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Arkansas

Personal loans in Crittenden County, AR: county guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

In Crittenden County, Arkansas, the typical household earns $55,358 a year and the typical rent is $911. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Arkansas before sharing details.

On this page
  1. Getting oriented in Crittenden County
  2. Renting and owning in Crittenden County
  3. Income in Crittenden County compared with Arkansas
  4. The Crittenden County job picture
  5. Places inside Crittenden County
  6. The counties around Crittenden County
  7. Who lives in Crittenden County, in numbers
  8. Before borrowing in Crittenden County
  9. What a median Crittenden County budget can carry
  10. Licensing and complaints for Crittenden County
  11. A Crittenden County borrower's checklist
  12. More guides for Crittenden County
  13. Frequently asked questions

Getting oriented in Crittenden County

47,266Population (ACS 2020-24)
$55,358Median household income
$911/moMedian gross rent
$160,200Median home value
57%Owner-occupied homes
21%Below the poverty line
612 sq miLand area
36.2Median age

Roughly 47,266 residents live in Crittenden County, Arkansas, 14th by population among the state's 75 counties and county equivalents. It covers 612 square miles of land, or about 77 people per square mile. For statistical purposes it belongs to the Memphis, TN-MS-AR metro area, as delineated by the Office of Management and Budget in July 2023. The Census Bureau counts 13 places in the county (13 incorporated, 0 census-designated); the largest is West Memphis, with about 23,929 residents, or 51% of the county.

Renting and owning in Crittenden County

Median gross rent, utilities included, comes to $911 in Crittenden County versus $947 statewide. 45% of renting households spend 30% or more of income on rent, and 25% spend half or more. With a median value of $160,200, a typical Crittenden County house costs 2.9 times what the median household earns in a year. Owners occupy 57% of homes. Median construction year: 1983.

MeasureCrittenden CountyArkansasMedian U.S. county
Median gross rent$911/mo$947/mo$877/mo
Median home value$160,200$188,000$185,300
Owners57%66%75%
Rent-burdened renters45%45%45%
Burdened owners26%22%n/a
Vacant units15%14%n/a

Income in Crittenden County compared with Arkansas

Half of Crittenden County households take in less than $55,358 a year and half take in more, 9% below the Arkansas median of $60,773. Only 22 Arkansas counties post a higher median.

Yearly household incomeCrittenden CountyGap to Arkansas
Under $35,00032.9%+4.0 pts
$35,000 to $99,99946.0%+2.9 pts
$100,000 to $199,99917.0%-4.2 pts
$200,000 or more4.1%-2.6 pts

The spread is wide: 21% of Crittenden County households make $100,000 or more, and 33% make less than $35,000. Census counts 21.0% of Crittenden County residents in poverty, against 16.0% across Arkansas. Income inequality, measured by the Gini index, comes to 0.455 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Crittenden County median.

The Crittenden County job picture

The biggest employer of Crittenden County residents, by industry, is education and health care at 22% of workers, followed by transportation, warehousing and utilities (12%). Transportation, warehousing and utilities stands out: 12% of workers here, versus 6% statewide. The survey's unemployment rate for Crittenden County averages 10.2% over 2020 to 2024 (state: 4.9%). About 76% drive to work alone and 11% have trips of 45 minutes or more.

Top industriesCrittenden County share+/- vs Arkansas
Education and health care22.4%-1.6 pts
Transportation, warehousing and utilities12.2%+5.9 pts
Retail trade11.7%-1.5 pts
Manufacturing10.6%-2.2 pts
Arts, lodging and food service10.1%+2.2 pts
Professional and administrative services6.7%-1.5 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

Places inside Crittenden County

The table lists the 13 largest of 13 Census places in Crittenden County, by population. Together all 13 hold about 41,895 people, so roughly 11% of residents live outside any named place. Incomes vary by place: $78,330 at the median in Marion, $32,197 in Earle. Rent is cheapest in Earle ($583) and steepest in Marion ($1,148). No Crittenden County place has a separate guide yet; this county page serves all 13.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
West Memphiscity23,929$42,674$8707 mi
Marioncity13,623$78,330$1,1486 mi
Earlecity1,520$32,197$58310 mi
Turrellcity496$55,000$86712 mi
Clarkedalecity468$130,625n/a9 mi
Crawfordsvilletown424$83,500$9002 mi
Horseshoe Laketown414$65,179$70620 mi
Edmondsontown308$30,000$6246 mi
Gilmorecity293$39,583n/a15 mi
Sunsettown153$27,614$9256 mi
Jerichotown119$66,528n/a8 mi
Jennettetown86$62,500n/a7 mi
Anthonyvilletown62n/a$59411 mi

The counties around Crittenden County

The six counties whose centers lie closest to Crittenden County's, from 23 to 38 miles away. 3 of the six report a higher median household income than Crittenden County; DeSoto County is highest at $85,297 and St. Francis County lowest at $42,574. The list crosses into Mississippi, Tennessee, where different lending rules and regulators apply.

CountyMilesMedian household incomeMedian rentHomeownership
Crittenden County-$55,358$911/mo57%
Shelby County, TN23 mi$63,767$1,232/mo54%
Cross County, AR27 mi$50,863$764/mo68%
St. Francis County, AR28 mi$42,574$779/mo55%
DeSoto County, MS29 mi$85,297$1,451/mo78%
Poinsett County, AR33 mi$46,707$619/mo64%
Tipton County, TN38 mi$74,127$1,013/mo76%

Who lives in Crittenden County, in numbers

17% of Crittenden County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 9.6%, against 9.0% for Arkansas.

People and householdsCrittenden CountyArkansasMedian county
Median age36.238.541.5
Bachelor's or higher17.0%25.7%22.2%
No high school diploma14.6%11.3%n/a
No health insurance9.6%9.0%7.8%
No vehicle10.7%5.9%5.4%
Work from home7.1%8.8%8.7%
Poverty rate21.0%16.0%13.2%
Unemployment (ACS)10.2%4.9%4.4%
One-way commuteShare of Crittenden County workers
Under 15 min40.3%
15 to 29 min27.2%
30 to 44 min21.6%
45 to 59 min6.3%
60+ min4.6%

Before borrowing in Crittenden County

A few patterns in the Crittenden County data, and the practical point behind each:

  • Assistance before credit. With a 21% poverty rate, check no-cost options before any Crittenden County loan.
  • Tight rental budgets. With 45% of Crittenden County renters cost-burdened, test a new payment against a lean month.
  • Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).

What a median Crittenden County budget can carry

How much room does a median Crittenden County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.

  • Median income divided by twelve: $4,613 before taxes
  • 20% goes to median rent ($911)
  • At 35%, room after rent is $704 a month
  • With a 45% ceiling, about $1,165 remains for car, card, student and any new loan payments

Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.

Licensing and complaints for Crittenden County

Consumer lenders serving Crittenden County are licensed by the state, not the county; in Arkansas that is the Arkansas State Bank Department. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. Statewide data and rules: Arkansas guide.

A Crittenden County borrower's checklist

Before you apply, wherever you live in Crittenden County:

  • Price the Crittenden County expense first and borrow that amount, no more.
  • Collect three written offers and compare APR and total repaid.
  • Look the lender up with the state regulator first.
  • Pick the shortest term whose payment still fits.

For statewide rules and data, see the Arkansas guide.

Frequently asked questions

How much do households in Crittenden County earn?

The median is $55,358; 21% earn $100,000 or more and 33% under $35,000. A lender uses your own documented income, not this figure.

How much is rent in Crittenden County?

Median gross rent, utilities included, is $911 a month; 45% of renters spend 30% or more of income on it.

What are the biggest places in Crittenden County?

By population: West Memphis, Marion, Earle, Turrell, Clarkedale. The county has 13 Census places in all.

Are Crittenden County applicants treated differently?

No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.

Where can someone in Crittenden County check a lender's license?

With the Arkansas State Bank Department. If a lender is unlicensed or asks for a fee before funding, walk away.

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