1st Advantage MortgageThe median Sanpete County household earns $70,083, and 15% of residents live below the poverty line. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Getting oriented in Sanpete County
- Work, industries and travel time in Sanpete County
- Income in Sanpete County compared with Utah
- Sanpete County housing compared with Utah
- Regional comparison for Sanpete County
- Cities, towns and CDPs in Sanpete County
- Sanpete County households compared
- Before borrowing in Sanpete County
- A Sanpete County household budget, worked through
- Licensing and complaints for Sanpete County
- Steps before you apply in Sanpete County
- Related local guides
- Frequently asked questions
Getting oriented in Sanpete County
The latest five-year Census estimate puts Sanpete County's population at 29,719; only 12 of Utah's 29 county-level areas are larger. Land area is 1,590 square miles (2024 Gazetteer), so density runs near 19 per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 13 Census places inside Sanpete County, Ephraim leads by population with about 5,949; 13 of the 13 are incorporated.
Work, industries and travel time in Sanpete County
Education and health care employs 28% of working residents, the largest share; manufacturing is next with 11%. The sharpest difference from the state is in agriculture, forestry and mining, at 7% locally and 1% for Utah. The survey's unemployment rate for Sanpete County averages 5.1% over 2020 to 2024 (state: 3.6%). About 72% drive to work alone and 17% have trips of 45 minutes or more.
| Top industries | Sanpete County share | +/- vs Utah |
|---|---|---|
| Education and health care | 28.2% | +5.7 pts |
| Manufacturing | 11.0% | +0.7 pts |
| Construction | 8.8% | +0.7 pts |
| Retail trade | 8.3% | -3.0 pts |
| Arts, lodging and food service | 8.0% | -0.1 pts |
| Agriculture, forestry and mining | 7.5% | +6.1 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Income in Sanpete County compared with Utah
Half of Sanpete County households take in less than $70,083 a year and half take in more, 26% below the Utah median of $95,166. In the state ranking that is 22nd of 29.
| Household income | Sanpete County | vs Utah |
|---|---|---|
| Under $35,000 | 20.6% | +6.6 pts |
| $35,000 to $99,999 | 48.9% | +10.4 pts |
| $100,000 to $199,999 | 24.8% | -8.8 pts |
| $200,000 or more | 5.7% | -8.2 pts |
About 21% of households earn under $35,000, while 30% clear $100,000. 15.2% of residents fall below the federal poverty line (statewide: 8.5%). If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Sanpete County median.
Sanpete County housing compared with Utah
A typical Sanpete County rental runs $954 a month including utilities, which is 36% below Utah. Rent takes 30% or more of income for 42% of renter households here. With a median value of $347,200, a typical Sanpete County house costs 5.0 times what the median household earns in a year. 74% of Sanpete County households own their home and 26% rent. Median construction year: 1985.
| Cost | Sanpete County | Utah figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $954/mo | $1,496/mo | $877/mo |
| Median home value | $347,200 | $489,400 | $185,300 |
| Owners | 74% | 70% | 75% |
| Rent-burdened renters | 42% | 47% | 45% |
| Burdened owners | 27% | 25% | n/a |
| Mobile homes | 4.1% | 2.9% | n/a |
| Vacant units | 16% | 8% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Regional comparison for Sanpete County
Distances run center to center, from Sevier County at 45 miles out to Wasatch County at 70. 5 of the six report a higher median household income than Sanpete County; Wasatch County is highest at $117,608 and Carbon County lowest at $58,377.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Sanpete County | - | $70,083 | $954/mo | 74% |
| Sevier County, UT | 45 mi | $74,884 | $912/mo | 78% |
| Utah County, UT | 52 mi | $100,671 | $1,541/mo | 68% |
| Emery County, UT | 52 mi | $74,291 | $739/mo | 80% |
| Carbon County, UT | 57 mi | $58,377 | $870/mo | 68% |
| Juab County, UT | 69 mi | $101,786 | $907/mo | 84% |
| Wasatch County, UT | 70 mi | $117,608 | $2,000/mo | 80% |
Cities, towns and CDPs in Sanpete County
Here are the 13 most populous of the county's 13 Census places, with income and rent from the same 2020 to 2024 survey. About 84% of Sanpete County residents live in one of the 13. Incomes vary by place: $77,778 at the median in Centerfield, $62,614 in Manti. No Sanpete County place has a separate guide yet; this county page serves all 13.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Ephraim | city | 5,949 | $66,541 | $928 | 1 mi |
| Mount Pleasant | city | 3,805 | $68,920 | $1,073 | 13 mi |
| Manti | city | 3,594 | $62,614 | $995 | 8 mi |
| Gunnison | city | 3,562 | $70,833 | $1,076 | 20 mi |
| Moroni | city | 1,535 | $65,833 | $894 | 11 mi |
| Fountain Green | city | 1,521 | $73,017 | $1,188 | 18 mi |
| Fairview | city | 1,342 | $66,442 | $979 | 19 mi |
| Centerfield | town | 1,240 | $77,778 | $854 | 21 mi |
| Spring City | city | 1,057 | $71,250 | $938 | 9 mi |
| Fayette | town | 471 | $75,833 | n/a | 18 mi |
| Mayfield | town | 384 | $80,000 | $618 | 19 mi |
| Wales | town | 355 | $71,250 | $836 | 8 mi |
| Sterling | town | 281 | $66,359 | $1,094 | 14 mi |
Sanpete County households compared
Degree holders: 23% of adults over 25. About 10% go without health insurance.
| Measure | Sanpete County | Utah statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 33.8 | 32.0 | 41.5 |
| Bachelor's or higher | 22.9% | 37.7% | 22.2% |
| No high school diploma | 8.6% | 6.6% | n/a |
| No health insurance | 9.7% | 8.4% | 7.8% |
| No vehicle | 3.1% | 4.1% | 5.4% |
| Work from home | 8.7% | 17.6% | 8.7% |
| Poverty rate | 15.2% | 8.5% | 13.2% |
| Unemployment (ACS) | 5.1% | 3.6% | 4.4% |
| One-way commute | Share of Sanpete County workers |
|---|---|
| Under 15 min | 53.1% |
| 15 to 29 min | 21.4% |
| 30 to 44 min | 8.7% |
| 45 to 59 min | 5.3% |
| 60+ min | 11.6% |
Before borrowing in Sanpete County
What the Sanpete County figures suggest, and what to check first:
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
- Debt consolidation. One fixed payment can save money only if the written APR and fees beat what you pay now (guide).
A Sanpete County household budget, worked through
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Sanpete County household at the medians it works out like this; treat it as an illustration only.
- Median income divided by twelve: $5,840 before taxes
- 16% goes to median rent ($954)
- Under a 40% cap, $2,336 total minus rent leaves $1,382
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Licensing and complaints for Sanpete County
No county office licenses personal lenders. For Sanpete County, check the Utah Department of Financial Institutions. The Consumer Financial Protection Bureau accepts complaints nationwide. The Utah guide covers state rules in more detail.
Steps before you apply in Sanpete County
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Line up offers side by side: APR, fees in dollars, total cost.
- Verify the Utah license before giving out your Social Security number.
- Pick the shortest term whose payment still fits.
Related local guides
The Utah guide covers the whole state.
Frequently asked questions
What is the median household income in Sanpete County?
$70,083 a year in the 2020 to 2024 Census survey, versus $95,166 for Utah. It ranks 22nd of 29 in the state.
How does Sanpete County rent compare with Utah?
$954 locally versus $1,496 for the state, 36% below.
I own my home in Sanpete County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 74% of homes owner-occupied here, many readers can compare both in writing.
Which towns does the Sanpete County guide cover?
Every community in the county, unincorporated areas included. The largest of its 13 Census places: Ephraim, Mount Pleasant, Manti, Gunnison, Moroni.
Can Sanpete County residents use the questionnaire?
Yes. It asks the same questions in every Utah county, lists every requirement up front and does not affect your credit score.