1st Advantage MortgageDubois County households have a median income of $75,979 and median rent of $834 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Indiana before sharing details.
On this page
- Dubois County by the numbers
- What Dubois County households earn
- What it costs to live in Dubois County
- Jobs and commutes in Dubois County
- The communities that make up Dubois County
- How Dubois County compares with nearby counties
- More Dubois County figures
- Borrowing situations common in Dubois County
- A Dubois County household budget, worked through
- Four steps for Dubois County borrowers
- Indiana rules that apply in Dubois County
- Related local guides
- Frequently asked questions
Dubois County by the numbers
With an estimated 43,614 residents (ACS 2020 to 2024), Dubois County ranks 36th of 92 in Indiana for population. Packed into 427 square miles, that is close to 102 residents for every square mile of land. Under the July 2023 OMB definitions, Dubois County is not part of any metropolitan area. The Census Bureau counts 6 places in the county (5 incorporated, 1 census-designated); the largest is Jasper, with about 15,991 residents, or 37% of the county.
What Dubois County households earn
Dubois County households have a median income of $75,979 (ACS 2020 to 2024), which ranks 22nd of 92 in Indiana.
| Band | Dubois County | Compared with Indiana |
|---|---|---|
| Under $35,000 | 21.3% | -1.3 pts |
| $35,000 to $99,999 | 42.7% | -0.7 pts |
| $100,000 to $199,999 | 27.1% | +1.3 pts |
| $200,000 or more | 8.9% | +0.7 pts |
The spread is wide: 36% of Dubois County households make $100,000 or more, and 21% make less than $35,000. The poverty rate is 11.0%, 1 point lower than the state's 12.3%. Income inequality, measured by the Gini index, comes to 0.410 here. None of these numbers decides a Dubois County application. Lenders weigh your own documented income against your own debts.
What it costs to live in Dubois County
Median gross rent, utilities included, comes to $834 in Dubois County versus $1,062 statewide. Rent takes 30% or more of income for 31% of renter households here. Home values center on $230,100, or 3.0 years of median income. Owners occupy 75% of homes. Median construction year: 1980.
| Housing | Dubois County | Indiana statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $834/mo | $1,062/mo | $877/mo |
| Median home value | $230,100 | $218,200 | $185,300 |
| Owners | 75% | 71% | 75% |
| Rent-burdened renters | 31% | 48% | 45% |
| Burdened owners | 19% | 20% | n/a |
| Vacant units | 7% | 9% | n/a |
In an owner-heavy county like Dubois County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Jobs and commutes in Dubois County
By the Census industry count, 34% of employed Dubois County residents work in manufacturing and 16% in education and health care. Manufacturing stands out: 34% of workers here, versus 18% statewide. The survey's unemployment rate for Dubois County averages 2.3% over 2020 to 2024 (state: 4.3%). 10% of commuters travel 45 minutes or more each way, and 6% work from home.
| Top industries | Dubois County share | +/- vs Indiana |
|---|---|---|
| Manufacturing | 34.1% | +16.1 pts |
| Education and health care | 16.5% | -7.0 pts |
| Retail trade | 11.1% | +0.3 pts |
| Construction | 6.4% | -0.2 pts |
| Professional and administrative services | 6.1% | -3.2 pts |
| Arts, lodging and food service | 5.8% | -2.0 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
The communities that make up Dubois County
Here are the 6 most populous of the county's 6 Census places, with income and rent from the same 2020 to 2024 survey. About 60% of Dubois County residents live in one of the 6. Among places of 500 or more people, median income runs from $54,421 in Huntingburg to $70,313 in Holland. Rent is cheapest in Ferdinand ($807) and steepest in Huntingburg ($887). None of the 6 has its own city guide, so this page covers all of them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Jasper | city | 15,991 | $68,817 | $810 | 4 mi |
| Huntingburg | city | 6,396 | $54,421 | $887 | 7 mi |
| Ferdinand | town | 2,351 | $70,000 | $807 | 10 mi |
| Holland | town | 613 | $70,313 | $868 | 13 mi |
| Dubois | CDP | 439 | $80,988 | n/a | 7 mi |
| Birdseye | town | 263 | $55,750 | $650 | 10 mi |
How Dubois County compares with nearby counties
The six counties whose centers lie closest to Dubois County's, from 20 to 25 miles away. Pike County leads the group on income ($71,334), Crawford County trails ($49,640), and Dubois County out-earns 6 of the six.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Dubois County | - | $75,979 | $834/mo | 75% |
| Pike County, IN | 20 mi | $71,334 | $739/mo | 87% |
| Martin County, IN | 23 mi | $68,594 | $697/mo | 79% |
| Orange County, IN | 24 mi | $65,873 | $855/mo | 79% |
| Crawford County, IN | 24 mi | $49,640 | $686/mo | 81% |
| Perry County, IN | 24 mi | $61,151 | $682/mo | 75% |
| Daviess County, IN | 25 mi | $68,503 | $847/mo | 72% |
More Dubois County figures
Degree holders: 26% of adults over 25. About 5% go without health insurance.
| Measure | Dubois County | Indiana statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 40.3 | 38.1 | 41.5 |
| Bachelor's or higher | 25.7% | 29.5% | 22.2% |
| No high school diploma | 10.6% | 9.6% | n/a |
| No health insurance | 5.2% | 7.4% | 7.8% |
| No vehicle | 4.2% | 6.2% | 5.4% |
| Work from home | 5.6% | 10.7% | 8.7% |
| Poverty rate | 11.0% | 12.3% | 13.2% |
| Unemployment (ACS) | 2.3% | 4.3% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 40.9% |
| 15 to 29 min | 41.2% |
| 30 to 44 min | 7.5% |
| 45 to 59 min | 4.1% |
| 60+ min | 6.3% |
Borrowing situations common in Dubois County
The county's numbers point to a few situations that come up often for Dubois County borrowers.
- Check your file. An error fixed before you apply can change the offers a Dubois County borrower sees (free reports).
- Getting ready. Gather pay stubs or benefit letters before you apply (checklist).
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
A Dubois County household budget, worked through
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Dubois County household at the medians it works out like this; treat it as an illustration only.
- Start: $6,332 gross per month ($75,979 / 12)
- Less median rent of $834, which is 13% of it
- 40% debt-to-income limit: $1,699 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Four steps for Dubois County borrowers
Steps that save money for Dubois County residents:
- Price the Dubois County expense first and borrow that amount, no more.
- Line up offers side by side: APR, fees in dollars, total cost.
- Look the lender up with the state regulator first.
- Read the final agreement; it must match the offer.
Indiana rules that apply in Dubois County
Dubois County borrowers fall under statewide rules, enforced by the Indiana Department of Financial Institutions. Federal complaints: consumerfinance.gov. See the Indiana state guide for the statewide picture.
Related local guides
For statewide rules and data, see the Indiana guide.
Frequently asked questions
What does a typical Dubois County household make?
About $75,979 a year at the median (ACS 2020-24), 6% above the Indiana median.
How does Dubois County rent compare with Indiana?
$834 locally versus $1,062 for the state, 21% below.
What are the biggest places in Dubois County?
By population: Jasper, Huntingburg, Ferdinand, Holland, Dubois. The county has 6 Census places in all.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Dubois County or elsewhere in Indiana, the same rules apply.
Where can someone in Dubois County check a lender's license?
With the Indiana Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.