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Arkansas

Personal loans in Poinsett County, AR: county guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

About 64% of Poinsett County homes are owner-occupied, and the median household income is $46,707. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Who lives in Poinsett County
  2. What Poinsett County households earn
  3. How Poinsett County residents earn a living
  4. Renting and owning in Poinsett County
  5. The communities that make up Poinsett County
  6. Regional comparison for Poinsett County
  7. A Poinsett County household budget, worked through
  8. Poinsett County residents: age, schooling, coverage
  9. Before borrowing in Poinsett County
  10. A Poinsett County borrower's checklist
  11. Lender oversight for Poinsett County
  12. More guides for Poinsett County
  13. Frequently asked questions

Who lives in Poinsett County

22,543Population (ACS 2020-24)
$46,707Median household income
$619/moMedian gross rent
$103,000Median home value
64%Owner-occupied homes
20%Below the poverty line
758 sq miLand area
40.0Median age

Poinsett County is home to about 22,543 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 26th most populous of 75 county-level areas in Arkansas. Spread over 758 square miles, that works out to roughly 29.7 residents per square mile. The federal metro definitions (OMB, July 2023) place it in the Jonesboro, AR metropolitan area. Trumann is the biggest of its 10 Census places, at roughly 7,410 people (33% of the county total).

What Poinsett County households earn

At $46,707, the typical Poinsett County household income is 29% below the median U.S. county ($65,681). In the state ranking that is 55th of 75.

Households earningPoinsett County+/- vs Arkansas
Under $35,00039.2%+10.3 pts
$35,000 to $99,99944.2%+1.1 pts
$100,000 to $199,99913.9%-7.3 pts
$200,000 or more2.7%-4.0 pts

Some 39% of households here live on less than $35,000 a year; 17% have six-figure incomes. Census counts 20.1% of Poinsett County residents in poverty, against 16.0% across Arkansas. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Poinsett County median.

How Poinsett County residents earn a living

Education and health care employs 24% of working residents, the largest share; manufacturing is next with 17%. Compared with Arkansas, the county leans toward manufacturing (17% against 13%). The survey's unemployment rate for Poinsett County averages 6.4% over 2020 to 2024 (state: 4.9%). Long commutes are the exception here: 13% of workers spend 45 minutes or longer getting to work.

Industry (employed residents 16+)Poinsett CountyGap to Arkansas
Education and health care23.6%-0.4 pts
Manufacturing17.2%+4.5 pts
Retail trade13.9%+0.7 pts
Transportation, warehousing and utilities7.3%+1.1 pts
Other services6.4%+1.4 pts
Arts, lodging and food service5.9%-1.9 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

Renting and owning in Poinsett County

Renters in Poinsett County pay a median of $619 a month, 35% below the Arkansas figure of $947. 49% of renting households spend 30% or more of income on rent, and 19% spend half or more. With a median value of $103,000, a typical Poinsett County house costs 2.2 times what the median household earns in a year. The ownership rate is 64%. The median home was built in 1978, so roofs, wiring and heating systems are a common source of repair bills.

Poinsett CountyArkansasU.S. county median
Median gross rent$619/mo$947/mo$877/mo
Median home value$103,000$188,000$185,300
Owners64%66%75%
Rent-burdened renters49%45%45%
Burdened owners18%22%n/a
Vacant units16%14%n/a

The communities that make up Poinsett County

The table lists the 10 largest of 10 Census places in Poinsett County, by population. Together all 10 hold about 15,602 people, so roughly 31% of residents live outside any named place. Weiner has the highest median household income on the list ($52,917) and Trumann the lowest ($38,881), counting places with at least 500 residents. Rent is cheapest in Marked Tree ($565) and steepest in Weiner ($825). None of the 10 has its own city guide, so this page covers all of them.

Town or CDPTypePeopleMedian household incomeMedian gross rentMiles from center
Trumanncity7,410$38,881$58611 mi
Marked Treecity2,249$45,656$56515 mi
Harrisburgcity2,216$48,047$6882 mi
Lepantocity2,025$44,271$61520 mi
Weinercity680$52,917$82513 mi
Tyronzacity627$45,804$66719 mi
Fishercity167$38,750n/a17 mi
PaynewayCDP133$37,969$65610 mi
Waldenburgtown63$34,792$1,20014 mi
RivervaleCDP32n/an/a20 mi

CDPs are unincorporated communities the Census Bureau defines for counting.

Regional comparison for Poinsett County

Nearest neighbors first, measured between county centers (18 to 38 miles). Craighead County leads the group on income ($59,548), St. Francis County trails ($42,574), and Poinsett County out-earns 2 of the six.

CountyDistanceMedian incomeMedian rentOwners
Poinsett County-$46,707$619/mo64%
Craighead County, AR18 mi$59,548$958/mo60%
Cross County, AR20 mi$50,863$764/mo68%
Jackson County, AR31 mi$44,218$668/mo65%
Crittenden County, AR33 mi$55,358$911/mo57%
Mississippi County, AR38 mi$52,548$830/mo60%
St. Francis County, AR38 mi$42,574$779/mo55%

A Poinsett County household budget, worked through

Poinsett County at the medians, through a lender's eyes (what DTI means):

  • $46,707 a year is $3,892 of gross monthly income
  • Median rent: $619, or 16 cents of every gross dollar
  • 40% debt-to-income limit: $938 left for all other debt payments

Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Poinsett County's.

Poinsett County residents: age, schooling, coverage

Degree holders: 11% of adults over 25. About 9% go without health insurance.

ResidentsPoinsett CountyArkansasMiddle U.S. county
Median age40.038.541.5
Bachelor's or higher11.4%25.7%22.2%
No high school diploma18.8%11.3%n/a
No health insurance8.7%9.0%7.8%
No vehicle11.5%5.9%5.4%
Work from home3.9%8.8%8.7%
Poverty rate20.1%16.0%13.2%
Unemployment (ACS)6.4%4.9%4.4%
One-way commuteShare of Poinsett County workers
Under 15 min34.3%
15 to 29 min28.6%
30 to 44 min24.5%
45 to 59 min6.4%
60+ min6.2%

Before borrowing in Poinsett County

What the Poinsett County figures suggest, and what to check first:

  • Assistance before credit. With a 20% poverty rate, check no-cost options before any Poinsett County loan.
  • Renters under pressure. When 49% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
  • Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.

A Poinsett County borrower's checklist

Quick steps for Poinsett County:

  • Size the loan to the bill, not to the most a lender offers.
  • Collect three written offers and compare APR and total repaid.
  • Check the license, then the reviews, then the offer.
  • Ask about early-payoff penalties.

Lender oversight for Poinsett County

Consumer lenders serving Poinsett County are licensed by the state, not the county; in Arkansas that is the Arkansas State Bank Department. The Consumer Financial Protection Bureau accepts complaints nationwide. Statewide data and rules: Arkansas guide.

The Arkansas guide covers the whole state.

Frequently asked questions

Is Poinsett County a high-income county?

Its $46,707 median ranks 55th of 75 Arkansas counties and compares with $65,681 for the median U.S. county.

What do renters pay in Poinsett County?

$619 a month at the median, about 16% of median household income.

What are the biggest places in Poinsett County?

By population: Trumann, Marked Tree, Harrisburg, Lepanto, Weiner. The county has 10 Census places in all.

Can Poinsett County residents use the questionnaire?

Yes. It asks the same questions in every Arkansas county, lists every requirement up front and does not affect your credit score.

Where can someone in Poinsett County check a lender's license?

With the Arkansas State Bank Department. If a lender is unlicensed or asks for a fee before funding, walk away.

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