1st Advantage MortgageThe median Crockett County household earns $81,022, and 9% of residents live below the poverty line. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Crockett County by the numbers
- What it costs to live in Crockett County
- What Crockett County households earn
- Employment and commuting in Crockett County
- Crockett County and the counties next door
- Crockett County towns compared
- Room for a loan payment in Crockett County
- Crockett County residents: age, schooling, coverage
- Before borrowing in Crockett County
- Before you sign
- Lender oversight for Crockett County
- Nearby and statewide guides
- Frequently asked questions
Crockett County by the numbers
Crockett County is home to about 2,822 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 224th most populous of 254 county-level areas in Texas. Spread over 2,807 square miles, that works out to roughly 1.0 residents per square mile. Under the July 2023 OMB definitions, Crockett County is not part of any metropolitan area. Ozona, with about 2,405 people, is the only Census place mainly inside the county. Because Crockett County is small, the survey's margins of error are wide; treat the numbers as approximate.
What it costs to live in Crockett County
Median gross rent, utilities included, comes to $558 in Crockett County versus $1,403 statewide. 0% of renting households spend 30% or more of income on rent. The ownership rate is 74%.
| Cost | Crockett County | Texas figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $558/mo | $1,403/mo | $877/mo |
| Owners | 74% | 63% | 75% |
| Rent-burdened renters | 0% | 52% | 45% |
| Burdened owners | 10% | 29% | n/a |
| Mobile homes | 13.1% | 6.4% | n/a |
| Vacant units | 29% | 9% | n/a |
Because most Crockett County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
What Crockett County households earn
Crockett County households have a median income of $81,022 (ACS 2020 to 2024), which ranks 34th of 254 in Texas.
| Income band | Share in Crockett County | Difference from Texas |
|---|---|---|
| Under $35,000 | 18.0% | -3.4 pts |
| $35,000 to $99,999 | 39.2% | -0.2 pts |
| $100,000 to $199,999 | 42.9% | +16.1 pts |
| $200,000 or more | 0.0% | -12.5 pts |
About 18% of households earn under $35,000, while 43% clear $100,000. Census counts 9.3% of Crockett County residents in poverty, against 13.8% across Texas. None of these numbers decides a Crockett County application. Lenders weigh your own documented income against your own debts.
Employment and commuting in Crockett County
The biggest employer of Crockett County residents, by industry, is education and health care at 34% of workers, followed by agriculture, forestry and mining (24%). Agriculture, forestry and mining stands out: 24% of workers here, versus 2% statewide. ACS puts five-year average unemployment at 3.0% in Crockett County. Long commutes are the exception here: 13% of workers spend 45 minutes or longer getting to work.
| Sector | Crockett County | Compared with Texas |
|---|---|---|
| Education and health care | 34.1% | +12.5 pts |
| Agriculture, forestry and mining | 23.7% | +21.4 pts |
| Transportation, warehousing and utilities | 16.5% | +9.7 pts |
| Construction | 12.1% | +3.6 pts |
| Other services | 5.8% | +0.9 pts |
| Professional and administrative services | 4.9% | -8.0 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Crockett County and the counties next door
Six nearby counties, 46 to 58 miles away by the straight-line distance between their centers. Income ranges from $44,886 in Terrell County to $86,694 in Schleicher County; 1 of these neighbors top Crockett County's median.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Crockett County | - | $81,022 | $558/mo | 74% |
| Reagan County, TX | 46 mi | $57,813 | $746/mo | 70% |
| Irion County, TX | 48 mi | $70,357 | $1,950/mo | 83% |
| Terrell County, TX | 52 mi | $44,886 | n/a | 89% |
| Schleicher County, TX | 53 mi | $86,694 | $660/mo | 84% |
| Sutton County, TX | 55 mi | $78,906 | $772/mo | 76% |
| Upton County, TX | 58 mi | $49,167 | $720/mo | 77% |
Crockett County towns compared
Just one Census place, Ozona, lies mainly within Crockett County; it holds about 2,405 people. None of the 1 has its own city guide, so this page covers all of them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Ozona | CDP | 2,405 | $81,622 | $558 | 12 mi |
Room for a loan payment in Crockett County
The debt-to-income ratio is the main affordability test lenders use. Applied to Crockett County's medians:
- Median income divided by twelve: $6,752 before taxes
- Housing at the median rent of $558 uses 8%
- 35% debt-to-income limit: $1,805 left for all other debt payments
- Under a 45% cap, $3,038 total minus rent leaves $2,480
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Crockett County's.
Crockett County residents: age, schooling, coverage
Degree holders: 11% of adults over 25. The uninsured rate is 2.3%, against 17.1% for Texas.
| Residents | Crockett County | Texas | Middle U.S. county |
|---|---|---|---|
| Median age | 42.6 | 35.6 | 41.5 |
| Bachelor's or higher | 10.7% | 33.8% | 22.2% |
| No high school diploma | 38.2% | 14.0% | n/a |
| No health insurance | 2.3% | 17.1% | 7.8% |
| No vehicle | 0.0% | 5.4% | 5.4% |
| Work from home | 7.2% | 14.4% | 8.7% |
| Poverty rate | 9.3% | 13.8% | 13.2% |
| Unemployment (ACS) | 3.0% | 5.3% | 4.4% |
| One-way commute | Share of Crockett County workers |
|---|---|
| Under 15 min | 71.6% |
| 15 to 29 min | 6.2% |
| 30 to 44 min | 8.9% |
| 45 to 59 min | 3.3% |
| 60+ min | 10.0% |
Before borrowing in Crockett County
The county's numbers point to a few situations that come up often for Crockett County borrowers.
- Mobile home upkeep. 13% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Consolidation math. With 43% at six figures, card consolidation is common; it pays only if total cost falls (guide).
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
Before you sign
Before you apply, wherever you live in Crockett County:
- Get a written quote for whatever you are paying for in Crockett County.
- Line up offers side by side: APR, fees in dollars, total cost.
- Look the lender up with the state regulator first.
- Ask about early-payoff penalties.
Lender oversight for Crockett County
Licensing happens at the state level, so a lender working with Crockett County borrowers answers to the Texas Department of Banking. The Office of Consumer Credit Commissioner handles consumer-credit questions as well. Federal complaints: consumerfinance.gov. The Texas guide covers state rules in more detail.
Nearby and statewide guides
For statewide rules and data, see the Texas guide.
Frequently asked questions
Is Crockett County a high-income county?
Its $81,022 median ranks 34th of 254 Texas counties and compares with $65,681 for the median U.S. county.
How much is rent in Crockett County?
Median gross rent, utilities included, is $558 a month; 0% of renters spend 30% or more of income on it.
I own my home in Crockett County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 74% of homes owner-occupied here, many readers can compare both in writing.
I live in a small Crockett County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Ozona.
Are Crockett County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.