to its neighbors
The six counties whose centers lie closest to Crawford County's, from 18 to 28 miles away. Dubois County leads the group on income ($75,979), Perry County trails ($61,151), and Crawford County out-earns 0 of the six. Some neighbors are in Kentucky. Lender licensing is state by state, so a loan for a Crawford County resident follows Indiana rules.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Crawford County | - | $49,640 | $686/mo | 81% |
| Perry County, IN | 18 mi | $61,151 | $682/mo | 75% |
| Orange County, IN | 18 mi | $65,873 | $855/mo | 79% |
| Harrison County, IN | 20 mi | $74,475 | $836/mo | 84% |
| Dubois County, IN | 24 mi | $75,979 | $834/mo | 75% |
| Meade County, KY | 26 mi | $74,355 | $1,026/mo | 74% |
| Washington County, IN | 28 mi | $64,641 | $780/mo | 82% |
What a median Crawford County budget can carry
Crawford County at the medians, through a lender's eyes (what DTI means):
- $4,137 a month: gross income for a household at the Crawford County median
- Median rent: $686, or 17 cents of every gross dollar
- With a 35% ceiling, about $762 remains for car, card, student and any new loan payments
- At 45%, room after rent is $1,176 a month
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Crawford County households compared
Degree holders: 11% of adults over 25. The uninsured rate is 7.0%, against 7.4% for Indiana.
| Indicator | Crawford County | All of Indiana | U.S. county median |
|---|---|---|---|
| Median age | 45.7 | 38.1 | 41.5 |
| Bachelor's or higher | 11.4% | 29.5% | 22.2% |
| No high school diploma | 13.9% | 9.6% | n/a |
| No health insurance | 7.0% | 7.4% | 7.8% |
| No vehicle | 5.2% | 6.2% | 5.4% |
| Work from home | 8.2% | 10.7% | 8.7% |
| Poverty rate | 22.9% | 12.3% | 13.2% |
| Unemployment (ACS) | 3.5% | 4.3% | 4.4% |
| Commute length | Crawford County |
|---|---|
| Under 15 min | 15.1% |
| 15 to 29 min | 17.7% |
| 30 to 44 min | 27.7% |
| 45 to 59 min | 21.1% |
| 60+ min | 18.4% |
Borrowing situations common in Crawford County
The county's numbers point to a few situations that come up often for Crawford County borrowers.
- Commuter costs. 39% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Mobile home upkeep. 29% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Retirees. At a median age of 45.7, many borrowers here rely on award letters as proof of income; favor no prepayment penalty.
- 23% below poverty. Emergency aid, payment plans and counseling (list) come first.
Who licenses lenders for Crawford County residents
Licensing happens at the state level, so a lender working with Crawford County borrowers answers to the Indiana Department of Financial Institutions. Federal complaints: consumerfinance.gov. The Indiana guide covers state rules in more detail.
Before you sign
Before you apply, wherever you live in Crawford County:
- Write down what the expense costs; a smaller loan costs less.
- Line up offers side by side: APR, fees in dollars, total cost.
- Verify the Indiana license before giving out your Social Security number.
- Pick the shortest term whose payment still fits.
Nearby and statewide guides
For statewide rules and data, see the Indiana guide.
Frequently asked questions
Is Crawford County a high-income county?
Its $49,640 median ranks 92nd of 92 Indiana counties and compares with $65,681 for the median U.S. county.
Is Crawford County expensive for renters?
Median rent is $686 against $1,062 statewide, and 45% of renter households are cost-burdened.
Which towns does the Crawford County guide cover?
Every community in the county, unincorporated areas included. The largest of its 5 Census places: English, Marengo, Milltown, Leavenworth, Alton.
Is the fit check different in Crawford County?
No. It is identical everywhere, and it never looks at your neighborhood.
Where can someone in Crawford County check a lender's license?
With the Indiana Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.